STATEMENT OF THE PROBLEM

This study aims to Examining the Budget Allocation of Pantawid

Pamilyang Pilipino Program Senior High School (4Ps) Members. This study likewise

analyze the allocation of 4ps members in cash grants,when the respondents are

group according to their socio-economic status, sex, age and amount of grants

received. Moreover, the researcher deviced affective base interview questions to

understand more the Budget Allocation of Pantawid Pamilyang Pilipino Program

Senior High School (4Ps) Members.

Specifically this study answered this following questions:

1. what can characterizes participants in terms of the following:

1.1 socio-economic status

1.2 age

1.3 sex

1.4 amount of the grants received

2. What is the monthly expenditure of the 4Ps members in terms of the following:

2.1 Education

2.2 Food

2.3 Transportation

2.4 others expenses

[Link] are the financial goals set by the respondents to motivate them to

3.1 Short - term goals

3.3 Long - term goals

REFERENCES

Dulliyao, R. (2020), The Implementation Of Pantawid Pamilyang Pilipino Program

(4ps)And It's SocioEconomic Impact To The Living Standards Of The Benefici-

Ries://[Link]/article/28850/the-implementation-of-pantawid- pam

ilyang-pilipino-program(4ps)-and-its-socioeconomic-impact-to-the-living- stand

ards-of-the-beneficiaries-in-tabuk-city.

Melad et. al (2020), Giving Cash To The Poor: A Study of Pantawid Pamilya Cash

Grants Generosity, Frequency, and Modality [Link] [Link]//sch

lar=Melad+et+al.,+(2020),&hl=en&as_sdt=0&as_vis=1&oi=scolar#d=gs..gabs&t

=1709719187151&u=%23p%3Dk4IuBugOyjcJ

Department of Social Welfare and Development,(2022). (4Ps) https:// pantawid.d

.[Link]

Merrick Bank (2024), 5 Ways To Avoid Unnecessary Spending [Link]

.com/Learn/Budgeting/5-Ways-to-Avoid-Unnecessary

Spending Nelnet Bank (2024), 10 Best Budget Planning tips For College Students

[Link] p

Programs and Policies , (n.d) Pantawid Pamilyang Pilipino Program retrieved from

[Link]
EXAMINING THE BUDGET ALLOCATIONS OF PANTAWID PAMILYANG
PILIPINO PROGRAM SENIOR HIGH SCHOOL (4Ps) MEMBERS

A Practical Research

Presented to

The Factory of

Lucena City National High School

Senior High School Department

Lucena City

In Partial Fulfillment

Of The Requirements For

Practical Research

Under Accountancy, Business and Management

Ashley Q. Pumarada

Cassandra M. Abel

Chris Anne Jelaine M. Milaya

Ma. Anavele C. Glifonea

June 2024
 CHAPTER 1

THE PROBLEM

INTRODUCTION

Pantawid Pamilyang Pilipino Program (4Ps) is a program in the Philippines

that help many poor families, offering assistance for thier [Link] Department

of Social Welfare Development, this social welfare ambition aims to reduce poverty

by providing conditional cash transfer to qualified families. Whereas to those families

who has given the chance to be part of this program needs to be responsible to

budget wisely the cash given by the government. In terms of budgeting some of the

4Ps recipients often encounter various challanges in managing their financy

effectively. According to the Meric Bak (2024), The basic necessities of modern

living include food, shelter, utilities, basic clothing and transportation. Everything else

may not be considered a necessity. But that doesn’t mean you shouldn’t spend any

of your money on things you want. Instead, you should have a budget and plan for

all your expenses. Without a budget, you’ll never know what you can and can’t

afford. With a budget, your mind is already made up when you encounter.

The 4Ps operates in all the 17 regions in the Philippines, covering 79

provinces, 143 cities, and 1,484 municipalities. Beneficiaries are selected through

the National Household Targeting System for Poverty Reduction (NHTS-PR), which

identifies who and where the poor are in the [Link] general, the following criteria

must be satisfied to become eligible for the program:Residents of the poorest

municipalities. Several circumstances are present in connection with health and

education. Beneficiaries are eligible for grants for education. Families with children
aged 6 to 14 and the circumstances in which they live enrolled in elementary or

intermediate education and uphold an 85 percent attendance rate in class percent on

a monthly basis (DSWD, 2022). But according to the Department of Social Welfare &

Development chose to give the advantages to high school pupils between the ages

of 15 and 18. According to Melad et al. (2020) state that the recipients spend their

food for the home, children's allowance or education, apparel, as well as medical

costs, which include children's vitamins and examinations. A few receivers also

mentioned investing the gifts. for additional household requirements like utilities and

improving the family and hardys. Additionally, the recipients were not able to

determine setting aside a portion of the award funds, which are usually exhausted by

the time of the upcoming installments. However, relatively few people are able to

contribute, just a small percentage of beneficiaries said they utilize some of the

contribution as a long-term savings or startup investment. Unexpected educational

reimbursements are frequently provided as the inadequate monetary grant's

explanation. In the Nelnet bank(2024), Understand your financial flow. Building your

budget around the academic semester could make sense if you don't have a steady

monthly income. According to Dulliyao (2020) even whether the recipients or the

organization's members are obtaining financial support, they must also be instructed,

even whether the recipients or the organization's members are obtaining financial

support, they must also be instructed, even whether the recipients or the

organization's members are obtaining financial support, they must also be instructed,

guided and trained in order to increase their level of [Link], Having

certain mechanisms for use sufficient oversight and evaluation, emphasizing the

appropriate mindset and The qualities of a qualified recipient are crucial to the

achievement of 4Psaround the country

your prior month's worth of spending using the bank or credit union app or your

statements. Beginning with your known necessities (shelter, transportation, food,

etc.) as opposed to your wants (dining out, concerts, spring break trip, etc.), make a

list. Be prepared to reconsider every area of your budge. The costs of on-campus

accommodation significantly [Link] obtain free lodging, consider applying to be

a resident assistant.

The purpose of this study is to find out where the 4Ps beneficiaries commonly

used the cash grants they receive from the government on their daily and other

expenditures in terms of Education, Food, Transportation, Clothing, Entertainment,

and Other bills. The researchers believe that the outcome of this study can be helpful

for 4Ps beneficiaries and the government. Examining the Budget Allocations of

Pantawid Pamilyang Pilipino Program Senior High School (4Ps) Members focuses

on determining how thay budget the cash grants of 4Ps members that might enable

for them to manage thier financy effectively. The researchers targets is Pantawid

Pamilyang Pilipino Program Senior High School (4Ps) Members In Lucena City

National High School in providing information of the study. The researchers will

accomodate every Senior High School of Lucena City National High School

respondents into extracting the information needed for the research... This study will

be conducted of Senior High School of Lucena City National High School

beneficiaries as respondents. Descriptive research will be used through the survey

questionnaire and interviews to answer the research problem. The researchers will

be formulated a recommendation that may help 4Ps beneficiaries on spending their

grants.
Significance of the study

The researchers aim to know the budget allocations of Pantawid Pamilyang

Pilipino Program (4Ps) members in Senior High School and further to develop a

theories on how to manage their finances effectively.

The result of this study would be beneficial to the following:

Families/Beneficiaries. This study aim to provide insights to maintain their

finances effectively in order to meet their basic needs. This can also help for them

to set limitation on how to allocate the cash and to know what is the difference

between “wants” and “needs”.

Students. This study aims to raise awareness among the Senior High

School students about the budget allocation, encouraging them to prioritize

essential expenses. This can be help for them to know valuable skill like planning,

decision making and self discipline. Also support reduce pressure related to

financial problems enabling students to focus better on their studies.

Government Administration. This study will contribute in a way that the

Government administration can use the theories /output of the researchers as a

tool in helping the 4Ps beneficiaries and addressing their needs as the primary

beneficiaries of this program.

Future Researchers. This study will serve as a source for their future

research. The data gathered can be use to analyze the impact of program in

overall development of the beneficiaries. It can also serve as a basis for planning
 and implementing various programs related to social welfare, and if they want to,

they can use the study in continuing another study regarding budget allocations.

Scope and Limitations

The objective of the study is to determine how 4Ps members can budget their

allocation. Through this research, researchers will help 4Ps members manage and

track their expenditures. This study will be conducted at the biggest public school in

lucena city as a study respondent. The research will use a survey questionnaire to

facilitate data collection.

This study was limited by appropriateness of the theoretical framework in

determining how 4ps members can budget their allocations in that these constructs

can be measured. It will be assume that the interview questions use for data

collection were valid and reliable. This study will be limited to participants who chose

to participate in the study. This study were only limited to Senior High School 4Ps

members of Lucena City National High School. The study will be conducted in

Lucena City National High School, Lucena City from October to November 2024-

2025.

Theoretical framework

Rodriguez- Vega & Taha (2020), Planning and financial management for a

critical care unit are both crucial and challenging. Allocating resources in a constantly

changing environment with several unexpected factors is necessary for critical care.

A large amount of the hospital budget is devoted to critical care, even if the ICU is

only used to treat a small number of patients. The truth is that, while critical care may

have a favorable or negative effect on the institutional budget, it does not directly
generate financial profits. Nevertheless, because there are so many variables at play

and a wide range of budgetary components, it is exceedingly challenging to

determine the return on investment (ROI) of a particular intensive care intervention.

This kind of issue in an extremely demanding healthcare setting necessitates the

deployment of expensive therapies, technological investments, and highly

individualized care delivery. Then, figuring out and defending the expenses related to

providing essential care becomes difficult. Other aspects that must be considered

are regional and local variations, rules, and beliefs, as well as the interactions

between various professions. Ultimately, factors pertaining to the use of novel

technology and the provision of instructional initiatives may also impact the

organization and financial management of an intensive care unit (ICU).

Plaza (2023), The majority of 4Ps recipients demonstrated excellent financial

literacy in a variety of dimensions. They exhibited prudent financial practices, such

evaluating costs before making a purchase and adhering to budgets and financial

goals, as well as giving affordability considerable thought before making purchases.

Additionally, they underlined the need of financial literacy in their families and the

necessity of making plans for preparing for unforeseen future costs and keeping

lines of communication open with their spouses about money. These activities

demonstrate their attempts to make responsible and well-informed financial

judgments, which enhances their overall monetary stability.

Tabuga,Arboneda&Vargas (2020), The situation of men and women in the job

market likewise shows a significant gender discrepancy members in the household.

When it came to keeping a steady employment position throughout the based on the

constrained definition of stable, which is confined to work in the times under

notable shifts within industries at the time of the study, indicating a lack of of work

stability, but it also shows the capacity to change industries as needed. In the

interim, Most women choose not to enter the workforce in order to perform unpaid

tasks such as responsibilities related to the home and family. There was less mobility

across for those who did have jobs. Sectors that demonstrate their unwillingness to

broaden their skill set or desire to stay in their chosen field of work as a result of their

socially prescribed duties in the home.