Best Payment Processing Software in Germany of 2026

BILL

BILL (NYSE: BILL) is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. Our integrated platform helps businesses to more efficiently control their payables, receivables and spend and expense management. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. For more information, visit bill.com.

2,133 Ratings

Starting Price: $45 per user per month

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Square Payments

Block

Accept every payment quickly, easily, and securely. Easily accept card payments—no matter if you’re selling on the go or at your store. Streamline the way you create, send, and track your invoices. Customer not there in person? Take remote credit card payments over the phone or from your computer, and get paid fast. Create and grow your online store, and seamlessly accept online payments with Square. We make accepting cards as fast, painless, and secure as possible. There are no extra fees, no long term contracts, and no tricks. Just fast, secure payments you can depend on.

9,805 Ratings

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PremierCashier

NetResources

Tired of integrating PSP's and handling cashier complexity? PremierCashier is your no-code, scalable e-commerce solution. With one API integration you can access hundreds of payment solutions. Any device, any language, and any currency - including many popular cryptocurrencies. Smart credit card routing with intelligent failover, clever rules and algorithms to ensure you never lose a transaction. Bring your own merchant accounts or use our payment consulting to ensure you maximize your payment potential in any geo market. Our payment orchestration software is lightning fast and extremely customizable. Automatic customer profiling allows you to keep your processing secure while providing your customers with a VIP experience. And our dashboard is unrivaled in terms of providing you with actionable information at your fingertips. Plus, our latest API makes for a fast and robust integration to your CRM/ERP. Contact us to get started!

Starting Price: $750 USD - no percentages!

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Venmo

PayPal

Pay friends and family with a Venmo account using money you have in Venmo, or link your bank account or debit card quickly. Send money and make purchases at approved merchants. Remember the moments you share with friends. Split dinner, send a birthday gift, or just say hello. Move money from Venmo to your bank account. We use encryption to help protect your account information and monitor your account activity to help identify unauthorized transactions. Pay family and friends with Venmo accounts using a phone number or email. If they don't have a Venmo account, they'll just need to create one. Find friends automatically by syncing your Facebook or phone contacts. When you send money using your Venmo balance, bank account, debit card or prepaid card, we waive fees so it’s free. Our standard 3% fee applies to credit cards. Receiving money and making purchases in other apps is always free.

13 Ratings

Starting Price: Free

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Stripe

The new standard in online payments. Stripe is the best software platform for running an internet business. We handle billions of dollars every year for forward-thinking businesses around the world. Stripe builds the most powerful and flexible tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and unmatched functionality help you create the best possible product for your users. Millions of the world’s most innovative technology companies are scaling faster and more efficiently by building their businesses on Stripe. We believe that payments is a problem rooted in code, not finance. We obsessively seek out elegant, composable abstractions that enable robust, scalable, flexible integrations. Because we eliminate needless complexity and extraneous details, you can get up and running with Stripe in just a couple of minutes.

17 Ratings

Starting Price: 2.9% + 30¢ per charge

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Clearly Payments

Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.com

4 Ratings

Starting Price: $10.00/month

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Paddle

Paddle Payments

Paddle is a subscription commerce and billing platform for Software and SaaS companies. It’s more difficult than ever to keep up with customer demands, to find new international growth opportunities, and to manage your internal resources effectively. With Paddle, you spend less time on fixing internal roadblocks and can focus on scaling your business. Paddle provides a full suite of tools from optimized checkout to sell your software, to recurring billing, fraud detection, manual invoicing, sales taxes, global currencies, customer support, analytics and much more, all in one platform. Choose how you want to sell, Paddle supports every type of sales motion. Optimize your checkout for conversions, scale your sales-assisted invoicing to more business accounts, and add subscription billing

2 Ratings

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8am LawPay

8am

For more than a decade, 8am™ LawPay’s online payment technology has been trusted to help law firms get paid easier, more securely, and 39% faster. More importantly, LawPay ensures your firm accepts payments in compliance with ABA and IOLTA guidelines. LawPay's easy-to-use online payment technology was developed just for lawyers. No debits are allowed from your IOLTA, at any time for any reason, guaranteed. Simply put, no online payment processor has more experience helping lawyers than LawPay. With ClientCredit, you can offer your clients one of the fastest-growing payment options on the market today, allowing them to adopt automatic payment plans while you get paid 100% of the invoiced amount upfront. With Card Vault from LawPay, you can securely store your clients’ preferred payment methods and easily make charges to your trust or operating account without adding to your PCI requirements.

2 Ratings

Starting Price: $20 per month

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Razorpay

Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts.

2 Ratings

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SportsPlus

Thapos Inc

Modern and feature-rich sports management software platform for clubs, leagues, governing bodies, tournament operators, sports facility managers, teams, coaches, officials, players, and parents. Mobile-friendly and secure all-in-one sports platform to manage registrations, payments, scheduling, teams, leagues, tournaments, facilities, communication, fundraising, members, website, and mobile app. A complete solution to run all types of tournaments. Allows efficient scheduling of sports facilities and online facility booking. Run membership programs and take care of members. In-built team app, including mobile app for all organization teams to manage team communication, live chat, scheduling, roster, player availability, volunteers, and pictures. Integrated player portal to manage player performance, profile, and family members. All-in-one sports platform for both organizers and participants.

1 Rating

Starting Price: $49 per month

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Tipalti

The only solution to automate your end-to-end payables process. Automate your full accounts payable, global payouts, procurement and employee expense processes with Tipalti and eliminate 80% of your manual workload. Tiplati enables you to onboard suppliers, partners and freelancers with ease, streamline PO generation, accelerate approvals, eliminate invoice entry and make fast global payments to 190 countries in local currency. Also includes global tax compliance, 2 & 3 way PO matching, multi-entity support, and instant reconciliation with ERP integrations that include NetSuite, Xero, Quickbooks and Sage Intacct.

1 Rating

Starting Price: $129 USD, £119 GBP, €129 EUR

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PaySimple

PaySimple is the leading payments management solution for service-based businesses, powering the cashflow of over 20,000 companies nationwide. PaySimple builds long-term partnerships with companies to drive growth providing flexible payment and billing solutions and personalized customer service to suit their distinct business needs. With a robust API, PaySimple is a trusted technology partner for payment integrations; natively handling cashflow within SaaS products and mobile applications.

1 Rating

Starting Price: $59.95/month

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ALX Wallet

ALX wallet is a platform for global business and payments. Anyone with the ALX wallet mobile app can get started sending payments, promoting their business, and selling their goods & services in under a minute to anyone in the world. ALX wallet helps buyers, sellers, friends, and family connect globally, send money, and grow their business. As a Peer to Peer platform, ALX wallet does not act as a bank, charges zero fees to merchants, or people sending money, and settlements are near instant. No fees, no chargebacks, no waiting for your money. Global business is open to everyone. Start selling and sending payments today. Available now for iOS & Android. Supporting Dogecoin, Digibyte, Bitcoin, and all major credit & debit cards via Stripe. Features: Mobile Point of Sale Mobile Invoicing & Payments Mobile Transaction Records Embeddable Widget Creator for Accepting Crypto Currency on Websites Profiles for accepting payments and selling your goods & services.

1 Rating

Starting Price: Free

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Cash App

Block, Inc.

The Cash App lets you easily send or receive payments to anyone via a simple mobile application. The Cash App also lets you buy Bitcoin, and the Cash App works without a bank account. Send and receive money anytime, anywhere. It’s fast and free, and a $cashtag is all you need to get started. With a Cash App account, you can receive paychecks up to 2 days early. Get 3 free ATM withdrawals per month when you have at least $300 coming in each month. Whether you’re just getting started or already a pro, Cash App makes it easy to invest in stocks and bitcoin. Cash App uses advanced security features to protect millions of people and payments each year. From verification locks to data encryption, we take steps to make sure your money and information are safe.

1 Rating

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SDK.finance

SDK.finance is a white-label core payments platform, serving as a backbone for building fintech products on top. Available in cloud PaaS and on-premise with the source code license versions, the platform caters to businesses of all sizes - from startups seeking affordable software to SMBs and enterprises that need scalability and independence.

Starting Price: Contact us

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Computop Paygate

Computop

Computop offers its customers around the world local and innovative omnichannel solutions for payment processing and fraud prevention, for e-commerce and POS. With the Computop Paygate payment platform, retailers, service providers and industrial enterprises have the flexibility to choose from over 350 payment methods. Computop, a global player with locations in Germany, England and the USA, has been servicing large international companies for more than 25 years, including global brands such as C&A, Fossil, Otto Group, Sixt, Swarovski and Wargaming. Computop carbon-neutrally processes transactions with a combined value of USD 33 billion in 127 currencies.

Starting Price: $29 per month

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ezyCollect

If you're looking to improve your accounts receivables and cashflow, turn to to ezyCollect, a secure, cloud-based accounts receivable and debtor management solution. Trusted by more than 1,000 companies worldwide, ezyCollect automates the tedious tasks in accounts receivables so that organizations can spend their precious resources on their core business. It comes with a host of features to help businesses get paid faster and easier, including pre-reminder communications, overdue reminders, online payment processing, and escalation to debt collection. The platform also integrates with leading accounting software, Xero and myob.

Starting Price: $25.00/month

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Iris Works

Iris Works is an intuitive studio management system built for photographers. Get organized and save time with online booking and automated emails, invoicing, contracts and questionnaires.

Starting Price: $25.00/month

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Payscout

Our proprietary Paywire platform was built to handle simple and complex payment needs, with easy integration for both software and web applications. Our partners are able to process more payments by expanding their acceptance channels and adding multiple payment methods. Our platform has the ability to integrate with complex peripherals including EMV readers and check scanners, with support for mobile, web, desktop, and Thin Client solutions. ‍Paywire is a turnkey and flexible solution with multiple interfaces that can accommodate a multitude of payment processing, monitoring, and reporting needs. As an active member of ACA International, and with over 20 years of experience serving the collections industry, we know the operational and compliance needs of your agency. We are a world-leader in secure, flexible, and highly customized ecommerce solutions and our proprietary Paywire platform can be configured to meet your needs.

Starting Price: $1.65 per month

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SwipeSum

Discover the best credit card processing solution for your unique business and eliminate most fees associated with accepting payments. The research required to find the best solution for your unique business can take months, and merchants do not have the upper hand in negotiations. Swipesum solved that. We prove that we're the experts by sourcing the best payments solutions for you, and help pre-negotiate the most favorable terms for free. Our advice is completely free to you. We'll help negotiate and manage your payments solution, so you can focus on the growth of your company. Swipesum combines industry knowledge, proprietary software technology, and dedicated customer service to create a payments solution that will optimize card processing for your business. There is a lot of misinformation and confusion in card processing. The industry tends to obscure pricing while building the appearance of inflexibility and exclusivity into their services.

Starting Price: $15 per month

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PaymentSpring

The all-in-one, developer-driven payment gateway Our powerful payment processing gateway is designed for software platforms, businesses and nonprofits who want a solution as simple as it is secure. Are you ready to accept more? Whether you’re a large platform providing solutions for your customers or a small merchant working for yourself, integrating with PaymentSpring is easy. Ready to give your users a better payment experience? Create what you want the way you want. Our speedy ‘n’ easy checkout button lets you add payments to your site in minutes with no coding required—all it takes is a copy/paste.

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Sonder Payments

Sonder Payments is a membership-based payment processing solution tailor-made for high-ticket businesses. Sonder Payments does not charge a percentage markup on transactions. Instead, members pay a static monthly fee for access to a dedicated support team, virtual terminal, recurring billing, online invoicing, and more. Sonder Payments is suitable for all business sizes and models. Our software is capable of integrating into numerous payment gateways, eCommerce platforms, and point-of-sale software. No matter how you use Sonder Payments, you'll always know what you pay and get paid fast. In most cases, businesses receive deposits within 5-7 hours. Sonder Payments memberships start at just $49 per month with rates as low as $0.08 per transaction. Visit SonderPayments.com for a free cost-savings analysis.

Starting Price: $49/month

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Nomod

Let your customers pay online or in-person using payment links, QR codes, Apple Pay, Google Pay, and process cards from all major card networks. Everything you need to sell anything, process card payments, and grow your business anywhere on the planet, minus the headache of dealing with clunky hardware, messy contracts, and unkept promises. Create and share gorgeous payment links to let your customers pay online. Tap, type, or scan. Charge contactless cards with your Android device's NFC chip, type with your keyboard, or scan card details with your camera! Accept Visa, MasterCard, American Express, Discover, JCB, Union Pay, and a bunch more with a few simple taps.

Starting Price: $0.30

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Mollie

Mollie is a money management platform that powers growth for over 250,000 businesses – from startups to enterprises. It's a single platform to get paid and simplify your finances, with online and in-person payments, subscriptions, financing, reconciliation, invoicing, and fraud prevention tools. Get started in minutes with transparent pricing, no hidden fees, and no lock-in contract.

Starting Price: €0.25 per transaction

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Xsolla

Xsolla is the video game ecommerce platform powered by Transaction Engine and Business Engine to help developers and publishers market, sell, connect and optimize their games globally. Serving only the video game industry, the Xsolla Transaction Engine and Business Engine work seamlessly together to solve the complexities of distribution, marketing and monetization so developers, publishers and platform partners can increase their audience, sales and revenue. Market, sell, connect, and optimize your game with one platform, powered by Xsolla Transaction Engine and Business Engine. Accessible solutions that combine our products, industry connections, and expertise to meet your company’s specific needs. Great games can emerge anywhere. We at Xsolla are here to ensure the best ideas get made, get seen, and get played. So we've built a suite of products that remove the barriers between creators and the support they need.

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CARDZ3N

CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different. We offer a wide range of services and solutions that help organizations achieve their vision, facilitate change, and maximize performance and productivity.

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Finli

Intuitive and easy invoicing means you get paid faster. Instant invoicing and recurring payment options. Manage customer records and communications in one place. Create professional invoices and collect digital payments for free. Finli is a payment management system for small businesses. Send out an invoice for a customer to pay you immediately by text message or email in a few clicks. Create memberships, subscriptions, and recurring bills to automate your revenue workflow. Give your customers the flexibility to split payments and use multiple payment options. You have access to detailed records about your customers and transactions. Your customers can easily pay your bills through a browser or our mobile app. Send invoices and receive payments for free. The best payment management system for educators. Add package purchase discounts, no-show fees, and other payment customizations. Allow your customers to split payments.

Starting Price: $25 per month

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WePay

We provide payments infrastructure for independent software vendors (ISVs) and software platforms to ensure small businesses get paid quickly and easily. We deliver payments you can bank on. Our APIs make flexible, integrated payments possible via referral, white label or payment facilitator models, so our customers can focus on their core strategy. WePay’s corporate values are core to who we are and how we operate. We endeavor to live up to them every day in our interactions with each other and with our customers and partners. Seamlessly integrate payments into your application; we’ll support you from behind-the-scenes. Leverage the Chase brand & network to maximize adoption of digital payments.

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EBANX

Our platform aligns security with high‑level scalability for global companies growing digitally. Our cloud‑based multi‑instance platform offers our merchants the best API performance in 15 payment markets - Brazil, Mexico, Argentina, Colombia, Chile, Peru and other countries. Grow exponentially and increase revenue in Latin America by using our +100 local payment options including cards, cash payments, and digital alternative payment methods with high performance in approval and conversion rates. EBANX platform is designed for all tech businesses that operate globally and want an efficient cross-border model to land and win in LatAm. Tailored for subscription business models, it has a one integration guarantee with direct links to all card issuers to maximize approval rates. There is a recurring payment solution for each payment option, including alternative payment methods such as wallets, instant payments, online debit, and much more.

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SumUp

Card payments made simple with SumUp. The most affordable way for your business to get paid. Pay only 2.75% per transaction, without any contracts or monthly minimums. Transparent pricing at its best. Best-in-class payment solutions that deliver money directly in your bank account in just 1-2 business days. Get started in less than 5 minutes. Just pair the card reader with any mobile device or tablet and start transacting. At SumUp, we believe in transparent pricing. That’s why you’ll always know exactly what you have to pay. There are no hidden fees, no monthly fee, and best of all no monthly contract. Only pay for what you use. Every day, over a million businesses like yours rely on SumUp to get paid. Find out for yourself how SumUp can help your business grow.

Starting Price: 2.75% transaction fee

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Best Payment Processing Software in Germany

Compare the Top Payment Processing Software in Germany as of January 2026

What is Payment Processing Software in Germany?