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Financing Options and Discounts Overview

This document outlines various financing schemes with different discount rates and payment terms for spot cash, deferred payment, in-house financing, and bank financing. Key details include spot cash receiving a 9% discount for payment within 30 days, deferred payment having no discount but full payment over 24 months, and in-house and bank financing offering discounted rates for partial down payments with the balance due over 5-10 years.

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rmateo_caniyas
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82 views1 page

Financing Options and Discounts Overview

This document outlines various financing schemes with different discount rates and payment terms for spot cash, deferred payment, in-house financing, and bank financing. Key details include spot cash receiving a 9% discount for payment within 30 days, deferred payment having no discount but full payment over 24 months, and in-house and bank financing offering discounted rates for partial down payments with the balance due over 5-10 years.

Uploaded by

rmateo_caniyas
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

FINANCING SCHEME

DISCOUNT
SCHEME TERM OC payable within
within RS month / 30 Days
SPOT CASH 9% of the SP
CASH with Balance
SPOT 10%, 90% SPOT CASH in 60 days 7% of the SP
SPOT 10%, 90% in 23 mos 10% of the 10% SFDP 23 mos
DEFERRED
100% in 24 months no discount 24 mos
SPOT 10%, 5% in 8 mos, 85% Balance
INHOUSE SPOT 10%, 7% in 11 mos, 83% Balance
10% of the 10% SFDP
SPOT 10%, 10% in 15 mos, 80% Balance
Balance Payable: SPOT 10%, 90% Balance
5 or 10 yrs
5 yrs @ 14% 5% DP in 9 mos, 95% Balance
10 yrs @ 16% 7% DP in 12 mos, 93% Balance
no discount
10% DP in 12 mos, 90% Balance
10% DP in 16 mos, 90% Balance
SPOT 10%, 5% in 8 mos, 85% Balance
SPOT 10%, 7% in 11 mos, 83% Balance
10% of the 10% SFDP
SPOT 10%, 10% in 15 mos, 80% Balance
BANK FINANCING SPREAD during DP
SPOT 10%, 90% Balance
(BPI still follows period and Loanable
20/80 scheme) 5% DP in 9 mos, 95% Balance amount
7% DP in 12 mos, 93% Balance
no discount
10% DP in 12 mos, 90% Balance
10% DP in 16 mos, 90% Balance

Note: DP for 16 mos only until December, until further notice

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