Costco Anywhere Visa® Card by Citi

ELENA PULATOVA [Link]

Member Since 2013 Account number ending in: 8809 Customer Service 1-855-378-6467
Billing Period: 05/07/22-06/07/22 TTY:711
PO Box 790046 ST. LOUIS, MO 63179-0046

JUNE STATEMENT Your account is past due $25.00. Please pay

at least the minimum payment due, which
Minimum payment due: $61.71 includes a past due amount.
New balance as of 06/07/22: $507.27
Payment due date: 07/03/22 Account Summary
See the last page of this statement for important information about how to avoid
paying interest on purchases. Previous balance $475.56
Payments -$0.00
Credits -$0.00
Late Payment Warning: If we do not receive your minimum payment by the date Purchases +$0.00
listed above, you may have to pay a late fee of up to $40 and your APRs may be Cash advances +$0.00
increased up to the Penalty APR of 27.99%. Fees +$25.00
Interest +$6.71
Minimum payment warning: If you make only the minimum payment each New balance $507.27
period, you will pay more in interest, and it will take you longer to pay off
your balance. For example:
Credit Limit
If you make no additional You will pay off the And you will end up Credit Limit $11,500
charges using this card balance shown on the paying an estimated
and each month you pay... statement in about... total of... Includes $700.00 cash advance limit
Available Credit Limit $10,992
Only the minimum payment 22 months $581
Includes $700 available for cash advance
For information about credit counseling services, call 1-877-337-8188 New
. York residents
may contact the New York State Department of Financial Services at (800) 342-3736 or
[Link] for free information on comparative credit card rates, fees and grace
periods.

Costco Cash
Rewards Summary
as of 06/07/22

$0.00
» See page 2 for more information
about your rewards

For Payments, send check to: Citi Cards, PO Box 70272, Philadelphia PA, 19176-0272

Pay your bill from virtually anywhere Minimum payment due $61.71
PO Box 790057 with the Citi Mobile® App and Citi® Online
Saint Louis, MO 63179-0057 New balance $507.27
To download:
Text 'App15' to MyCiti (692484) Payment due date 07/03/22
Your Monthly Statement
or go to your device's app store.
is Enclosed Or visit [Link] Amount enclosed: $

Account number ending in 8809

Please make check payable to Citi Cards.

Citi Cards
ELENA PULATOVA
PO Box 70272
6536 WETHEROLE ST
Philadelphia PA 19176-0272
APT 105
REGO PARK NY 11374-4701
[Link] Customer Service 1-855-378-6467 Page 2 of 3
TTY:711
ELENA PULATOVA

CARDHOLDER SUMMARY
Costco Cash
ELENA PULATOVA Card ending in 8809
Rewards Summary
New Charges $0.00
NATALYA PULATOVA Card ending in 1118
New Charges $0.00
Total Costco Cash Rewards Balance:
ACCOUNT SUMMARY
Sale Post
$0.00
Date Date Description Amount

Costco Cash Rewards Summary

Costco Cash Rewards balance
ELENA PULATOVA as of last statement ............................. +$0.00
No Activity
Earned this period ................................ +$0.00
NATALYA PULATOVA
No Activity
Total Costco Cash Rewards Balance
Year To Date : $0.00
Fees Charged
06/07 LATE FEE - MAY PAYMENT PAST DUE $25.00
TOTAL FEES FOR THIS PERIOD $25.00

Interest Charged
06/07 INTEREST CHARGED TO STANDARD PURCH $6.71
Costco Cash Rewards
TOTAL INTEREST FOR THIS PERIOD $6.71
Earned This Period
4% on eligible gas worldwide, including
2022 totals year-to-date
gas at Costco1 ..................................... +$0.00
Total fees charged in 2022 $25.00
3% on restaurants ................................ +$0.00
Total interest charged in 2022 $54.12
3% on eligible travel worldwide............. +$0.00
Interest charge calculation Days in billing cycle: 32
Your Annual Percentage Rate (APR) is the annual interest rate on your account. 2% on Costco and
[Link] .......................................... +$0.00
Annual percentage Balance subject
Balance type rate (APR) to interest rate Interest charge
PURCHASES 1% on all other
purchases ............................................ +$0.00
Standard Purch 15.99%(V) $478.80 (D) $6.71
ADVANCES Total Earned: $0.00
Standard Adv 25.99%(V) $0.00 (D) $0.00

Your Annual Percentage Rate (APR) is the annual interest rate on your account. APRs followed by
(V) may vary. Balances followed by (D) are determined by the daily balance method (including
current transactions).

Account messages
Your account is past due. Please pay the minimum payment due immediately. If
your payment has already been sent, thank you.
Please note that if we received your pay by phone or online payment between 5
p.m. ET and midnight ET on the last day of your billing period, your payment
was credited as of the date of receipt, but will not be reflected until your next
statement.
» Visit [Link]/Costco
Remember, any charges above your credit limit MUST BE PAID IN FULL by for more information
your statement's payment due date.
Please be sure to pay on time. If you submit your payment by mail, we suggest 1
Up to $7,000 per year in purchases, then 1%
you mail it no later than 06/26/2022 to allow enough time for regular mail to cash back
reach us.
[Link] Customer Service 1-855-378-6467 Page 3 of 3
TTY:711
ELENA PULATOVA

©2022 Citibank, N.A.

Citi, and Citi with Arc Design are registered service marks of Citigroup Inc.
Visa® is a registered trademark of Visa International Service Association and
used under license.
IMPORTANT INFORMATION YOU MAY REQUEST TO RECEIVE WRITTEN
COMMUNICATIONS IN BRAILLE OR LARGE-PRINT FORMAT BY CALLING
THE TOLL FREE OR TTY NUMBER LISTED AT THE TOP OF THIS
STATEMENT.
Update or confirm your account information today Help us evaluate your
account for future credit limit increases by providing or confirming your most
recent income and housing information. Securely log in to your account at
[Link]/updateincome, or call us toll-free at 1-877-313-6759 TTY: Use 711 or
other Relay Service
About Interest Charges Your Rights If You Are Dissatisfied With Your Credit Card Purchases.
How We Calculate Interest. We calculate it separately for each balance shown If you are dissatisfied with the goods or services that you have purchased with
in the Interest Charge Calculation table. We use the daily balance method your credit card, and you have tried in good faith to correct the problem with
(including new transactions). We figure the interest charge by multiplying the merchant, you may have the right not to pay the remaining amount due on
the daily balance by its daily periodic rate each day in the billing period. To get the purchase.
a daily balance, we take the balance at the end of the previous day, add the To use this right, all of the following must be true:
interest on the previous day’s balance and new charges, subtract new credits or 1. The purchase must have been made in your home state or within 100 miles of
payments, and make adjustments. The Balance Subject to Interest Rate is the your current mailing address, and the purchase price must have been more
average of the daily balances. than $50. (Note: Neither of these is necessary if your purchase was based on
Minimum Interest Charge. If a minimum interest charge applies to your an advertisement we mailed to you, or if we own the company that sold you
account, it will be at least $0.50. the goods or services.)
How to Avoid Paying Interest on Purchases. Your due date is at least 23 days 2. You must have used your credit card for the purchase. Purchases made with
after the close of each billing cycle. We will not charge you interest on purchases cash advances from an ATM or with a check that accesses your credit card
if you pay your monthly Citi Flex Plan Payment Amount (if any) plus your New account do not qualify.
Balance, excluding any Citi Flex Plan balances, by the due date each month. If you 3. You must not yet have fully paid for the purchase.
do not pay your monthly Citi Flex Plan Payment Amount plus your New Balance, If all of the criteria above are met and you are still dissatisfied with the purchase,
excluding any Citi Flex Plan balances, by the due date each month, you will pay contact us online or in writing at the Customer Service address shown on front
interest on your purchases from the date they’re posted to your account until of statement.
you pay such amount in full for two billing periods in a row. We will begin charging While we investigate, the same rules apply to the disputed amount as discussed
interest on cash advances and balance transfers on the transaction date. We will above. After we finish our investigation, we will tell you our decision. At that
begin charging interest on a Citi Flex Plan balance at the start of the billing cycle point, if we think you owe an amount and you do not pay, we may report you as
following the billing cycle during which you created the Citi Flex Plan. delinquent.
Your Rights Other Account and Payment Information
What To Do If You Find A Mistake On Your Statement. When Your Payment Will Be Credited. If we receive your payment in proper
If you think there is an error on your statement, write to us at the address for form at our processing facility by 5 p.m. local time there, it will be credited as
billing inquiries and correspondence shown on the front of your statement. In of that day. A payment received there in proper form after that time will be
your letter, give us the following information: credited as of the next day. Allow 5 to 7 days for payments by regular mail to
• Account information: Your name and account number. reach us. There may be a delay of up to 5 days in crediting a payment we
• Dollar amount: The dollar amount of the suspected error. receive that is not in proper form or not sent to the correct address. The correct
• Description of problem: If you think there is an error on your bill, describe address for regular mail is the address on the front of the payment coupon.
what you believe is wrong and why you believe it is a mistake. The correct address for courier or express mail is the Express Payments Address
shown below.
You must contact us within 60 days after the error appeared on your statement. Proper Form. For a payment sent by mail or courier to be in proper form, you must:
You must notify us of any potential errors in writing. You may call us, but if you • Enclose the attached payment coupon, with a valid check or money order.
do we are not required to investigate any potential errors and you may have to No cash or foreign currency please.
pay the amount in question.
• Include your name and the last four digits of your account number.
While we investigate whether or not there has been an error, the following
are true: How to Report a Lost or Stolen Card. Call the Customer Service number at the
top of the page.
• We cannot try to collect the amount in question, or report you as delinquent
on that amount. Balance Transfers. Balance Transfer amounts are included in the “Purchases”
line in the Account Summary.
• The charge in question may remain on your statement, and we may continue
to charge you interest on that amount. But, if we determine that we made a Credit Reporting Disputes. We may report information about your account to
mistake, you will not have to pay the amount in question or any interest or credit bureaus. If you think we’ve reported inaccurate information, please write
other fees related to that amount. to us at Citi Brands Credit Bureau Disputes, PO Box 6190, Sioux Falls, SD 57117.
• While you do not have to pay the amount in question, you are responsible for Payment Amount. You may pay all or part of your account balance at any
the remainder of your balance. time. However, you must pay, by the payment due date, at least the minimum
payment due.
• We can apply any unpaid amount against your credit limit.

COSTCO-0919

Payments other than by mail

Online. See the front of your statement on how to make a payment.
Phone. For phone payments, you authorize Citi to electronically debit your
specified bank account by an ACH transaction in the amount and on such date
that you indicate on the phone. You also authorize Citi to automatically debit your
specified bank account every month, in the amount and on the same date each
month that you indicate on the phone, until you withdraw your authorization.
You may cancel a one-time phone payment or withdraw your authorization for
automatic debits by calling the number on the front of your statement within the
timeframe disclosed to you on the phone.
AutoPay. Visit [Link] to enroll in AutoPay and have your
payment amount automatically deducted each month on your payment date
from the payment account you choose.
Express mail. Send payment by express mail to:
Citi Cards
Attention: Bankcard Payments Department
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213
Crediting Payments other than by Mail. The payment cutoff time for Online
Bill Payments, Phone Payments, and Express mail payments is midnight Eastern
time. This means that we will credit your account as of the calendar day, based
on Eastern time, that we receive your payment request.
If you send an eligible check, you authorize us to complete your payment by
electronic debit. If we do, the checking account will be debited in the amount
on the check. We may do this as soon as the day we receive the check. Also,
the check will be destroyed.