The Latest
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Big banks continue the hunt for AI-driven efficiencies
Executives at BNY, Bank of America and others who reported Q4 2025 earnings discussed AI investments – and when they’re hoping to see them pay off.
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First Horizon calls out Raleigh as a market of interest
The bank’s CFO said First Horizon isn’t interested in a large acquisition, but if a smaller bank with a handful of branches were to come for sale, “we’re going to run the math.”
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Senator probes BNY for more Epstein info
Sen. Ron Wyden asked the bank for details related to 18 $1 million wire transfers between accounts linked to late sex offender Jeffrey Epstein, as well as BNY’s KYC procedures and names of individual bankers.
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PNC mandates 5-day RTO starting May 4
Whispers about a return to full-time office work have been stirring at PNC since CEO Bill Demchak said in a December fireside chat that remote work “hurts” companies.
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BofA joins Citi, Wells in projecting lower headcounts this year
Bank of America CEO Brian Moynihan expects his bank’s workforce to shrink as the lender leans into AI. Citi CEO Jane Fraser, meanwhile, said the “bar is raised” for working at the bank.
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Deep Dive
M&A in 2026 may put more distance between big, small banks
Expect the acceleration in bank M&A to pick up further, especially in advance of this year’s midterm elections.
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Q&A
U.S. Bank exec: Customers will want a zero-friction bank partner on AI
“The new bar for digital excellence is, what can we do for our customers, as opposed to having them do it themselves,” the super-regional’s innovation chief said.
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Fed approves Fifth Third-Comerica deal
The transaction is expected to close Feb. 1, Fifth Third said. The green light, 99 days after proposal, comes despite an intense campaign by Comerica investor HoldCo Asset Management.
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Lund, Ken. Retrieved from Flickr.
Coastal Financial buys ‘climate-friendly’ fintech GreenFi
The Everett, Washington-based bank will take on responsibility for “governance, oversight and long-term brand stewardship,” arguably deepening a partnership in its BaaS stable.
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Banks aim for agentic AI scale in 2026: report
The technology is expected to grow beyond early deployments and reach broader adoption across financial services this year, according to Accenture.
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U.S. Bank to buy BTIG for $1B to bolster capital-markets business
BTIG has served as an equity capital markets referral partner for U.S. Bank since 2014. The two firms subsequently launched an M&A advisory referral program.
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JPMorgan CFO: Card interest cap would ‘significantly change’ bank’s business
The CFO of the largest U.S. lender didn’t rule out that the banking industry could take legal action if a credit card interest rate cap is imposed, as President Donald Trump has suggested.
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Regions insider named next CFO
Anil Chadha, the Birmingham, Alabama-based bank's controller and head of corporate finance, will take the role after longtime CFO David Turner retires in March.
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Ohio bank rebrands in ‘ambition play’
Metamora State Bank, a three-branch, $98 million-asset lender, adopted a new moniker – Bank419 – that embraces the region’s area code rather than tying itself to one town.
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Retrieved from Federal Reserve.
Fed’s Powell resists DOJ probe
At least two GOP senators and a dozen former Federal Reserve and Treasury officials are questioning the Trump administration’s investigation into the central bank chair’s testimony and construction projects.
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Vought concedes on CFPB funding
The CFPB’s acting director requested $145 million from the Federal Reserve to carry out agency duties for the fiscal second quarter, but noted he disagreed with a judge’s decision ordering the agency to do so.
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Trump proposes card rate cap; banks eschew idea
The president said he’d like a 10% cap on credit card interest rates for a year, starting this month, but banks said it would be “devastating” for consumers.
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Checkout.com grabs Georgia banking charter
The payments processor received conditional approval for the state's merchant acquirer limited purpose bank charter.
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Jenius Bank is winding down
The Sumitomo Mitsui Banking Corp.-backed digital bank is closing, according to an SMBC spokesperson, confirming employment-related filings and claims from several now-former employees.
Updated Jan. 13, 2026 -
Michigan’s Zeal Credit Union to buy another UP bank
The proposed purchase of The Miners State Bank follows Zeal’s acquisition of Gogebic Range Bank, also in the state’s Upper Peninsula. The Miners deal is the first credit union-bank tie-up of 2026.
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Plaid hires ex-FDIC chief Jelena McWilliams
The fintech’s CEO praised the incoming president of corporate and external affairs as a “consistent voice for transparency, consumer protection, and innovation” in a blog post Thursday.
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JPMorgan Chase to take over as Apple Card’s issuer
The largest U.S. bank will assume a $20 billion portfolio of Apple customers as Goldman Sachs extricates itself from consumer lending.
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Trump family’s crypto firm seeks bank charter
World Liberty Financial follows several other digital asset companies in pursuit of a national trust bank charter, regulated by the Office of the Comptroller of the Currency.
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Jefferies takes $30M loss over First Brands investment
“There clearly are lessons to be learned,” executives said of the auto parts supplier’s bankruptcy. The bank, however, saw a 20% surge in investment-banking revenue.
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Marqeta names Stripe, JPMorgan alum as CFO
The Stripe veteran is joining the card issuer as it continues to focus on profitability following a 27% jump in gross profit for its most recent quarter.