Citi Simplicity® Cash Card
ROBERT O DUPUIS [Link]
Member Since 1996 Account number ending in: 8027 Customer Service 1-866-696-5673
Billing Period: 10/22/22-11/21/22 TTY:711
BOX 6500 SIOUX FALLS, SD 57117
NOVEMBER STATEMENT Your next AutoPay payment of $3,237.28
will be deducted from your bank account
Minimum payment due: $32.00
on 12/17/2022. Please note that the next
New balance as of 11/21/22: $3,237.28
AutoPay payment may be reduced if you have
Payment due date: 12/17/22
made additional payments or received any
credits during the current billing cycle.
Account Summary
Previous balance $2,706.52
Late Payment Warning: If we do not receive your minimum payment by the date
Payments -$2,706.52
listed above, you may have to pay a late fee of up to $41 and your APRs may be
Credits -$49.84
increased up to the Penalty APR of 29.99%.
Purchases +$3,287.12
For information about credit counseling services, call 1-877-337-8187.
New York residents may contact the New York State Department of Financial Services at Cash advances +$0.00
(800) 342-3736 or [Link] free information on comparative credit card rates, fees Fees +$0.00
and grace periods.
Interest +$0.00
New balance $3,237.28
Credit Limit
Credit limit $6,000
Includes $2,000 cash advance limit
Available credit $2,762
Includes $2,000 available for cash advances
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For Payments, send check to: CITI CARDS, PO Box 70166, Philadelphia PA, 19176-0166
Pay your bill from virtually anywhere Minimum payment due $32.00
P.O. Box 6004 with the Citi Mobile® App and Citi® Online
Sioux Falls, SD 57117-6004
New balance $3,237.28
To download:
Text 'App15' to MyCiti (692484) Payment due date 12/17/22
Your Monthly Statement
or go to your device's app store.
is Enclosed Or visit [Link] Amount enclosed: $
Account number ending in 8027
Please make check payable to CITI CARDS.
CITI CARDS
ROBERT O DUPUIS
PO Box 70166
356 COLONEL LEDYARD HWY
Philadelphia PA 19176-0166
LEDYARD CT 06339-1910
[Link] Customer Service 1-866-696-5673 Page 2 of 4
TTY:711
ROBERT O DUPUIS
Account Summary
Trans. Post Citi SimplicitySM
date date Description Amount Dollars
Payments, Credits and Adjustments Total Available $0.00
11/17 AUTOPAY 777770008973085RAUTOPAY -$2,706.52 Cash Back:
AUTO-PMT
Previous Balance $0.00
11/16 11/16 THE HOME DEPOT #0254 TALLAHASSEE FL -$45.99
Total Earned $0.00
11/18 11/18 SUNSHINE ACE - KINGSWA 2398214255 FL -$3.85
Redeemed $0.00
Standard Purchases
Total Available
10/20 10/22 THE HOME DEPOT #6215 WATERFORD CT $40.13 Cash Back: $0.00
10/21 10/22 WM SUPERCENTER #2331 WATERFORD CT $27.27 Bonus Cash Back may take one to two billing
10/22 10/22 [Link] 415-399-5200 CA $5.00 cycles to appear on your statement. Please
refer to the specific terms and conditions
10/22 10/22 [Link] 415-399-5200 CA $5.00
pertaining to the promotion for further details.
10/24 10/24 SQ *ZEST COFFEE BAR Ledyard CT $8.59
10/27 10/27 WAL-MART #2200 GROTON CT $4.28
10/27 10/27 ADVANCE AUTO PARTS #84 GROTON CT $11.69
10/28 10/28 [Link] 415-399-5200 CA $5.00
10/28 10/28 [Link] 415-399-5200 CA $5.00
10/31 10/31 ENGINE 6 PIZZA CO NORWICH CT $10.71
10/31 10/31 ENGINE 6 PIZZA CO NORWICH CT $15.02
10/31 10/31 SQ *ZEST COFFEE BAR Ledyard CT $15.57
10/31 10/31 SHOPRITE NEW LONDON S1 NEW LONDON $74.06
CT
10/31 10/31 GULF OIL 92062891 GROTON CT $31.27
10/31 10/31 ALDI 73052 GROTON CT $24.75
10/31 10/31 ALDI 73052 GROTON CT $57.35
11/01 11/01 PY *ATRIUM STORAGE 518-3284903 CT $208.45
11/01 11/01 SQ *STUART SERVICES IN Ledyard CT $771.68
11/02 11/02 China King MYSTIC CT $20.18
11/03 11/03 SQ *ZEST COFFEE BAR Ledyard CT $3.76
11/03 11/03 STARBUCKS STORE 07654 MYSTIC CT $6.39
11/03 11/03 THE HARTFORD/AARP 800-423-6789 CT $490.00
11/03 11/03 BESTWAY OF LEDYARD INC LEDYARD CT $10.48
11/04 11/04 STARBUCKS STORE 07654 MYSTIC CT $9.23
11/04 11/04 DUNKIN #342022 Q35 GROTON CT $50.00
11/04 11/04 GULF OIL 92062891 GROTON CT $63.44
11/05 11/05 [Link] 415-399-5200 CA $5.00
11/05 11/05 Subway 51003 Groton CT $7.50
11/05 11/05 STARBUCKS STORE 07654 MYSTIC CT $200.00
11/07 11/07 PEOPLES CHOICE STOR 941-249-4741 FL $144.84
11/07 11/07 GULF OIL 92062891 GROTON CT $61.65
11/07 11/07 STORAGE KING USA (TALL TALLAHASSEE FL $25.00
11/09 11/09 WM SUPERCENTER #2331 WATERFORD CT $45.18
11/09 11/09 SHOPRITE NEW LONDON S1 NEW LONDON $45.64
CT
11/11 11/11 PILOT 00009332 NORTH EAST MD $57.16
11/11 11/11 DUNKIN 3401705 MONTVALE NJ $3.40
11/11 11/11 GULF OIL 92062891 GROTON CT $13.98
11/11 11/11 STORAGE KING USA (TALL TALLAHASSEE FL $9.00
11/12 11/12 CRACKER BARREL #69 FLO FLORENCE SC $12.97
11/12 11/12 EXXONMOBIL 42278499 ROCKY MOUNT NC $61.93
11/12 11/12 LAKE MARION INN ORANGEBURG SC $57.25
11/12 11/12 LOVE'S #371 DILLON SC $25.39
11/13 11/13 E-Z*PASSNY REBILL 800-333-8655 NY $25.00
11/13 11/13 SHELL OIL 575415242QPS BRUNSWICK GA $34.37
[Link] Customer Service 1-866-696-5673 Page 3 of 4
TTY:711
ROBERT O DUPUIS
Standard Purchases, cont'd
Trans. Post
date date Description Amount
11/13 11/13 IHOP 360195 TALLAHASSEE FL $11.00
11/13 11/13 ENMARKET # 890 SANTEE SC $17.35
11/14 11/14 WAL-MART #1408 TALLAHASSEE FL $22.18
11/14 11/14 ADDRESSDATAUSCOM 888-3036602 CA $1.00
11/14 11/14 WENDY'S #157 TALLAHASSEE FL $3.64
11/14 11/14 ADDRESSDATAUSCOM 888-3036602 CA $16.95
11/14 11/14 THE HOME DEPOT 6374 TALLAHASSEE FL $91.98
11/16 11/16 ARBY'S 379 LEE FL $7.53
11/16 11/16 LOVE'S #379 LEE FL $58.60
11/17 11/17 SUNSHINE ACE -PORT CHA PORT CHARLOTT $3.85
FL
11/17 11/17 CIRCLE K 07431 PT CHARLOTTE FL $47.94
11/17 11/17 ALDI 74077 PORT CHARLOTT FL $51.55
11/18 11/18 WAL-MART #0721 PORT CHARLOTT FL $2.01
11/18 11/18 WM SUPERCENTER #721 PORT CHARLOTT $7.46
FL
11/18 11/18 WAL-MART #0721 PORT CHARLOTT FL $10.08
11/18 11/18 DUNKIN #346385 PUNTA GORDA FL $0.16
11/18 11/18 PAYPAL *CHAMSPY 4029357733 CA $0.99
11/18 11/18 DUNKIN #346385 PUNTA GORDA FL $50.00
11/18 11/18 BURGER KING #9810 Q07 PORT CHARLTTE FL $5.35
11/19 11/19 CIRCLE K 07431 PT CHARLOTTE FL $6.41
11/19 11/19 SUNSHINE ACE - KINGSWA PORT CHARLOTT $9.62
FL
11/19 11/19 CIRCLE K 07431 PT CHARLOTTE FL $35.58
11/20 11/20 CVS/PHARMACY #04726 PORT CHARLOTT FL $5.33
11/20 11/20 SUNSHINE ACE - KINGSWA PORT CHARLOTT $11.00
FL
Fees charged
Total fees charged in this billing period $0.00
Interest charged
Total interest charged in this billing period $0.00
2022 totals year-to-date
Total fees charged in 2022 $0.00
Total interest charged in 2022 $0.00
Interest charge calculation Days in billing cycle: 31
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Annual percentage Balance subject
Balance type rate (APR) to interest rate Interest charge
PURCHASES
Standard Purch 23.74% (V) $0.00 (D) $0.00
ADVANCES
Standard Adv 28.99% (V) $0.00 (D) $0.00
Your Annual Percentage Rate (APR) is the annual interest rate on your account. APRs followed by
(V) may vary. Balances followed by (D) are determined by the daily balance method (including
current transactions).
[Link] Customer Service 1-866-696-5673 Page 4 of 4
TTY:711
ROBERT O DUPUIS
Account messages
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Citigroup Inc. or its affiliates, used and registered throughout the world.
Important Information If you have questions about marketing communications,
please visit [Link]/offersforyou or call the number on the back of your
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Thanks for the smart choice of making payments without using the mail! You
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About Interest Charges Your Rights if You Are Dissatisfied With Your Credit Card Purchases.
How We Calculate Interest. We calculate it separately for each balance shown If you are dissatisfied with the goods or services that you have purchased with your
in the Interest Charge Calculation table. We use the daily balance method credit card, and you have tried in good faith to correct the problem with the merchant,
(including current transactions) if the Balance Subject to Interest Rate is you may have the right not to pay the remaining amount due on the purchase.
followed by (D). We figure the interest charge by multiplying the daily balance by To use this right, all of the following must be true:
its daily periodic rate each day in the billing period. To get a daily balance, we 1. The purchase must have been made in your home state or within 100 miles of
take the balance at the end of the previous day, add the interest on the previous your current mailing address, and the purchase price must have been more
day’s balance and new charges, subtract new credits or payments, and make than $50. (Note: Neither of these is necessary if your purchase was based on
adjustments. The Balance Subject to Interest Rate is the average of the daily an advertisement we mailed to you, or if we own the company that sold you
balances. We use the average daily balance method (including current the goods or services.)
transactions) if the Balance Subject to Interest Rate is followed by (A). To get an 2. You must have used your credit card for the purchase. Purchases made with
average daily balance, we take the balance at the end of the previous day, add cash advances from an ATM or with a check that accesses your credit card
new charges, subtract new credits or payments, and make adjustments. We add account do not qualify.
all the daily balances and divide by the number of days in the billing period. 3. You must not yet have fully paid for the purchase.
We figure the interest charge by multiplying the average daily balance by the
If all of the criteria above are met and you are still dissatisfied with the
monthly periodic rate, or by the daily periodic rate and by the number of days
purchase, contact us online or in writing at the Customer Service address shown
in the billing period, as applicable.
on front of statement.
How to Avoid Paying Interest on Purchases. Your due date is at least 23 days
While we investigate, the same rules apply to the disputed amount as discussed
after the close of each billing cycle. We will not charge you interest on purchases
above. After we finish our investigation, we will tell you our decision. At that point, if
if you pay your monthly Citi Flex Plan Payment Amount plus your entire balance,
we think you owe an amount and you do not pay, we may report you as delinquent.
excluding any Citi Flex Plan balances, by the due date each month. If you do not
pay your monthly Citi Flex Plan Payment plus your entire balance, excluding any
Citi Flex Plan balances, by the due date each month, you will pay interest on your Other Account and Payment Information
purchases from the date they’re posted to your account. We will begin charging When Your Payment Will Be Credited. If we receive your payment in proper
interest on cash advances, balance transfers, and Citi Flex Loans on the form at our processing facility by 5 p.m. local time there, it will be credited as of
transaction date. We will begin charging interest on a Citi Flex Pay balance that day. A payment received there in proper form after that time will be credited
subject to an APR at the start of the billing cycle following the billing cycle during as of the next day. Allow 5 to 7 days for payments by regular mail to reach us.
which you created the Citi Flex Pay. There may be a delay of up to 5 days in crediting a payment we receive that is not
in proper form or not sent to the correct address. The correct address for regular
Your Rights mail is the address on the front of the payment coupon. The correct address for
What To Do If You Find A Mistake On Your Statement. courier or express mail is the Express Payments Address shown below.
If you think there is an error on your statement, write to us at the address for Proper Form. For a payment sent by mail or courier to be in proper form, you must:
billing inquiries and correspondence shown on the front of your statement. In • Enclose a valid check or money order. No cash or foreign currency please.
your letter, give us the following information: • Include your name and the last four digits of your account number.
• Account information: Your name and account number. How to Report a Lost or Stolen Card. Call the Customer Service number at the
• Dollar amount: The dollar amount of the suspected error. top of the page.
• Description of problem: If you think there is an error on your bill, describe what Balance Transfers. Balance Transfer amounts are included in the “Purchases”
you believe is wrong and why you believe it is a mistake. line in the Account Summary.
You must contact us within 60 days after the error appeared on your statement. Membership Fee. Some accounts are charged a membership fee. To avoid paying
You must notify us of any potential errors in writing. You may call us, but if you this fee, notify us that you are closing your account within 30 days of the mailing
do we are not required to investigate any potential errors and you may have to or delivery date of the statement on which the fee is billed.
pay the amount in question. Credit Reporting Disputes. We may report information about your account to
While we investigate whether or not there has been an error, the following are true: credit bureaus. If you think we’ve reported inaccurate information, please write
• We cannot try to collect the amount in question, or report you as delinquent on to us at Citi Brands Credit Bureau Disputes, PO Box 6241, Sioux Falls, SD 57117.
that amount.
Payment Amount
• The charge in question may remain on your statement, and we may continue
You may pay all or part of your account balance at any time. However, you must
to charge you interest on that amount. But, if we determine that we made a
pay, by the payment due date, at least the minimum payment due.
mistake, you will not have to pay the amount in question or any interest or
other fees related to that amount.
• While you do not have to pay the amount in question, you are responsible for
the remainder of your balance.
• We can apply any unpaid amount against your credit limit.
IBSCSR.2-0722
Payments other than by mail
Online. See the front of your statement on how to make a payment.
Phone. For phone payments, you authorize Citi to electronically debit your
specified bank account by an ACH transaction in the amount and on such date
that you indicate on the phone. You also authorize Citi to automatically debit your
specified bank account every month, in the amount and on the same date each
month that you indicate on the phone, until you withdraw your authorization.
You may cancel a one-time phone payment or withdraw your authorization for
automatic debits by calling the number on the front of your statement within the
timeframe disclosed to you on the phone.
AutoPay. Visit [Link] to enroll in AutoPay and have your
payment amount automatically deducted each month on your payment date
from the payment account you choose.
Express mail. Send payment by express mail to:
Citi Cards
Attention: Bankcard Payments Department
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213
Crediting Payments other than by Mail. The payment cutoff time for Online
Bill Payments, Phone Payments, and Express mail payments is midnight Eastern
time. This means that we will credit your account as of the calendar day, based
on Eastern time, that we receive your payment request.
If you send an eligible check, you authorize us to complete your payment by
electronic debit. If we do, the checking account will be debited in the amount
on the check. We may do this as soon as the day we receive the check. Also,
the check will be destroyed.
