Gold Delta SkyMiles® Credit Card p.
1/5
P THOKALA
Closing Date 05/21/18 Account Ending 2-41009
Delta SkyMiles®
New Balance $12,486.51 Miles Earned this Period
Minimum Payment Due $335.00 887
For more details about Rewards, please
visit americanexpress.com/rewardsinfo
Payment Due Date 06/15/18 Account Summary
Late Payment Warning: If we do not receive your Minimum Payment Due by Previous Balance $11,682.25
the Payment Due Date of 06/15/18, you may have to pay a late fee of up to Payments/Credits -$343.35
$38.00 and your APRs may be increased to the Penalty APR of 29.99%. New Charges +$935.28
Fees +$0.00
Interest Charged +$212.33
Minimum Payment Warning: If you make only the minimum payment each period, New Balance $12,486.51
you will pay more in interest and it will take you longer to pay off your balance. For Minimum Payment Due $335.00
example:
Credit Limit $13,000.00
If you make no additional You will pay off the balance And you will pay an Available Credit $513.49
charges and each month you shown on this statement in estimated total of...
Cash Advance Limit $200.00
pay... about...
Available Cash $200.00
Only the Days in Billing Period: 31
24 years $32,774
Minimum Payment Due
$16,908 Customer Care
$470 3 years (Savings = $15,866)
Pay by Computer
americanexpress.com/pbc
If you would like information about credit counseling services, call 1-888-733-4139.
See page 2 for important information about your account. Customer Care Pay by Phone
1-800-430-1000 1-800-472-9297
See page 2 for additional information.
We will debit your bank account for your payment of $335.00 on
06/05/18. This date may not be the same date your bank will debit your
bank account. Any inquiry to American Express concerning this debit
should be made before 06/03/18. If your AutoPay payment is less than
your Minimum Payment Due, we must receive an additional payment
for at least the difference by 06/15/18.
Payment Coupon Pay by Computer Pay by Phone Account Ending 2-41009
Do not staple or use paper clips americanexpress.com/pbc 1-800-472-9297
Enter 15 digit account # on all payments.
Make check payable to American Express.
P THOKALA Payment Due Date
3131 WEST LOOP S 06/15/18
APT 214
HOUSTON TX 77027-6125 New Balance
$12,486.51
AutoPay Amount
$335.00
Check here if your address or AMERICAN EXPRESS
P.O. BOX 650448
$ .
Amount Enclosed
phone number has changed.
Note changes on reverse side. DALLAS TX 75265-0448
P THOKALA Account Ending 2-41009 p. 2/5
Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address
to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must
also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a
negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment
does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges.
Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we
accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required
by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no
effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid.
Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment
from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account
number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available.
When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we
receive your check, and you will not receive that cancelled check with your deposit or other asset account statement. If we cannot collect the funds
electronically we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By
Phone or any other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset
account you specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next
day.
How We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which
we charge interest on your Account. Call the Customer Care number listed below for more information about this balance computation method and
how resulting interest charges are determined. The method we use to figure the ADB and interest results in daily compounding of interest.
Paying Interest: Your due date is at least 25 days after the close of each billing period. We will not charge you interest on your purchases if you pay
each month your entire balance (or Adjusted Balance if applicable) by the due date each month. We will charge you interest on cash advances and
(unless otherwise disclosed) balance transfers beginning on the transaction date.
Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We
will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more
than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the
conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments
(such as airlines) will be billed at the rates such establishments use.
Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following
the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send
you a check for the credit balance within 30 days if the amount is $1.00 or more.
Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your
Account may be reflected in your credit report.
Customer Care & Billing Inquiries 1-800-430-1000 Hearing Impaired
International Collect 1-336-393-1111 TTY: 1-800-221-9950 Website: americanexpress.com
Large Print & Braille Statements 1-800-430-1000 FAX: 1-800-695-9090
Cash Advance at ATMs Inquiries 1-800-CASH-NOW In NY: 1-800-522-1897 Customer Care
& Billing Inquiries Payments
SkyMiles Account Balance and 1-800-325-3999 P.O. BOX 981535 P.O. BOX 650448
Award Redemption delta.com/skymiles EL PASO, TX DALLAS TX 75265-
79998-1535 0448
Change of Address
If correct on front, do not use.
Pay Your Bill with AutoPay
To change your address online, visit www.americanexpress.com/updatecontactinfo
For Name, Company Name, and Foreign Address or Phone changes, please call Customer Care. Avoid late fees
Please print clearly in blue or black ink only in the boxes provided. Save time
Deduct your payment from your bank
Street Address account automatically each month
Visit americanexpress.com/autopay
City, State today to enroll.
Zip Code
Area Code and
Home Phone
Area Code and
Work Phone For information on how we protect your
privacy and to set your communication
Email and privacy choices, please visit
www.americanexpress.com/privacy.
Gold Delta SkyMiles® Credit Card p. 3/5
P THOKALA
Closing Date 05/21/18 Account Ending 2-41009
Payments and Credits
Summary
Total
Payments -$294.68
Credits -$48.67
Total Payments and Credits -$343.35
Detail *Indicates posting date
Payments Amount
05/05/18* AUTOPAY PAYMENT RECEIVED - THANK YOU -$294.68
WELLS FARGO BANK, NA
Credits Amount
04/30/18 WAL-MART SUPERCENTER#3584 3584 -$48.67
HOUSTON TX
DISCOUNT STORE
New Charges
Summary
Total
Total New Charges $935.28
Detail
P THOKALA
Card Ending 2-41009
Amount
04/22/18 WAL-MART SUPERCENTER#3584 3584 HOUSTON TX $81.89
DISCOUNT STORE
04/25/18 99478 - METHODIST - OPC SPRK994786 SPR HOUSTON TX $7.00
3122742000
04/25/18 CVS PHARMACY HOUSTON TX $8.99
8007467287
04/25/18 MURPHYS DELI - SCURLOC 000000001 HOUSTON TX $10.12
7137940300
04/25/18 HMSPG SURG HMH 1 1177 HOUSTON TX $30.00
844-755-1418
04/28/18 LA FITNESS CORP INTL IRVINE CA $43.29
MEMBERSHIP FEES
05/03/18 BATH & BODY WORKS 3161 3161 HOUSTON TX $87.68
COSMETIC STORE
05/03/18 WAL-MART SUPERCENTER#3584 3584 HOUSTON TX $1.16
DISCOUNT STORE
05/04/18 BLESSINGTON FARMS SIMONTON TX $60.00
261-236-9562
05/04/18 BLESSINGTON FARMS SIMONTON TX $18.00
261-236-9562
05/04/18 6684 Dominos Pizza 000006684 HOUSTON TX $10.70
7136218744
FAST FOOD REST.
05/04/18 STARBUCKS E FIS HOUSTON TX $9.15
FAST FOOD RESTAURANT
Continued on reverse
P THOKALA Account Ending 2-41009 p. 4/5
Detail Continued
Amount
05/06/18 WALGREENS HOUSTON TX $49.24
NONE 77056
PHARMACIES
05/07/18 COLLINAS ITALIAN CAF HOUSTON TX $50.00
RESTAURANT
05/08/18 STARBUCKS STORE 0632 HOUSTON TX $7.25
FAST FOOD RESTAURANT
05/08/18 BATH & BODY WORKS 3161 3161 HOUSTON TX $87.68
COSMETIC STORE
05/10/18 WAL-MART SUPERCENTER#3584 3584 HOUSTON TX $6.64
DISCOUNT STORE
05/11/18 NIKE.COM 800-806-6453 OR $167.79
800-806-6453
05/12/18 STARBUCKS STORE 0068 HOUSTON TX $5.63
FAST FOOD RESTAURANT
05/12/18 WAL-MART SUPERCENTER#3584 3584 HOUSTON TX $56.93
DISCOUNT STORE
05/13/18 STARBUCKS STORE 0636 HOUSTON TX $5.14
FAST FOOD RESTAURANT
05/13/18 CHIPOTLE 0249 0002 HOUSTON TX $15.05
832-675-0086
05/15/18 CENTRAL MARKET #491 000000000879688 HOUSTON TX $10.16
9999999999
05/15/18 DIMASSIS MEDITERRANEAN BU 650000007256 HOUSTON TX $16.62
7134397481
05/17/18 CHIPOTLE 0249 0002 HOUSTON TX $12.02
832-675-0086
05/18/18 WALGREENS #16293 000016293 HOUSTON TX $75.00
8002892273
05/20/18 CVS PHARMACY HOUSTON TX $2.15
8007467287
PHARMACIES
Fees
Amount
Total Fees for this Period $0.00
Interest Charged
Amount
05/21/18 Interest Charge on Purchases $212.33
Total Interest Charged for this Period $212.33
About Trailing Interest
You may see interest on your next statement even if you pay the new balance in full and on time and make no new charges. This is called "trailing
interest." Trailing interest is the interest charged when, for example, you didn't pay your previous balance in full. When that happens we charge
interest from the first day of the billing period until we receive your payment in full. You can avoid paying interest on purchases by paying your
balance in full and on time each month. Please see the "When we charge interest" sub-section in your Cardmember Agreement for details.
Continued on next page
Gold Delta SkyMiles® Credit Card p. 5/5
P THOKALA
Closing Date 05/21/18 Account Ending 2-41009
2018 Fees and Interest Totals Year-to-Date
Amount
Total Fees in 2018 $0.00
Total Interest in 2018 $800.73
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Transactions Dated Annual Balance Interest
Percentage Subject to Charge
From To Rate Interest Rate
Purchases 05/09/2016 20.74% (v) $12,059.00 $212.33
Cash Advances 05/09/2016 26.74% (v) $0.00 $0.00
Total $212.33
(v) Variable Rate
SkyMiles® Account Number: XXXXXX4863
Current Period Year to Date
Total Miles Earned 887 6,283
* Fly Now, Earn Later
If you received miles through Fly Now, Earn Later in the current period, these miles have been transferred to your Delta SkyMiles account and
are included in the Total Bonus Miles Earned on this statement. As you earn, receive or are awarded miles on your Card, those miles are
automatically applied to your Fly Now, Earn Later Balance and are not transferred to your Delta SkyMiles account until the miles earned are
equal to or exceed the number of miles advanced. For the most up to date information on your Fly Now, Earn Later Balance, please see the
tracker on your Card account homepage.
