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Islamic Finance Survey Data

The document provides demographic information about survey respondents. The majority were female, aged 18-24, from Casablanca with a bachelor's degree earning 0-3000 MAD. Measurement constructs and their loadings from a confirmatory factor analysis are also presented.

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0% found this document useful (0 votes)

45 views571 pages

Islamic Finance Survey Data

Uploaded by

فتح قريبغعهفعخغعح

We take content rights seriously. If you suspect this is your content, claim it here.

Available Formats

Download as XLSX, PDF, TXT or read online on Scribd

Measure Item N Percentage

Gender Female 159 53%

Male 142 47%
Age
18-24 ans 168 55%
25-34 ans 58 19%
35-49 ans 43 7%
50-65 ans 24 14%
65 ou plus 8 3%

City
Agadir 11 3%
Marrakech 16 5%
Laayoune 6 2%
Casablanc 105 35%
Rabat 42 14%
Fez 32 11%
Tanger 16 5%
Autres 74 25%
Measure Item
Education Niveau Baccalaureat ou moins
Baccalaureat
License/ Bachelor
Master
Doctorat ou plus
Income
0-3000 MAD
3001-5000 MAD
5001-10000 MAD
10001-15000
15000 ou plus
N percentage
9 3%
29 9%
193 64%
59 20%
11 4%

152 50%
32 11%
38 13%
49 16%
30 10%
cnstracts loadings CA CR
Subjective norms 0.921 0.925
SUB1 0.938
SUB2 0.815
SUB3 0.917
Advertisemment 0.916 0.919
ADV1 0.935
ADV2 0.385
ADV3 0.378
ADV4 0.419
Intention 0.886 0.886
INT1 0.850
INT2 0.803
INT3 0.105
Religiosity 0.844 0.854
RLG1 0.644
RLG2 0.719
RLG3 0.862
RLG4 0.796
AVE Constracts LoadingsCA CR AVE
0.795 Service Quality 0.715 0.716 0.557
SERQ1 0.731
SERQ2 0.762
Technology 0.864 0.867 0.679
0.733 TEC1 0.773
TEC2 0.887
TEC3 0.809
Financial Confidence 0.806 0.813 0.585
VUL1 0.833
0.722 VUL2 0.728
VUL3 0.728
Behavioral Control 0.792 0.799 0.565
CON1 0.703
0.577 CON2 0.809
CON3 0.739
Efficient Response 0.848 0.851 0.650
RES1 0.391
RES2 0.400
RES3 0.351
Hypothesis
H1
H2
H3
H4
H5
H6
H7
Relationships
Subjective norms -> Advertisement
Technogy -> Behavioral Control
GENDER -> Behavioral Control
INCOME -> Behavioral Control
Intention -> Advertisement
Efficient Response -> Behavioral Control
Service Quality -> Behavioral Control
Avez-vous l'intention d'adopter les services bancaires islamiques ˆ l'av
Direct Effects Indirect effects
Beta P value Beta p value
0.3700.0034
1.2490.043
-0.1010.006
-0.0890.059
0.1650.234
0.8330.032
-1.4330.043
al Control 0.2030.001
p value
SmartPLS report
Please cite the use of SmartPLS: Ringle, C. M., Wende, S., and Becker, J.-M. 2024. "SmartPLS 4." Bönningstedt: Smar
complete

Final results
Path coefficients show
Indirect effects show
Total effects show
Outer loadings show
Outer weights show
Latent variables show
Residuals show

Quality criteria
R-square show
f-square show
Construct reliability and validity show
Discriminant validity show
Collinearity statistics (VIF) show
Model fit show
Model selection criteria show

Algorithm
Setting show
Correction value c show
Stop criterion changes show
Posthoc minimum sample size show
Execution log show

Model and data

Inner model show
Outer model show
Indicator data (original) show
Indicator data (standardized) show
Indicator data (correlations) show
PLS 4." Bönningstedt: SmartPLS, https://www.smartpls.
SmartPLS report
Please cite the use of SmartPLS: Ringle, C. M., Wende, S., and Becker, J.-M. 2024. "SmartPLS 4." Bönningstedt: Smar
back to navigation

Final results

Path coefficients

Matrix

ADVW
CONw
CSw
EDUCATION
GENDER
INCOME
INTW
RESW
RLGw
SCW
SERQw
SUBW
TECw
VULw

List

CSw -> INTW

EDUCATION -> CONw
GENDER -> CONw
INCOME -> CONw
INTW -> ADVW
RESW -> CONw
RLGw -> SCW
SCW -> ADVW
SCW -> CONw
SCW -> VULw
SERQw -> CONw
SUBW -> ADVW
SUBW -> SCW
TECw -> CONw

Indirect effects

Total indirect effects

ADVW
CONw
CSw
EDUCATION
GENDER
INCOME
INTW
RESW
RLGw
SCW
SERQw
SUBW
TECw
VULw

Specific indirect effects

SUBW -> SCW -> ADVW

SUBW -> SCW -> CONw
CSw -> INTW -> ADVW
RLGw -> SCW -> VULw
RLGw -> SCW -> ADVW
SUBW -> SCW -> VULw
RLGw -> SCW -> CONw

Total effects

Matrix

ADVW
CONw
CSw
EDUCATION
GENDER
INCOME
INTW
RESW
RLGw
SCW
SERQw
SUBW
TECw
VULw

List

CSw -> ADVW

CSw -> INTW
EDUCATION -> CONw
GENDER -> CONw
INCOME -> CONw
INTW -> ADVW
RESW -> CONw
RLGw -> ADVW
RLGw -> CONw
RLGw -> SCW
RLGw -> VULw
SCW -> ADVW
SCW -> CONw
SCW -> VULw
SERQw -> CONw
SUBW -> ADVW
SUBW -> CONw
SUBW -> SCW
SUBW -> VULw
TECw -> CONw

Outer loadings

Matrix
ADV1
ADV2
ADV3
ADV4
CON1
CON2
CON3
CS1
CS2
CS3
EDUCATION
GENDER
INCOME
INT1
INT2
INT3
RES1
RES2
RES3
RLG1
RLG2
RLG3
RLG4
SC1
SC2
SC3
SC4
SC5
SC6
SERQ1
SERQ2
SUB1
SUB2
SUB3
TEC1
TEC2
TEC3
VUL1
VUL2
VUL3

List
ADV1 <- ADVW
ADV2 <- ADVW
ADV3 <- ADVW
ADV4 <- ADVW
CON1 <- CONw
CON2 <- CONw
CON3 <- CONw
CS1 <- CSw
CS2 <- CSw
CS3 <- CSw
EDUCATION <- EDUCATION
GENDER <- GENDER
INCOME <- INCOME
INT1 <- INTW
INT2 <- INTW
INT3 <- INTW
RES1 <- RESW
RES2 <- RESW
RES3 <- RESW
RLG1 <- RLGw
RLG2 <- RLGw
RLG3 <- RLGw
RLG4 <- RLGw
SC1 <- SCW
SC2 <- SCW
SC3 <- SCW
SC4 <- SCW
SC5 <- SCW
SC6 <- SCW
SERQ1 <- SERQw
SERQ2 <- SERQw
SUB1 <- SUBW
SUB2 <- SUBW
SUB3 <- SUBW
TEC1 <- TECw
TEC2 <- TECw
TEC3 <- TECw
VUL1 <- VULw
VUL2 <- VULw
VUL3 <- VULw

Outer weights

Latent variables
These results only exists for PLS-SEM with raw data.

Correlations

ADVW
CONw
CSw
EDUCATION
GENDER
INCOME
INTW
RESW
RLGw
SCW
SERQw
SUBW
TECw
VULw

Covariances

ADVW
CONw
CSw
EDUCATION
GENDER
INCOME
INTW
RESW
RLGw
SCW
SERQw
SUBW
TECw
VULw

These results only exists for PLS-SEM with raw data.

Residuals

Outer model scores

Case index
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
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30
31
32
33
34
35
36
37
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100
101
102
103
104
105
106
107
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109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
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207
208
209
210
211
212
213
214
215
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220
221
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226
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228
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232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
Outer model correlations

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307

Inner model correlation

ADVW
CONw
INTW
SCW
VULw

Inner model descriptives

ADVW
CONw
INTW
SCW
VULw

Quality criteria

R-square

Overview

ADVW
CONw
INTW
SCW
VULw

f-square

Matrix

ADVW
CONw
CSw
EDUCATION
GENDER
INCOME
INTW
RESW
RLGw
SCW
SERQw
SUBW
TECw
VULw

List

CSw -> INTW

EDUCATION -> CONw
GENDER -> CONw
INCOME -> CONw
INTW -> ADVW
RESW -> CONw
RLGw -> SCW
SCW -> ADVW
SCW -> CONw
SCW -> VULw
SERQw -> CONw
SUBW -> ADVW
SUBW -> SCW
TECw -> CONw

Construct reliability and validity

Overview

ADVW
CONw
CSw
INTW
RESW
RLGw
SCW
SERQw
SUBW
TECw
VULw
Discriminant validity

Heterotrait-monotrait ratio (HTMT) - Matrix

ADVW
CONw
CSw
EDUCATION
GENDER
INCOME
INTW
RESW
RLGw
SCW
SERQw
SUBW
TECw
VULw

Heterotrait-monotrait ratio (HTMT) - List

CONw <-> ADVW

CSw <-> ADVW
CSw <-> CONw
EDUCATION <-> ADVW
EDUCATION <-> CONw
EDUCATION <-> CSw
GENDER <-> ADVW
GENDER <-> CONw
GENDER <-> CSw
GENDER <-> EDUCATION
INCOME <-> ADVW
INCOME <-> CONw
INCOME <-> CSw
INCOME <-> EDUCATION
INCOME <-> GENDER
INTW <-> ADVW
INTW <-> CONw
INTW <-> CSw
INTW <-> EDUCATION
INTW <-> GENDER
INTW <-> INCOME
RESW <-> ADVW
RESW <-> CONw
RESW <-> CSw
RESW <-> EDUCATION
RESW <-> GENDER
RESW <-> INCOME
RESW <-> INTW
RLGw <-> ADVW
RLGw <-> CONw
RLGw <-> CSw
RLGw <-> EDUCATION
RLGw <-> GENDER
RLGw <-> INCOME
RLGw <-> INTW
RLGw <-> RESW
SCW <-> ADVW
SCW <-> CONw
SCW <-> CSw
SCW <-> EDUCATION
SCW <-> GENDER
SCW <-> INCOME
SCW <-> INTW
SCW <-> RESW
SCW <-> RLGw
SERQw <-> ADVW
SERQw <-> CONw
SERQw <-> CSw
SERQw <-> EDUCATION
SERQw <-> GENDER
SERQw <-> INCOME
SERQw <-> INTW
SERQw <-> RESW
SERQw <-> RLGw
SERQw <-> SCW
SUBW <-> ADVW
SUBW <-> CONw
SUBW <-> CSw
SUBW <-> EDUCATION
SUBW <-> GENDER
SUBW <-> INCOME
SUBW <-> INTW
SUBW <-> RESW
SUBW <-> RLGw
SUBW <-> SCW
SUBW <-> SERQw
TECw <-> ADVW
TECw <-> CONw
TECw <-> CSw
TECw <-> EDUCATION
TECw <-> GENDER
TECw <-> INCOME
TECw <-> INTW
TECw <-> RESW
TECw <-> RLGw
TECw <-> SCW
TECw <-> SERQw
TECw <-> SUBW
VULw <-> ADVW
VULw <-> CONw
VULw <-> CSw
VULw <-> EDUCATION
VULw <-> GENDER
VULw <-> INCOME
VULw <-> INTW
VULw <-> RESW
VULw <-> RLGw
VULw <-> SCW
VULw <-> SERQw
VULw <-> SUBW
VULw <-> TECw

Fornell-Larcker criterion

ADVW
CONw
CSw
EDUCATION
GENDER
INCOME
INTW
RESW
RLGw
SCW
SERQw
SUBW
TECw
VULw

Cross loadings

Collinearity statistics (VIF)

Outer model - List

Inner model - Matrix

ADVW
CONw
CSw
EDUCATION
GENDER
INCOME
INTW
RESW
RLGw
SCW
SERQw
SUBW
TECw
VULw

Inner model - List

CSw -> INTW

EDUCATION -> CONw
GENDER -> CONw
INCOME -> CONw
INTW -> ADVW
RESW -> CONw
RLGw -> SCW
SCW -> ADVW
SCW -> CONw
SCW -> VULw
SERQw -> CONw
SUBW -> ADVW
SUBW -> SCW
TECw -> CONw
Model fit

Fit summary

SRMR
d_ULS
d_G
Chi-square
NFI

Model selection criteria

Matrix

ADVW
CONw
INTW
SCW
VULw

Algorithm

Setting

Data file

Data file
Missing value treatment
Weighting vector

PLS-SEM algorithm

Initial weights
Max. number of iterations
Stop criterion
Type of results
Use Lohmoeller settings?
Weighting scheme

Consistent PLS-SEM algorithm

Construct outer weighting mode

ADVW
CONw
CSw
EDUCATION
GENDER
INCOME
INTW
RESW
RLGw
SCW
SERQw
SUBW
TECw
VULw

Correction value c

Matrix

ADVW
CONw
CSw
EDUCATION
GENDER
INCOME
INTW
RESW
RLGw
SCW
SERQw
SUBW
TECw
VULw

Stop criterion changes

Matrix

Iteration 0
Iteration 1
Iteration 2
Iteration 3
Iteration 4
Iteration 5
Iteration 6
Iteration 7

Posthoc minimum sample size

List

CSw -> INTW

EDUCATION -> CONw
GENDER -> CONw
INCOME -> CONw
INTW -> ADVW
RESW -> CONw
RLGw -> SCW
SCW -> ADVW
SCW -> CONw
SCW -> VULw
SERQw -> CONw
SUBW -> ADVW
SUBW -> SCW
TECw -> CONw
Avez-vous l'intention d'adopter les services bancaires islamiques ˆ l'ave

Execution log
Reading score matrix of complete data set
Processing missing values for scores of complete data set
Calculating full data set.
Calculating initial PLS-SEM results.
Correcting initial PLS-SEM results for PLSc-SEM.
Calculating report matrices and charts.
All calculations done.

Model and data

Inner model

ADVW
CONw
CSw
EDUCATION
GENDER
INCOME
INTW
RESW
RLGw
SCW
SERQw
SUBW
TECw
VULw

Outer model

Indicator data (original)

Matrix

MV descriptives

Indicator data (standardized)

Matrix

Indicator data (correlations)

Empirical correlation matrix

Model implied saturated correlation matrix

Model implied estimated correlation matrix

Empirical covariance matrix

ADV1
ADV2
ADV3
ADV4
CON1
CON2
CON3
CS1
CS2
CS3
EDUCATION
GENDER
INCOME
INT1
INT2
INT3
RES1
RES2
RES3
RLG1
RLG2
RLG3
RLG4
SC1
SC2
SC3
SC4
SC5
SC6
SERQ1
SERQ2
SUB1
SUB2
SUB3
TEC1
TEC2
TEC3
VUL1
VUL2
VUL3
Becker, J.-M. 2024. "SmartPLS 4." Bönningstedt: SmartPLS, https://www.smartpls.com.

ADVW CONw

0.185
-0.101
-0.089
0.165
0.833

0.237 0.147
-1.433
0.370
1.249

Path coefficients
0.056
0.185
-0.101
-0.089
0.165
0.833
0.340
0.237
0.147
0.531
-1.433
0.370
0.022
1.249

ADVW CONw

0.009

0.081 0.050

0.005 0.003

Specific indirect effects

0.005
0.003
0.009
0.181
0.081
0.012
0.050

ADVW CONw
0.009
0.185
-0.101
-0.089
0.165
0.833
0.081 0.050
0.237 0.147
-1.433
0.375 0.003
1.249

Total effects
0.009
0.056
0.185
-0.101
-0.089
0.165
0.833
0.081
0.050
0.340
0.181
0.237
0.147
0.531
-1.433
0.375
0.003
0.022
0.012
1.249

ADVW CONw
0.826
0.813
0.845
0.935
0.703
0.809
0.739

Outer loadings
0.826
0.813
0.845
0.935
0.703
0.809
0.739
0.982
0.779
0.038
1.000
1.000
1.000
0.859
0.846
0.844
0.827
0.846
0.741
0.643
0.719
0.863
0.796
0.770
0.858
0.703
0.694
0.870
0.836
0.731
0.762
0.938
0.815
0.917
0.773
0.887
0.809
0.833
0.728
0.728
ADVW CONw
0.270
0.266
0.277
0.306
0.371
0.427
0.390
Outer weights
0.270
0.266
0.277
0.306
0.371
0.427
0.390
0.592
0.470
0.023
1.000
1.000
1.000
0.373
0.367
0.367
0.391
0.400
0.351
0.257
0.288
0.345
0.319
0.196
0.218
0.179
0.176
0.221
0.213
0.555
0.579
0.378
0.328
0.370
0.353
0.405
0.370
0.428
0.374
0.374
ADVW CONw
1.000 0.523
0.523 1.000
0.296 0.380
0.044 0.159
0.002 -0.058
-0.043 0.059
0.328 0.456
0.326 0.524
0.393 0.625
0.287 0.283
0.274 0.518
0.486 0.538
0.271 0.513
0.509 0.449

ADVW CONw
1.000 0.523
0.523 1.000
0.296 0.380
0.044 0.159
0.001 -0.029
-0.043 0.059
0.328 0.456
0.326 0.524
0.393 0.625
0.287 0.283
0.274 0.518
0.486 0.538
0.271 0.513
0.509 0.449
ADV1 ADV2
0.075 -0.578
-0.113 0.093
-0.113 0.093
-0.215 0.025
-0.807 1.154
0.002 0.238
0.515 0.711
-0.027 -0.646
-1.530 1.330
0.091 0.230
-0.198 0.833
-0.317 -0.043
-0.011 0.162
-0.011 0.162
-0.113 0.093
0.384 -0.241
-0.113 0.093
-0.113 0.093
-0.648 -0.401
-0.011 0.162
-0.215 0.025
-0.215 0.025
-0.215 0.025
-0.113 0.093
-0.113 0.093
0.971 -0.584
-0.011 0.162
0.270 -0.386
0.075 -0.578
-0.215 0.025
-0.215 0.025
0.104 0.307
0.384 -0.241
-0.317 -0.043
-0.113 0.093
-0.027 -0.646
-0.113 0.093
-0.329 -0.120
-0.192 0.047
-0.113 0.093
-0.113 0.093
-0.113 0.093
0.486 -0.173
-0.113 0.093
0.292 -0.364
-0.317 -0.043
0.091 0.230
0.091 0.230
0.228 0.397
-0.011 0.162
1.709 -1.601
0.384 -0.241
-1.737 -0.586
-0.011 0.162
-0.215 0.025
-0.215 0.025
-0.495 0.573
-0.495 0.573
-0.215 0.025
1.085 -0.439
-0.113 0.093
-0.027 -0.646
-0.609 0.428
-0.027 -0.646
-0.813 0.291
0.588 -0.105
-0.307 -0.098
1.028 1.184
-0.533 -0.257
0.652 -0.866
-0.113 0.093
0.196 0.430
-0.215 0.025
-0.215 0.025
0.091 0.230
0.091 0.230
0.971 -0.584
-0.113 0.093
-0.317 -0.043
-0.215 0.025
-0.317 -0.043
-0.317 -0.043
-0.495 0.573
-0.113 0.093
-0.215 0.025
-0.113 0.093
1.187 -0.371
-0.721 0.414
-0.243 -0.859
-0.409 -0.166
-1.036 -0.784
-0.011 0.162
-0.215 0.025
-0.011 0.162
-0.011 0.162
0.964 -1.447
-0.619 0.483
0.177 -0.509
-0.750 -0.470
-0.215 0.025
0.400 0.566
0.486 -0.173
0.897 0.232
-1.298 0.703
0.467 -1.112
-0.113 0.093
-0.336 -0.982
0.298 0.498
0.384 -0.241
-0.431 -0.188
-0.113 0.093
-0.215 0.025
0.075 -0.578
-0.424 0.674
0.075 -0.578
-0.619 0.483
0.075 -0.578
1.222 1.376
-0.011 0.162
0.480 -1.035
0.897 0.232
-0.113 0.093
0.206 0.375
-0.113 0.093
-0.215 0.025
0.075 -0.578
1.085 -0.439
-0.186 0.909
0.798 -0.754
0.168 -0.455
-0.215 0.025
-0.215 0.025
-0.011 0.162
0.270 -0.386
0.617 0.780
1.187 -0.371
0.384 -0.241
-0.011 0.162
-0.215 0.025
-0.750 -0.470
0.091 0.230
-0.113 0.093
0.486 -0.173
-0.113 0.093
-0.317 -0.043
0.709 0.903
-0.113 0.093
-0.317 -0.043
-0.215 0.025
1.786 -0.637
-0.011 0.162
-0.307 -0.098
0.196 0.430
-0.215 0.025
-0.517 0.551
-1.521 -0.373
0.422 0.588
1.085 -0.439
0.588 -0.105
-0.915 0.223
0.206 0.375
-0.113 0.093
0.384 -0.241
-0.215 0.025
-0.721 0.414
-0.011 0.162
-0.215 0.025
-0.011 0.162
-0.215 0.025
-0.625 -0.380
-0.113 0.093
-0.215 0.025
-0.113 0.093
-0.438 -1.051
-0.113 0.093
0.075 -0.578
-0.113 0.093
-1.571 -1.279
-0.113 0.093
-0.317 -0.043
-0.011 0.162
1.404 -0.158
0.002 0.238
-0.488 1.435
-0.113 0.093
-0.915 0.223
-0.215 0.025
-0.307 -0.098
-0.113 0.093
0.298 0.498
-0.113 0.093
0.292 -0.364
0.091 0.230
0.082 0.285
0.496 -0.228
-0.317 -0.043
-0.329 -0.120
0.942 -1.468
0.365 -1.180
-0.215 0.025
0.091 0.230
0.286 0.422
-0.215 0.025
-0.011 0.162
-0.215 0.025
0.286 0.422
-0.317 -0.043
0.308 0.443
-0.113 0.093
0.384 -0.241
-0.517 0.551
0.588 -0.105
0.486 -0.173
0.308 0.443
-0.317 -0.043
-0.524 -0.311
0.263 -1.249
-1.947 0.063
-0.113 0.093
-0.317 -0.043
-0.215 0.025
-0.011 0.162
-0.374 1.580
-0.113 0.093
-0.113 0.093
0.270 -0.386
-0.113 0.093
0.190 -0.433
0.091 0.230
-0.300 0.764
-0.215 0.025
0.372 -0.318
0.486 -0.173
0.075 -0.578
0.776 -0.776
0.082 0.285
0.394 -0.296
0.783 0.087
1.709 -1.601
0.400 0.566
0.372 -0.318
-0.237 0.003
-0.711 0.360
-0.113 0.093
0.709 0.903
0.091 0.230
0.091 0.230
-0.011 0.162
-0.278 0.786
-0.113 0.093
-0.113 0.093
0.091 0.230
-0.317 -0.043
-0.317 -0.043
0.177 -0.509
-0.113 0.093
0.091 0.230
0.091 0.230
-0.721 0.414
-0.215 0.025
0.082 0.285
-0.648 -0.401
-0.317 -0.043
-0.317 -0.043
-0.835 0.270
-0.317 -0.043
0.286 0.422
-0.011 0.162
0.776 -0.776
0.320 0.520
0.365 -1.180
-0.317 -0.043
0.270 -0.386
-0.113 0.093
-0.813 0.291
1.085 -0.439
-0.113 0.093
-0.113 0.093
0.104 0.307
0.091 0.230
-0.113 0.093
-0.113 0.093
-0.011 0.162
1.786 -0.637
-0.317 -0.043
-0.317 -0.043
0.891 -0.631
-0.011 0.162
-0.011 0.162
0.091 0.230
0.515 0.711
-0.011 0.162
0.515 0.711
0.486 -0.173
1.187 -0.371
0.384 -0.241
0.690 -0.036
-0.113 0.093
-0.205 -0.030
-0.317 -0.043
-0.317 -0.043
0.000 0.000
0.000 0.000
0.000 0.000
0.000 0.000
0.000 0.000
0.000 0.000
0.000 0.000
ADV1 ADV2
1.000 -0.258
-0.258 1.000
-0.178 -0.318
-0.603 -0.315
0.139 -0.052
0.047 0.107
-0.127 -0.046
0.115 -0.030
-0.133 0.038
0.103 -0.020
-0.031 0.077
-0.143 0.016
0.018 -0.055
-0.089 0.054
0.107 -0.058
-0.058 0.042
0.157 -0.040
-0.075 0.008
-0.073 0.042
0.042 0.005
-0.040 0.137
0.100 -0.110
-0.061 -0.034
0.109 -0.162
0.054 0.006
0.142 -0.138
-0.048 0.150
-0.065 0.033
-0.194 0.147
0.086 -0.114
-0.088 0.111
-0.124 0.062
0.171 -0.083
-0.005 0.010
0.023 0.060
0.010 -0.002
-0.022 -0.039
-0.004 -0.051
-0.104 -0.001
0.080 0.098
Mean Median
0.000 -0.113
0.000 0.025
0.000 0.037
0.000 0.018
0.000 0.125
0.000 -0.047
0.000 -0.015
0.000 -0.039
0.000 0.093
0.000 0.469
0.000 0.000
0.000 0.000
0.000 0.000
0.000 -0.001
0.000 0.060
0.000 -0.027
0.000 0.028
0.000 0.010
0.000 0.070
0.000 0.000
0.000 0.113
0.000 -0.026
0.000 -0.103
0.000 -0.035
0.000 0.087
0.000 0.044
0.000 0.000
0.000 -0.050
0.000 0.048
0.000 0.189
0.000 -0.037
0.000 0.029
0.000 0.000
0.000 -0.036
0.000 0.051
0.000 -0.082
0.000 0.055
0.000 -0.078
0.000 0.046
0.000 0.046
ADVW CONw
-0.169 1.314
0.612 1.048
0.401 -0.092
-0.003 -0.228
0.667 -0.130
-0.339 -0.394
0.132 -0.078
-0.137 -0.634
-0.523 -0.601
1.681 -1.829
1.907 -0.059
-0.730 -0.691
1.092 -0.632
0.568 -0.267
0.145 -0.441
-0.920 -0.646
0.184 0.726
0.300 0.167
0.042 0.516
1.253 0.027
-0.017 0.745
-0.483 -1.206
-0.723 -0.931
0.122 -1.182
0.184 0.348
-0.457 2.205
1.749 1.199
-0.597 0.713
-0.205 0.878
-0.875 0.312
-0.924 -0.295
0.070 0.305
-1.316 -0.075
-0.948 -0.986
-0.298 1.049
-0.870 -2.318
-0.160 0.768
0.304 1.547
-1.199 -2.105
0.025 -0.309
0.528 1.299
0.184 0.071
-0.491 0.194
-0.180 3.728
-0.100 1.282
-0.989 -0.824
2.345 -0.196
2.078 0.307
1.631 -1.301
0.623 -0.433
-0.133 -1.287
-1.548 0.637
0.066 1.184
1.009 -0.493
-1.144 1.993
-0.978 0.062
0.965 -1.185
1.075 -2.692
-1.372 -0.722
-2.340 -1.887
0.349 -0.978
-1.357 -1.172
0.758 3.995
-0.452 -2.909
0.319 0.109
1.246 1.095
0.692 -0.187
0.476 0.194
-1.818 -0.772
-0.212 -1.573
0.871 -1.475
-0.764 -0.480
-0.871 -0.807
-0.999 0.765
0.706 -1.883
0.706 0.411
-0.467 3.808
0.868 -0.080
-1.369 -0.074
-0.369 -1.485
-1.775 -0.684
-0.627 0.599
0.361 0.539
0.955 0.967
-0.504 -1.301
0.512 -1.220
-0.395 -0.083
-1.067 1.188
-0.692 1.008
-0.667 0.430
-0.184 -0.349
1.166 0.081
0.086 1.014
0.761 -2.010
0.932 -0.586
-0.110 2.790
-0.331 0.301
1.350 -0.991
-1.715 0.481
-1.514 -2.590
0.622 2.706
-0.496 0.788
-0.503 0.458
0.083 -1.520
2.048 1.073
0.871 0.317
0.555 -1.407
0.330 -0.195
-1.136 2.415
-0.846 2.031
0.198 -0.967
-0.146 0.958
0.170 -0.413
0.370 -1.142
-0.171 0.757
-0.602 -1.278
-0.073 -2.100
-0.417 1.148
0.523 -0.580
0.624 -0.210
-0.699 0.272
-0.310 0.799
1.512 2.366
0.989 1.479
-0.818 1.781
0.153 0.055
-1.502 0.855
0.005 -0.710
0.387 1.743
-0.377 -1.171
-0.551 2.275
-0.571 -0.001
1.037 1.731
0.027 -0.732
0.064 0.268
0.300 1.493
-0.951 -0.264
0.575 -0.160
-0.324 -1.679
-0.165 0.777
1.277 -1.949
0.533 -0.919
-0.499 0.410
0.056 0.650
-1.787 -0.795
-0.135 -1.410
0.871 -1.244
-1.529 -0.552
-0.233 0.198
-1.412 2.703
0.445 1.292
0.341 1.589
-1.229 -0.184
-1.220 0.077
0.928 3.793
-0.015 -1.099
0.505 1.412
-1.501 0.481
0.345 0.288
-1.576 -2.952
1.591 1.228
0.307 1.572
-0.992 1.607
-1.091 -0.147
-0.905 -0.370
1.335 -0.468
-0.358 -0.360
0.822 0.674
-0.902 1.679
0.236 -1.447
0.183 1.041
0.025 -2.129
0.419 -0.914
-0.456 0.255
0.184 0.133
0.264 1.787
-0.051 -0.325
-0.788 0.187
1.106 -2.242
-1.326 0.107
0.328 0.334
-0.132 -1.876
-0.580 -0.546
1.197 1.620
0.171 0.466
-0.732 -0.327
-1.102 -0.237
0.343 0.089
-0.560 1.043
-0.869 -1.915
-0.051 0.195
-0.400 1.280
0.885 0.572
-0.762 0.664
1.498 1.102
-1.226 0.830
-0.393 1.379
-0.521 0.673
0.780 -0.390
-1.416 -1.148
1.363 2.232
0.977 0.326
-0.701 -3.113
0.918 -0.595
-0.064 -0.446
1.091 0.937
-1.035 -0.616
1.143 1.189
0.515 -1.016
-0.504 0.336
0.120 2.519
0.803 0.467
0.165 0.282
1.116 -2.328
-0.682 0.010
1.357 -0.743
-0.690 1.171
0.734 0.416
0.033 0.133
-1.437 1.226
-0.844 2.707
0.957 2.388
-0.013 0.265
-0.051 0.809
0.494 -0.754
-0.074 -0.457
-0.510 -1.162
-0.674 -0.993
1.421 1.504
0.836 0.659
-0.610 1.145
0.792 -0.812
-0.154 -0.215
-0.254 -0.219
0.531 0.338
-0.129 -0.801
1.076 -1.500
0.423 -1.141
0.422 0.848
0.560 -0.225
0.826 1.283
-0.252 -0.035
1.458 1.516
-0.082 1.292
-0.838 -0.332
1.166 0.095
1.049 2.391
0.328 0.435
0.062 -0.124
0.304 0.219
-0.051 0.087
0.706 0.698
-1.384 -0.551
-1.717 3.034
1.303 -0.162
1.106 -0.557
0.706 0.698
0.706 0.799
-1.828 0.911
-0.923 -0.016
-0.173 -0.507
0.055 -1.956
-1.683 2.074
-0.871 -0.541
0.592 -1.437
-0.338 -0.758
0.717 1.085
-0.016 -0.460
-0.157 1.922
-0.112 -2.752
0.833 1.054
-0.681 -0.705
-0.020 1.875
-0.063 -0.299
-0.541 0.067
-1.096 -0.401
0.540 0.411
0.588 1.974
0.762 -0.970
0.706 0.799
0.418 -0.030
0.943 -1.389
1.348 0.353
-0.145 -2.607
-1.494 -0.347
-1.326 -2.832
-0.768 -0.650
-0.263 1.620
1.484 -0.093
0.862 0.450
-0.181 -1.369
1.337 -2.058
-0.181 -1.369
0.026 -0.219
0.031 -0.293
-1.303 0.658
2.526 -4.117
0.418 -1.025
0.567 -0.141
-0.906 -0.488
-1.151 -0.003
0.000 0.053
0.000 0.053
0.000 0.053
0.000 0.053
0.000 0.053
0.000 0.053
0.000 0.053
ADVW CONw
1.000 0.024
0.024 1.000
-0.024 0.266
-0.058 -0.153
0.285 0.050

Mean Median
0.000 0.000
0.053 0.053
0.000 0.000
0.000 -0.008
0.000 0.014

R-square R-square adjusted

0.302 0.295
0.403 0.389
0.003 0.000
0.122 0.117
0.282 0.280

ADVW CONw

0.045
0.004
0.011
0.030
0.192

0.077 0.022
0.103
0.146
0.158

f-square
0.003
0.045
0.004
0.011
0.030
0.192
0.111
0.077
0.022
0.393
0.103
0.146
0.000
0.158

Cronbach's alpha Composite reliability (rho_a)

0.916 0.919
0.792 0.799
0.853 0.900
0.886 0.886
0.848 0.851
0.844 0.854
0.911 0.914
0.715 0.716
0.921 0.925
0.864 0.867
0.806 0.813
ADVW CONw

0.527
0.314 0.392
0.044 0.161
0.043 0.091
0.042 0.072
0.327 0.456
0.325 0.525
0.401 0.621
0.284 0.284
0.272 0.517
0.484 0.545
0.273 0.512
0.516 0.453

Heterotrait-monotrait ratio (HTMT)

0.527
0.314
0.392
0.044
0.161
0.139
0.043
0.091
0.036
0.027
0.042
0.072
0.039
0.320
0.101
0.327
0.456
0.059
0.118
0.029
0.089
0.325
0.525
0.657
0.109
0.075
0.107
0.134
0.401
0.621
0.417
0.156
0.115
0.132
0.441
0.438
0.284
0.284
0.565
0.063
0.090
0.017
0.086
0.424
0.342
0.272
0.517
0.755
0.191
0.035
0.050
0.146
0.812
0.548
0.552
0.484
0.545
0.203
0.043
0.101
0.032
0.475
0.287
0.407
0.158
0.179
0.273
0.512
0.630
0.146
0.065
0.057
0.105
0.622
0.472
0.461
0.935
0.108
0.516
0.453
0.665
0.126
0.073
0.123
0.168
0.490
0.544
0.531
0.466
0.318
0.426

ADVW CONw
0.856
0.523 0.752
0.296 0.380
0.044 0.159
0.002 -0.058
-0.043 0.059
0.328 0.456
0.326 0.524
0.393 0.625
0.287 0.283
0.274 0.518
0.486 0.538
0.271 0.513
0.509 0.449

ADVW CONw
0.826 0.489
0.813 0.408
0.845 0.447
0.935 0.450
0.385 0.703
0.378 0.809
0.419 0.739
0.277 0.335
0.237 0.330
0.254 0.296
0.044 0.159
0.002 -0.058
-0.043 0.059
0.280 0.422
0.274 0.395
0.282 0.346
0.264 0.433
0.282 0.443
0.241 0.388
0.293 0.414
0.405 0.427
0.254 0.550
0.262 0.496
0.210 0.177
0.247 0.242
0.160 0.239
0.228 0.222
0.247 0.253
0.264 0.215
0.181 0.379
0.228 0.395
0.452 0.464
0.392 0.489
0.452 0.490
0.221 0.396
0.185 0.455
0.269 0.415
0.351 0.341
0.396 0.359
0.430 0.332

VIF
2.633
2.996
4.219
2.981
1.507
1.972
1.766
2.170
2.456
1.892
1.000
1.000
1.000
3.135
2.106
2.931
2.061
1.962
2.150
2.172
1.458
2.395
2.260
2.265
2.581
2.624
3.490
2.232
3.106
1.449
1.449
3.304
3.749
3.206
2.567
2.289
2.004
2.315
2.391
1.402

ADVW CONw

1.286
1.051
1.202
1.316
6.034

1.048 1.636
33.554
1.346
16.498

VIF
1.000
1.286
1.051
1.202
1.316
6.034
1.189
1.048
1.636
1.000
33.554
1.346
1.189
16.498
Saturated model Estimated model
0.083 0.149
5.713 18.312
1.406 1.687
2070.683 2439.538
0.760 0.717

BIC (Bayesian information criterion)

-88.770
-114.084
9.502
-24.030
-91.719

Setting
data saved 1
Mean replacement
-

Setting
1.0
3000
10⁻⁷
Standardized
No
Path

Setting

Setting
AUTOMATIC
AUTOMATIC
AUTOMATIC
AUTOMATIC
AUTOMATIC
AUTOMATIC
AUTOMATIC
AUTOMATIC
AUTOMATIC
AUTOMATIC
AUTOMATIC
AUTOMATIC
AUTOMATIC
AUTOMATIC

ci
3.056
1.896
1.658
1.000
1.000
1.000
2.301
2.114
2.499
3.931
1.317
2.480
2.188
1.947

ADV1 ADV2
0.280 0.280
0.271 0.265
0.270 0.266
0.270 0.266
0.270 0.266
0.270 0.266
0.270 0.266
0.270 0.266

Path coefficients Alpha 1%, power 80%

0.056 3236.000
0.185 293.000
-0.101 989.000
-0.089 1254.000
0.165 368.000
0.833 15.000
0.340 87.000
0.237 179.000
0.147 464.000
0.531 36.000
-1.433 5.000
0.370 74.000
0.022 20335.000
1.249 7.000
0.203 10272.000
ADVW CONw

1.000
1.000
1.000
1.000
1.000

1.000 1.000
1.000
1.000
1.000

ADVW CONw
-1.000
-1.000
-1.000
-1.000
-1.000
-1.000
-1.000
ADV1 ADV2
3.000 2.000
3.000 3.000
3.000 3.000
2.000 2.000
2.000 4.000
2.000 2.000
3.000 3.000
2.000 1.000
1.000 4.000
5.000 5.000
4.000 5.000
1.000 1.000
4.000 4.000
4.000 4.000
3.000 3.000
2.000 1.000
3.000 3.000
3.000 3.000
2.000 2.000
4.000 4.000
2.000 2.000
2.000 2.000
2.000 2.000
3.000 3.000
3.000 3.000
4.000 2.000
4.000 4.000
3.000 2.000
3.000 2.000
2.000 2.000
2.000 2.000
3.000 3.000
2.000 1.000
1.000 1.000
3.000 3.000
2.000 1.000
3.000 3.000
3.000 3.000
2.000 2.000
3.000 3.000
3.000 3.000
3.000 3.000
3.000 2.000
3.000 3.000
3.000 2.000
1.000 1.000
5.000 5.000
5.000 5.000
4.000 4.000
4.000 4.000
5.000 1.000
2.000 1.000
1.000 2.000
4.000 4.000
2.000 2.000
2.000 2.000
3.000 4.000
3.000 4.000
2.000 2.000
3.000 1.000
3.000 3.000
2.000 1.000
4.000 5.000
2.000 1.000
2.000 3.000
4.000 3.000
3.000 3.000
4.000 4.000
1.000 1.000
3.000 1.000
3.000 3.000
2.000 2.000
2.000 2.000
2.000 2.000
5.000 5.000
5.000 5.000
4.000 2.000
3.000 3.000
1.000 1.000
2.000 2.000
1.000 1.000
1.000 1.000
3.000 4.000
3.000 3.000
2.000 2.000
3.000 3.000
4.000 2.000
1.000 2.000
2.000 1.000
2.000 2.000
2.000 2.000
4.000 4.000
2.000 2.000
4.000 4.000
4.000 4.000
4.000 1.000
2.000 3.000
4.000 3.000
1.000 1.000
2.000 2.000
4.000 4.000
3.000 2.000
3.000 2.000
1.000 3.000
5.000 3.000
3.000 3.000
3.000 2.000
3.000 3.000
2.000 1.000
2.000 2.000
3.000 3.000
2.000 2.000
3.000 2.000
2.000 3.000
3.000 2.000
2.000 3.000
3.000 2.000
4.000 4.000
4.000 4.000
3.000 1.000
3.000 2.000
3.000 3.000
4.000 4.000
3.000 3.000
2.000 2.000
3.000 2.000
3.000 1.000
2.000 3.000
4.000 2.000
2.000 1.000
2.000 2.000
2.000 2.000
4.000 4.000
3.000 2.000
4.000 4.000
4.000 2.000
2.000 1.000
4.000 4.000
2.000 2.000
1.000 1.000
5.000 5.000
3.000 3.000
3.000 2.000
3.000 3.000
1.000 1.000
3.000 3.000
3.000 3.000
1.000 1.000
2.000 2.000
4.000 1.000
4.000 4.000
3.000 3.000
2.000 2.000
2.000 2.000
3.000 4.000
1.000 2.000
4.000 4.000
3.000 1.000
4.000 3.000
1.000 2.000
4.000 4.000
3.000 3.000
2.000 1.000
2.000 2.000
1.000 2.000
4.000 4.000
2.000 2.000
4.000 4.000
2.000 2.000
2.000 2.000
3.000 3.000
2.000 2.000
3.000 3.000
2.000 1.000
3.000 3.000
3.000 2.000
3.000 3.000
1.000 1.000
3.000 3.000
1.000 1.000
4.000 4.000
4.000 2.000
2.000 2.000
3.000 5.000
3.000 3.000
1.000 2.000
2.000 2.000
3.000 3.000
3.000 3.000
3.000 3.000
3.000 3.000
3.000 2.000
5.000 5.000
3.000 3.000
5.000 4.000
1.000 1.000
3.000 3.000
4.000 1.000
4.000 2.000
2.000 2.000
5.000 5.000
5.000 5.000
2.000 2.000
4.000 4.000
2.000 2.000
5.000 5.000
1.000 1.000
5.000 5.000
3.000 3.000
2.000 1.000
3.000 4.000
4.000 3.000
3.000 2.000
5.000 5.000
1.000 1.000
3.000 3.000
3.000 1.000
1.000 3.000
3.000 3.000
1.000 1.000
2.000 2.000
4.000 4.000
2.000 4.000
3.000 3.000
3.000 3.000
3.000 2.000
3.000 3.000
2.000 1.000
5.000 5.000
3.000 4.000
2.000 2.000
4.000 3.000
3.000 2.000
3.000 2.000
4.000 2.000
3.000 3.000
4.000 3.000
4.000 3.000
5.000 1.000
4.000 4.000
4.000 3.000
2.000 2.000
3.000 4.000
3.000 3.000
3.000 3.000
5.000 5.000
5.000 5.000
4.000 4.000
3.000 4.000
3.000 3.000
3.000 3.000
5.000 5.000
1.000 1.000
1.000 1.000
4.000 3.000
3.000 3.000
5.000 5.000
5.000 5.000
1.000 2.000
2.000 2.000
3.000 3.000
2.000 2.000
1.000 1.000
1.000 1.000
2.000 3.000
1.000 1.000
5.000 5.000
4.000 4.000
4.000 2.000
3.000 3.000
4.000 2.000
1.000 1.000
3.000 2.000
3.000 3.000
2.000 3.000
3.000 1.000
3.000 3.000
3.000 3.000
3.000 3.000
5.000 5.000
3.000 3.000
3.000 3.000
4.000 4.000
4.000 1.000
1.000 1.000
1.000 1.000
3.000 1.000
4.000 4.000
4.000 4.000
5.000 5.000
3.000 3.000
4.000 4.000
3.000 3.000
3.000 2.000
4.000 2.000
2.000 1.000
5.000 4.000
3.000 3.000
4.000 4.000
1.000 1.000
1.000 1.000
2.894 2.651
2.894 2.651
2.894 2.651
2.894 2.651
2.894 2.651
2.894 2.651
2.894 2.651

Mean Median
2.894 3.000
2.651 3.000
2.704 3.000
2.704 3.000
2.967 3.000
3.252 3.000
3.116 3.000
3.336 3.668
3.332 4.000
3.452 4.000
3.113 3.000
0.528 1.000
2.246 2.000
3.080 3.000
2.983 3.000
3.183 3.000
3.233 3.000
3.223 3.000
3.292 3.000
3.625 4.000
2.960 3.000
3.508 3.508
3.731 4.000
3.326 3.000
3.136 3.000
3.309 3.000
3.223 3.000
3.302 3.000
3.143 3.000
3.352 3.676
3.608 4.000
2.565 3.000
2.598 2.799
2.645 3.000
3.528 4.000
3.635 4.000
3.405 3.203
3.173 3.000
3.000 3.000
3.000 3.000

ADV1 ADV2
0.096 -0.557
0.096 0.299
0.096 0.299
-0.806 -0.557
-0.806 1.155
-0.806 -0.557
0.096 0.299
-0.806 -1.413
-1.708 1.155
1.900 2.011
0.998 2.011
-1.708 -1.413
0.998 1.155
0.998 1.155
0.096 0.299
-0.806 -1.413
0.096 0.299
0.096 0.299
-0.806 -0.557
0.998 1.155
-0.806 -0.557
-0.806 -0.557
-0.806 -0.557
0.096 0.299
0.096 0.299
0.998 -0.557
0.998 1.155
0.096 -0.557
0.096 -0.557
-0.806 -0.557
-0.806 -0.557
0.096 0.299
-0.806 -1.413
-1.708 -1.413
0.096 0.299
-0.806 -1.413
0.096 0.299
0.096 0.299
-0.806 -0.557
0.096 0.299
0.096 0.299
0.096 0.299
0.096 -0.557
0.096 0.299
0.096 -0.557
-1.708 -1.413
1.900 2.011
1.900 2.011
0.998 1.155
0.998 1.155
1.900 -1.413
-0.806 -1.413
-1.708 -0.557
0.998 1.155
-0.806 -0.557
-0.806 -0.557
0.096 1.155
0.096 1.155
-0.806 -0.557
0.096 -1.413
0.096 0.299
-0.806 -1.413
0.998 2.011
-0.806 -1.413
-0.806 0.299
0.998 0.299
0.096 0.299
0.998 1.155
-1.708 -1.413
0.096 -1.413
0.096 0.299
-0.806 -0.557
-0.806 -0.557
-0.806 -0.557
1.900 2.011
1.900 2.011
0.998 -0.557
0.096 0.299
-1.708 -1.413
-0.806 -0.557
-1.708 -1.413
-1.708 -1.413
0.096 1.155
0.096 0.299
-0.806 -0.557
0.096 0.299
0.998 -0.557
-1.708 -0.557
-0.806 -1.413
-0.806 -0.557
-0.806 -0.557
0.998 1.155
-0.806 -0.557
0.998 1.155
0.998 1.155
0.998 -1.413
-0.806 0.299
0.998 0.299
-1.708 -1.413
-0.806 -0.557
0.998 1.155
0.096 -0.557
0.096 -0.557
-1.708 0.299
1.900 0.299
0.096 0.299
0.096 -0.557
0.096 0.299
-0.806 -1.413
-0.806 -0.557
0.096 0.299
-0.806 -0.557
0.096 -0.557
-0.806 0.299
0.096 -0.557
-0.806 0.299
0.096 -0.557
0.998 1.155
0.998 1.155
0.096 -1.413
0.096 -0.557
0.096 0.299
0.998 1.155
0.096 0.299
-0.806 -0.557
0.096 -0.557
0.096 -1.413
-0.806 0.299
0.998 -0.557
-0.806 -1.413
-0.806 -0.557
-0.806 -0.557
0.998 1.155
0.096 -0.557
0.998 1.155
0.998 -0.557
-0.806 -1.413
0.998 1.155
-0.806 -0.557
-1.708 -1.413
1.900 2.011
0.096 0.299
0.096 -0.557
0.096 0.299
-1.708 -1.413
0.096 0.299
0.096 0.299
-1.708 -1.413
-0.806 -0.557
0.998 -1.413
0.998 1.155
0.096 0.299
-0.806 -0.557
-0.806 -0.557
0.096 1.155
-1.708 -0.557
0.998 1.155
0.096 -1.413
0.998 0.299
-1.708 -0.557
0.998 1.155
0.096 0.299
-0.806 -1.413
-0.806 -0.557
-1.708 -0.557
0.998 1.155
-0.806 -0.557
0.998 1.155
-0.806 -0.557
-0.806 -0.557
0.096 0.299
-0.806 -0.557
0.096 0.299
-0.806 -1.413
0.096 0.299
0.096 -0.557
0.096 0.299
-1.708 -1.413
0.096 0.299
-1.708 -1.413
0.998 1.155
0.998 -0.557
-0.806 -0.557
0.096 2.011
0.096 0.299
-1.708 -0.557
-0.806 -0.557
0.096 0.299
0.096 0.299
0.096 0.299
0.096 0.299
0.096 -0.557
1.900 2.011
0.096 0.299
1.900 1.155
-1.708 -1.413
0.096 0.299
0.998 -1.413
0.998 -0.557
-0.806 -0.557
1.900 2.011
1.900 2.011
-0.806 -0.557
0.998 1.155
-0.806 -0.557
1.900 2.011
-1.708 -1.413
1.900 2.011
0.096 0.299
-0.806 -1.413
0.096 1.155
0.998 0.299
0.096 -0.557
1.900 2.011
-1.708 -1.413
0.096 0.299
0.096 -1.413
-1.708 0.299
0.096 0.299
-1.708 -1.413
-0.806 -0.557
0.998 1.155
-0.806 1.155
0.096 0.299
0.096 0.299
0.096 -0.557
0.096 0.299
-0.806 -1.413
1.900 2.011
0.096 1.155
-0.806 -0.557
0.998 0.299
0.096 -0.557
0.096 -0.557
0.998 -0.557
0.096 0.299
0.998 0.299
0.998 0.299
1.900 -1.413
0.998 1.155
0.998 0.299
-0.806 -0.557
0.096 1.155
0.096 0.299
0.096 0.299
1.900 2.011
1.900 2.011
0.998 1.155
0.096 1.155
0.096 0.299
0.096 0.299
1.900 2.011
-1.708 -1.413
-1.708 -1.413
0.998 0.299
0.096 0.299
1.900 2.011
1.900 2.011
-1.708 -0.557
-0.806 -0.557
0.096 0.299
-0.806 -0.557
-1.708 -1.413
-1.708 -1.413
-0.806 0.299
-1.708 -1.413
1.900 2.011
0.998 1.155
0.998 -0.557
0.096 0.299
0.998 -0.557
-1.708 -1.413
0.096 -0.557
0.096 0.299
-0.806 0.299
0.096 -1.413
0.096 0.299
0.096 0.299
0.096 0.299
1.900 2.011
0.096 0.299
0.096 0.299
0.998 1.155
0.998 -1.413
-1.708 -1.413
-1.708 -1.413
0.096 -1.413
0.998 1.155
0.998 1.155
1.900 2.011
0.096 0.299
0.998 1.155
0.096 0.299
0.096 -0.557
0.998 -0.557
-0.806 -1.413
1.900 1.155
0.096 0.299
0.998 1.155
-1.708 -1.413
-1.708 -1.413
0.000 0.000
0.000 0.000
0.000 0.000
0.000 0.000
0.000 0.000
0.000 0.000
0.000 0.000

ADV1 ADV2
1.000 0.709
0.709 1.000
0.764 0.771
0.627 0.734
0.395 0.286
0.365 0.318
0.345 0.315
0.220 0.222
0.143 0.201
0.251 0.189
0.051 -0.001
-0.072 0.008
-0.043 -0.008
0.182 0.254
0.222 0.227
0.189 0.253
0.259 0.204
0.216 0.229
0.182 0.204
0.265 0.244
0.330 0.374
0.253 0.192
0.217 0.213
0.191 0.138
0.199 0.216
0.158 0.108
0.158 0.233
0.166 0.223
0.145 0.263
0.164 0.113
0.158 0.199
0.377 0.359
0.381 0.288
0.399 0.350
0.188 0.194
0.158 0.155
0.215 0.211
0.273 0.313
0.284 0.352
0.363 0.406

ADV1 ADV2
1.000 0.671
0.671 1.000
0.698 0.687
0.771 0.760
0.303 0.299
0.349 0.344
0.319 0.314
0.240 0.236
0.190 0.187
0.009 0.009
0.036 0.036
0.001 0.001
-0.035 -0.035
0.233 0.229
0.229 0.225
0.228 0.225
0.223 0.219
0.228 0.224
0.200 0.197
0.209 0.205
0.233 0.230
0.280 0.276
0.258 0.254
0.182 0.180
0.203 0.200
0.167 0.164
0.164 0.162
0.206 0.203
0.198 0.195
0.165 0.163
0.172 0.170
0.376 0.370
0.327 0.321
0.368 0.362
0.173 0.170
0.198 0.195
0.181 0.178
0.350 0.345
0.306 0.301
0.306 0.302

ADV1 ADV2
1.000 0.636
0.636 1.000
0.662 0.652
0.732 0.720
0.063 0.062
0.073 0.072
0.067 0.066
0.096 0.095
0.077 0.075
0.004 0.004
0.025 0.024
-0.025 -0.025
0.016 0.015
0.122 0.120
0.120 0.118
0.119 0.118
0.101 0.100
0.104 0.102
0.091 0.089
0.124 0.122
0.139 0.137
0.166 0.164
0.154 0.151
0.189 0.186
0.210 0.207
0.172 0.170
0.170 0.167
0.213 0.210
0.205 0.202
0.071 0.070
0.074 0.073
0.317 0.312
0.275 0.271
0.310 0.305
0.053 0.052
0.061 0.060
0.056 0.055
0.109 0.107
0.095 0.093
0.095 0.093

ADV1 ADV2
1.000 0.709
0.709 1.000
0.764 0.771
0.627 0.734
0.395 0.286
0.365 0.318
0.345 0.315
0.220 0.222
0.143 0.201
0.251 0.189
0.051 -0.001
-0.035 0.004
-0.043 -0.008
0.182 0.254
0.222 0.227
0.189 0.253
0.259 0.204
0.216 0.229
0.182 0.204
0.265 0.244
0.330 0.374
0.253 0.192
0.217 0.213
0.191 0.138
0.199 0.216
0.158 0.108
0.158 0.233
0.166 0.223
0.145 0.263
0.164 0.113
0.158 0.199
0.377 0.359
0.381 0.288
0.399 0.350
0.188 0.194
0.158 0.155
0.215 0.211
0.273 0.313
0.284 0.352
0.363 0.406
m.

CSw EDUCATION GENDER

CSw EDUCATION GENDER
0.982
0.779
0.038
1.000
1.000
CSw EDUCATION GENDER

ADV3 ADV4 CON1

0.764 0.627 0.395
0.771 0.734 0.286
1.000 0.791 0.330
0.791 1.000 0.311
0.330 0.311 1.000
0.297 0.318 0.558
0.384 0.387 0.480
0.256 0.248 0.206
0.194 0.265 0.155
0.229 0.202 0.174
0.053 0.046 0.152
0.033 0.000 -0.067
-0.048 -0.045 0.020
0.217 0.300 0.242
0.253 0.238 0.219
0.250 0.270 0.200
0.226 0.218 0.319
0.252 0.267 0.289
0.204 0.233 0.197
0.240 0.256 0.258
0.327 0.358 0.318
0.214 0.211 0.324
0.233 0.233 0.244
0.215 0.176 0.162
0.190 0.238 0.149
0.160 0.123 0.216
0.166 0.223 0.145
0.218 0.236 0.183
0.231 0.261 0.122
0.145 0.192 0.217
0.180 0.238 0.220
0.381 0.427 0.346
0.329 0.346 0.354
0.369 0.426 0.360
0.194 0.181 0.286
0.157 0.165 0.280
0.253 0.240 0.317
0.316 0.302 0.267
0.362 0.357 0.262
0.361 0.347 0.216
INCOME INTW RESW

0.056
INCOME INTW RESW

INCOME INTW RESW

0.056

INCOME INTW RESW

1.000
0.859
0.846
0.844
0.827
0.846
0.741
INCOME INTW RESW

1.000
0.373
0.367
0.367
0.391
0.400
0.351
INCOME INTW RESW
-0.043 0.328 0.326
0.059 0.456 0.524
0.013 0.056 0.636
0.320 0.118 0.109
-0.101 -0.017 -0.077
1.000 0.089 0.108
0.089 1.000 0.134
0.108 0.134 1.000
0.136 0.438 0.437
-0.016 -0.052 0.421
0.051 0.146 0.810
0.021 0.473 0.285
0.056 0.106 0.621
0.125 0.166 0.489

INCOME INTW RESW

-0.043 0.328 0.326
0.059 0.456 0.524
0.013 0.056 0.636
0.320 0.118 0.109
-0.050 -0.008 -0.038
1.000 0.089 0.108
0.089 1.000 0.134
0.108 0.134 1.000
0.136 0.438 0.437
-0.016 -0.052 0.421
0.051 0.146 0.810
0.021 0.473 0.285
0.056 0.106 0.621
0.125 0.166 0.489
CON2 CON3 CS1
-0.762 0.290 -0.039
-0.130 -0.015 0.081
0.103 0.198 0.081
0.269 -0.531 0.081
0.669 -1.048 -0.039
-0.208 -0.223 0.081
-0.208 -0.223 0.081
-0.208 -0.223 0.479
-1.073 -0.131 0.819
1.377 -1.556 0.021
0.912 -1.981 -0.039
-0.286 -0.431 0.141
0.646 0.831 -0.018
-0.362 -0.227 -0.039
0.269 -0.531 0.021
1.288 -0.619 -0.039
-0.130 -0.015 0.021
0.269 -0.531 -0.457
0.269 -0.531 -0.039
-0.052 0.194 -0.099
-0.130 -0.015 -0.018
-0.219 0.923 -0.099
0.103 0.198 -0.397
0.103 0.198 0.380
-0.130 -0.015 0.021
0.026 0.402 0.042
0.724 1.039 -0.039
0.492 0.827 -0.039
-0.373 0.919 -0.039
-0.130 -0.015 -0.099
-0.041 -0.952 0.440
0.037 -0.744 0.061
-0.130 -0.015 -0.714
-0.362 -0.227 -0.039
-0.052 0.194 0.859
0.735 -0.106 -0.018
0.325 1.556 -0.039
0.026 0.402 1.157
0.335 0.411 -0.039
-0.362 -0.227 -0.358
-0.130 -0.015 0.021
-0.130 -0.015 0.021
0.269 -0.531 -0.039
0.646 0.831 -0.039
-0.130 -0.015 0.359
-0.362 -0.227 -0.099
-0.052 0.194 0.141
1.056 -0.831 -0.099
-1.316 0.802 0.081
-0.606 0.706 0.299
-2.501 1.619 1.492
0.335 0.411 -0.018
-0.939 2.165 0.479
0.735 -0.106 -0.039
0.026 0.402 -0.018
-0.684 0.498 -0.039
0.335 0.411 0.419
-0.130 -0.015 0.359
-0.362 -0.227 -0.039
-0.208 -0.223 -0.039
-0.362 -0.227 -0.039
-0.362 -0.227 -0.018
0.259 0.614 0.359
0.978 -1.039 -0.060
0.269 -0.531 0.021
1.134 -0.623 -0.319
-0.684 0.498 -0.039
0.335 0.411 -0.099
0.335 0.411 -0.039
0.335 0.411 -0.099
0.335 0.411 -0.099
0.037 -0.744 -0.319
0.735 -0.106 -0.018
-0.052 0.194 0.081
0.026 0.402 -0.057
0.492 0.827 -0.015
-0.284 -0.019 0.081
0.103 0.198 -0.039
0.424 -0.527 0.021
0.335 0.411 0.081
0.269 -0.531 0.081
-0.929 1.019 0.081
0.413 0.619 0.320
0.014 1.135 0.021
0.335 0.411 -0.018
-0.130 -0.015 0.320
-0.673 -0.648 0.757
-0.607 0.294 0.102
-0.052 0.194 -0.356
0.269 -0.531 -0.018
-0.362 -0.227 -0.457
-0.052 0.194 -0.039
0.335 0.411 -0.756
0.735 -0.106 -0.039
0.103 0.198 0.021
0.037 -0.744 -0.316
0.037 -0.744 -0.437
-0.762 0.290 0.419
0.103 0.198 -0.756
-0.208 -0.223 -0.099
0.259 0.614 -0.039
0.269 -0.531 0.440
0.024 -0.010 -0.298
0.978 -1.039 -0.039
0.026 0.402 0.040
0.269 -0.531 0.000
0.335 0.411 -0.358
1.599 -0.198 0.859
0.669 -1.048 -0.039
-0.451 0.710 -0.316
-0.130 -0.015 -0.018
-0.362 -0.227 -0.337
-0.130 -0.015 -0.057
0.113 -0.948 -0.298
0.669 -1.048 -0.018
0.335 0.411 -0.099
-0.529 0.502 -0.316
0.269 -0.531 -0.397
-0.130 -0.015 0.000
-0.529 0.502 -0.654
-0.130 -0.015 -0.379
0.026 0.402 -0.099
-0.130 -0.015 -0.735
0.103 0.198 -0.457
-0.052 0.194 -0.738
0.335 0.411 -0.039
0.735 -0.106 0.141
-0.840 0.082 -0.654
0.413 0.619 -0.376
0.103 0.198 0.479
-0.130 -0.015 0.021
-0.208 -0.223 -0.039
0.103 0.198 0.040
0.103 0.198 -0.018
-0.130 -0.015 0.419
0.335 0.411 -0.358
0.269 -0.531 -0.457
0.413 0.619 -0.039
-0.130 -0.015 -0.018
-0.684 0.498 -0.018
-0.052 0.194 0.021
-0.595 -0.440 -0.099
0.103 0.198 -0.039
-0.130 -0.015 0.058
0.269 -0.531 -0.099
-0.373 0.919 0.121
-0.130 -0.015 -0.039
0.269 -0.531 -0.018
0.103 0.198 -0.039
0.026 0.402 0.058
-0.052 0.194 -0.039
0.181 0.406 0.021
0.735 -0.106 -0.039
-0.052 0.194 0.798
-0.916 0.285 0.141
-0.297 0.715 0.419
0.259 0.614 -0.039
0.724 1.039 -0.397
0.269 -0.531 -0.397
-0.286 -0.431 0.419
-0.219 0.923 0.021
0.358 -1.469 0.021
0.901 -0.836 -0.039
-0.284 -0.019 -0.337
-0.840 0.082 -0.397
0.669 -1.048 -0.039
0.735 -0.106 -0.735
-0.052 0.194 -0.039
-0.052 0.194 -0.039
0.103 0.198 -0.039
0.103 0.198 0.021
0.735 -0.106 -0.039
-0.130 -0.015 -0.039
-0.362 -0.227 -0.039
-0.130 -0.015 0.021
0.502 -0.319 -0.397
-0.130 -0.015 0.021
-0.219 0.923 -1.133
-0.130 -0.015 0.021
0.335 0.411 0.398
-0.052 0.194 -0.039
-0.286 -0.431 -0.099
-1.161 0.807 0.479
0.103 0.198 -0.337
-0.130 -0.015 0.040
0.656 -0.314 -0.756
-0.052 0.194 -0.039
-0.041 -0.952 -0.376
-0.052 0.194 0.021
0.103 0.198 -0.039
-0.130 -0.015 0.021
-0.130 -0.015 0.000
-0.606 0.706 0.299
-0.529 0.502 -0.337
-0.052 0.194 -0.376
0.967 0.106 0.341
-0.451 0.710 -0.039
0.502 -0.319 -0.358
-0.673 -0.648 0.778
-0.208 -0.223 0.757
0.181 0.406 -0.099
-0.130 -0.015 0.299
-0.286 -0.431 -0.078
-1.316 0.802 -0.039
-0.130 -0.015 -0.376
0.026 0.402 0.299
-0.286 -0.431 0.141
0.026 0.402 -0.078
-0.130 -0.015 -0.039
-0.286 -0.431 0.141
0.502 -0.319 -0.376
-0.208 -0.223 -0.039
0.103 0.198 -0.298
0.669 -1.048 0.299
-0.286 -0.431 -0.039
0.335 0.411 0.000
-0.362 -0.227 -0.020
0.103 0.198 0.081
0.269 -0.531 -0.039
-0.208 -0.223 0.479
-0.052 0.194 0.081
-0.684 0.498 -0.039
0.024 -0.010 0.479
-0.362 -0.227 -0.039
-0.130 -0.015 0.019
-0.762 0.290 0.419
-0.052 0.194 0.021
-0.607 0.294 0.479
-0.606 0.706 -0.437
0.502 -0.319 -0.397
0.269 -0.531 -0.756
-0.994 0.077 -0.039
-0.130 -0.015 -0.039
-0.762 0.290 0.778
0.103 0.198 0.081
0.269 -0.531 0.021
0.269 -0.531 1.513
-0.041 -0.952 0.401
-0.041 -0.952 0.021
1.144 -1.769 0.341
-0.130 -0.015 -0.397
-0.529 0.502 -1.491
-0.052 0.194 0.042
-0.052 0.194 0.021
0.591 -1.256 0.141
-0.373 0.919 -0.099
0.348 -0.323 -0.099
-0.052 0.194 -0.039
-0.052 0.194 -0.340
-0.208 -0.223 0.021
0.335 0.411 0.040
0.026 0.402 -0.099
0.335 0.411 -0.099
-0.052 0.194 0.081
-0.041 -0.952 0.359
-0.286 -0.431 0.021
0.026 0.402 -0.099
0.026 0.402 -0.099
0.646 0.831 -0.099
0.413 0.619 -0.039
-1.161 0.807 -0.777
-0.929 1.019 0.061
-0.052 0.194 0.081
0.103 0.198 -0.099
-0.519 -0.643 0.440
-0.286 -0.431 0.141
0.026 0.402 -0.099
-0.052 0.194 -0.039
-0.052 0.194 -0.039
-0.751 -0.856 -0.277
0.358 -1.469 -0.060
-0.362 -0.227 -0.099
0.502 -0.319 0.798
0.735 -0.106 -0.039
-0.595 -0.440 0.042
0.269 -0.531 0.380
0.656 -0.314 -0.277
1.134 -0.623 -0.078
0.103 0.198 0.299
0.026 0.402 -0.099
-0.130 -0.015 0.021
-0.362 -0.227 -0.039
0.269 -0.531 -0.039
0.512 -1.464 1.154
0.335 0.411 0.380
-0.286 -0.431 -0.099
-0.130 -0.015 0.817
-0.606 0.706 -0.099
-0.130 -0.015 -0.039
-0.606 0.706 -0.099
-0.208 -0.223 0.419
-0.208 -0.223 0.000
-0.208 -0.223 0.419
-0.208 -0.223 0.440
0.037 -0.744 -0.099
-0.441 -0.435 0.021
-0.286 -0.431 -0.277
-0.208 -0.223 0.021
0.269 -0.531 -0.437
0.335 0.411 0.021
-0.286 -0.431 0.141
0.000 0.000 0.000
0.000 0.000 0.000
0.000 0.000 0.000
0.000 0.000 0.000
0.000 0.000 0.000
0.000 0.000 0.000
0.000 0.000 0.000
CON2 CON3 CS1
0.047 -0.127 0.115
0.107 -0.046 -0.030
-0.143 0.143 0.090
-0.032 0.095 -0.153
-0.476 -0.535 0.108
1.000 -0.361 -0.111
-0.361 1.000 -0.034
-0.111 -0.034 1.000
0.140 0.039 -0.981
0.107 0.047 -0.224
0.012 0.009 -0.096
0.153 0.003 -0.024
0.116 -0.165 -0.050
0.047 0.020 -0.144
0.044 0.014 -0.010
-0.067 0.027 0.152
0.006 -0.126 0.032
-0.121 0.127 -0.114
0.144 0.067 0.056
0.009 0.003 0.032
-0.026 -0.121 -0.043
-0.047 0.120 0.034
0.154 0.071 -0.048
-0.060 -0.053 0.026
0.118 -0.023 -0.120
-0.144 0.026 -0.026
0.050 0.015 -0.048
-0.050 0.051 0.083
0.093 0.009 0.032
-0.032 0.083 0.041
0.105 -0.017 -0.156
-0.047 0.007 -0.067
0.088 -0.012 0.018
-0.057 0.064 0.065
0.032 -0.052 0.067
0.165 0.005 -0.148
-0.123 0.037 0.054
-0.002 -0.072 0.041
0.063 -0.029 -0.010
-0.013 0.097 -0.079
Excess kurtosis Skewness Number of observations used
2.735 0.310 308.000
2.387 -0.376 308.000
3.851 0.552 308.000
3.972 0.063 308.000
0.154 -0.478 308.000
2.822 -0.292 308.000
1.348 -0.203 308.000
4.302 0.522 308.000
3.842 -0.681 308.000
-0.411 -0.431 308.000
1.616 0.084 308.000
-1.976 -0.115 308.000
-1.053 -0.671 308.000
5.604 -0.164 308.000
5.426 -0.868 308.000
5.337 0.585 308.000
1.339 -0.336 308.000
2.545 0.146 308.000
4.484 -0.591 308.000
1.650 -0.376 308.000
0.986 -0.601 308.000
1.955 0.195 308.000
2.408 0.250 308.000
3.090 0.145 308.000
2.795 -0.318 308.000
2.089 0.040 308.000
2.552 -0.303 308.000
3.687 0.254 308.000
2.254 -0.271 308.000
3.050 -0.984 308.000
3.029 0.340 308.000
4.740 -0.489 308.000
2.909 -0.380 308.000
8.318 0.245 308.000
2.404 -0.770 308.000
5.688 -0.266 308.000
2.776 -0.367 308.000
2.325 -0.386 308.000
2.858 -0.275 308.000
2.106 -0.381 308.000
Excess kurtosis Skewness Number of observations used
-0.256 0.038 308.000
0.664 0.109 308.000
-1.231 -0.133 308.000
-0.200 -0.085 308.000
0.789 0.023 308.000

INCOME INTW RESW

0.003
INCOME INTW RESW

0.089
0.107 0.134
0.132 0.441 0.438
0.017 0.086 0.424
0.050 0.146 0.812
0.032 0.475 0.287
0.057 0.105 0.622
0.123 0.168 0.490
INCOME INTW RESW

1.000
0.089 0.850
0.108 0.134 0.806
0.136 0.438 0.437
-0.016 -0.052 0.421
0.051 0.146 0.810
0.021 0.473 0.285
0.056 0.106 0.621
0.125 0.166 0.489

INCOME INTW RESW

0.111

0.000
RLGw SCW SERQw

0.342
0.548 0.552
0.407 0.158 0.179
0.472 0.461 0.935
0.544 0.531 0.466
RLGw SCW SERQw

0.760
0.349 0.791
0.554 0.552 0.747
0.398 0.158 0.177
0.472 0.459 0.934
0.538 0.531 0.467

RLGw SCW SERQw

0.346 0.214 0.216
0.330 0.251 0.210
0.329 0.250 0.219
0.342 0.267 0.288
0.376 0.204 0.292
0.545 0.219 0.448
0.479 0.216 0.420
0.318 0.456 0.578
0.334 0.458 0.677
0.370 0.468 0.579
0.162 0.037 0.190
0.087 0.093 0.035
0.136 -0.016 0.051
0.381 -0.035 0.169
0.404 -0.003 0.174
0.331 -0.095 0.029
0.326 0.336 0.646
0.363 0.327 0.664
0.373 0.359 0.651
0.643 0.224 0.409
0.719 0.251 0.253
0.863 0.301 0.488
0.796 0.278 0.520
0.277 0.770 0.477
0.380 0.858 0.478
0.188 0.703 0.476
0.192 0.694 0.354
0.311 0.870 0.431
0.285 0.836 0.412
0.323 0.384 0.731
0.501 0.440 0.762
0.348 0.160 0.177
0.395 0.138 0.196
0.329 0.124 0.106
0.395 0.360 0.751
0.444 0.370 0.810
0.325 0.408 0.748
0.437 0.443 0.426
0.443 0.387 0.343
0.354 0.387 0.296
RLGw SCW SERQw

1.189

1.189
CS2 CS3 EDUCATION
0.379 0.379 1.000
0.469 0.022 1.000
0.469 0.023 1.000
0.470 0.023 1.000
0.470 0.023 1.000
0.470 0.023 1.000
0.470 0.023 1.000
0.470 0.023 1.000
RLGw SCW SERQw

0.143 0.251 0.051
0.201 0.189 -0.001
0.194 0.229 0.053
0.265 0.202 0.046
0.155 0.174 0.152
0.331 0.266 0.109
0.246 0.221 0.100
0.713 0.602 0.170
1.000 0.661 0.079
0.661 1.000 0.089
0.079 0.089 1.000
0.014 0.022 0.014
-0.007 -0.059 0.320
0.071 0.014 0.151
0.052 0.035 0.053
-0.013 -0.044 0.096
0.436 0.381 0.163
0.453 0.421 0.035
0.445 0.367 0.065
0.220 0.273 0.102
0.219 0.171 0.028
0.295 0.339 0.202
0.272 0.329 0.143
0.369 0.416 0.072
0.377 0.365 0.065
0.342 0.365 0.076
0.319 0.309 -0.022
0.367 0.424 0.026
0.401 0.341 -0.040
0.512 0.467 0.169
0.499 0.399 0.116
0.171 0.118 0.007
0.154 0.133 0.065
0.082 0.083 0.042
0.448 0.431 0.164
0.445 0.387 0.085
0.390 0.388 0.113
0.435 0.437 0.148
0.437 0.373 0.047
0.416 0.383 0.092
SUBW TECw VULw

0.531
SUBW TECw VULw

0.181

0.012

SUBW TECw VULw

0.181
0.531

0.012

VUL2 VUL3
0.306 0.306
0.301 0.302
0.314 0.314
0.347 0.347
0.230 0.230
0.264 0.265
0.242 0.242
0.445 0.445
0.353 0.353
0.017 0.017
0.093 0.093
0.022 0.022
0.091 0.091
0.104 0.104
0.102 0.102
0.102 0.102
0.295 0.295
0.301 0.302
0.264 0.264
0.252 0.252
0.282 0.282
0.338 0.338
0.312 0.312
0.298 0.298
0.332 0.332
0.272 0.272
0.268 0.269
0.336 0.337
0.323 0.323
0.249 0.249
0.259 0.259
0.214 0.214
0.185 0.186
0.209 0.209
0.240 0.240
0.275 0.275
0.251 0.251
0.607 0.607
1.000 0.530
0.530 1.000

VUL2 VUL3
0.095 0.095
0.093 0.093
0.097 0.097
0.107 0.107
0.056 0.056
0.065 0.065
0.059 0.059
0.050 0.050
0.040 0.040
0.002 0.002
0.022 0.022
0.011 0.011
0.018 0.018
0.002 0.002
0.002 0.002
0.002 0.002
0.050 0.050
0.051 0.051
0.045 0.045
0.087 0.087
0.097 0.097
0.117 0.117
0.108 0.108
0.298 0.298
0.332 0.332
0.272 0.272
0.268 0.269
0.336 0.337
0.323 0.323
0.054 0.054
0.057 0.057
0.057 0.057
0.050 0.050
0.056 0.056
0.049 0.049
0.056 0.056
0.051 0.051
0.607 0.607
1.000 0.530
0.530 1.000

VUL2 VUL3
0.284 0.363
0.352 0.406
0.362 0.361
0.357 0.347
0.262 0.216
0.304 0.266
0.243 0.267
0.423 0.363
0.437 0.416
0.373 0.383
0.047 0.092
0.043 -0.024
0.069 0.077
0.067 0.110
0.115 0.134
0.134 0.126
0.259 0.301
0.295 0.246
0.307 0.304
0.282 0.271
0.416 0.368
0.355 0.260
0.295 0.194
0.312 0.254
0.323 0.269
0.309 0.301
0.257 0.308
0.305 0.347
0.329 0.361
0.240 0.268
0.272 0.176
0.267 0.331
0.183 0.287
0.162 0.210
0.247 0.230
0.278 0.133
0.275 0.232
0.743 0.487
1.000 0.511
0.511 1.000

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