Bekind Never thought I would ask this, but I will ask

October 17,2023 anyway. What’s the greatest mental health tip

you’ve ever gotten?
Pandachef Act like detective and remove yourself from
October 18,2023 mental health situation. Analyze from the
outside and see what is really happening.
You will soon realise that these thoughts are
not yours. You can learn more how to handle
your mental health on this link.
101stKilo If you need someone to talk me, please let me
October 20,2023 know. I offer professional services and
receive payment via PayPal, bank transfer.
credit card, etc.
Snails Never evaluate your life when you are tired.
October 23,2023 Have you ever noticed things seem much
worse at night when worries seem at their
worst? The next morning, you can think of
ways to fix them.
Brilliant If you are not feeling mentally okay, then go
October, 23, 2023 to the doctor who handles that sort of thing.
Do not be ashamed or embarrassed to seek
help from health professionals.
Stara Parent yourself the way your own parents
October 25,2023 never did. This could not be more accurate. I
am parenting myself the complete opposite of
how my parents did it, and it brings me such
joy to know that I am not repeating their
mistakes or deploying their standards of
emotional neglect. Cheers!
Della Pretend you are not own child, Avoid
October 28 negative self talk. What would you say to
your inner child if someone told them they
were an idiot or useless? Practice a little
kindness toward yourself.

1) Who suggest not to be hard on yourself?

A. Pandachef
B. 101stKilo
C. Brilliant
D. Stara
E. Della
2) The word ‘professionals’ in Brilliant’s post is in closest meaning to…….
A. Companies
B. Leaders
C. Specialists
D. Clerks
E. Administrators
 3) The purpose of Snails post is to….
A. Suggest that you do not need to worry at night
B. Offer ways to evaluate the equality of life
C. Make you aware of evaluating yourself at the most convenient time
D. Recommended that you notice your problems
E. Suggest that you evaluate yourself to fix your problems
4) Who posts the least relevant to Bekind’s question?
A. Pandachef
B. 101stkilo
C. Snails
D. Stara
E. Della
5) Which of the following issues is stated at the beginning of the thread?
A. Being ashamed of a mental health problem
B. Finding ways to manage mental health
C. Struggling t mental health
D. Looking for the best mental health professionals
E. Comparing different tips for handling mental health
6) Who provides mental health tips by giving evidence?
A. Pandachef
B. Snails
C. Brilliant
D. Stara
E. Della
7) What is the tone of the thread regarding mental health?
A. Critical
B. Hesitant
C. Sympathetic
D. Enthusiastic
E. Judgemental
Text 1
Many young people will enter adulthood without the essential financial
knowledge and skills they need to make informed choices about their money.
Consider this: Young Americans owe over $1 trillion in debt, and 70% of
millennials live paycheck to paycheck. These alarming statistics highlight an
urgent need for financial education among young people. Early-adulthood
financial decisions can have lifelong consequences. Equipping young people with
the tools to manage their money effectively helps them avoid the cycle of debt and
economic insecurity that plagues many Americans well into adulthood, giving
them the foundation to build a secure financial future.
Financial literacy is the combined knowledge and skills required to make
responsible and informed financial decisions that contribute to a sense of financial
security and well-being.
Knowledge of financial concepts like saving, investing, spending and borrowing is
the foundation of financial literacy. In addition, understanding credit management,
asset building and how to reduce debt and avoid scams is critical to a healthy
financial life.

Why is financial literacy important? Because low financial literacy threatens the
well-being of individuals and families, especially in underserved and low-income
communities. Without a solid financial foundation, our youth are more susceptible
to predatory lending and costly errors in managing debts and expenses that can
lead to lifelong financial inequity.

Additionally, low financial literacy can lead to missed wealth-building

opportunities and reduced access to higher education and professional
development training. When young people lack the financial knowledge they need
to make informed decisions, they are more likely to become trapped in cycles of
poverty and debt. For example, poor spending and borrowing habits often result in
low credit scores, contributing to higher financial insecurity.

Financial education is fundamental to improving financial health and well-being

for our communities, but developing financial capability is the ultimate goal.
Financial capability is what happens when financial literacy knowledge is
practiced and applied until it becomes second nature and drives behavior that
consistently leads to positive economic outcomes.
It gives individuals the confidence to make informed financial decisions, take
advantage of opportunities and build financial security for themselves and their
families.

Text 2
As a teenager, have you ever seen your parents discussing something
related to money, and when you try to join the conversation, they either switch the
topic or say something like “we are doing something important, don’t disturb”.
Most of us wonder why they do this, why can’t we know about money? Well, you
are not exactly financially literate, so quite frankly, they think it would be of no
help at the moment. ‘Financial Literacy’ is defined as the ability to “understand
and use various financial skills”.
This includes budgeting, investing, credit management, and personal financial
management. Considered to be one of the most undervalued skills, financial
literacy will determine a country’s future. Financial education is extremely
important, as it will help you in building wealth, achieving goals, tackling
challenges in case of emergencies, and securing your family’s present and future!
 Involving teenagers in day-to-day matters. like managing household expenses,
helps open their minds to certain financial aspect. Doing so will certainly help
them become more responsible towards their spending habits. They will
eventually realize how to spend little amounts of money and save as much as
possible when they need it. Money is an essential commodity in today’s world. It
is, therefore, important to master the concept of money management from the
teenage years to achieve financial literacy.

8) The phrase’ paycheck to paycheck’ in text 1 paragraph 1 is closest in meaning to…

A. With plenty of income
B. Without borrowing money
C. With more expenses
D. By spending all their income
E. By managing their income
9) According to text 1, foundation of financial literacy is….
A. The knowledge and skills to make informed decisions
B. Managing debts and expenses to avoid poverty
C. Knowing how to reduces debt and make money
D. The understanding of four key concepts in finance
E. The understanding of credit management and investment
10) What is the main idea of text 1?
A. There are several tips for young people to avoid poverty and debt.
B. The youth should be involved in making decisions about their money
C. Financial literacy is fundamental for teenagers
D. Money management in financial education is hard to understand
E. Young people have good understanding of financial literacy
11) The purpose of text 2 is to….
A. Argue that involving teenagers in handling daily expenses help them develop
financial literacy
B. Explain the process of how teenagers can independently develop their financial
literacy in the family
C. Discuss that mastering concept of money management is equally important as
developing financial literacy
D. Compare and contrast the development of financial literacy between teenagers and
adults
E. Provide instructions on managing day-to-day money to teenagers and parents
12) Which of the following best restates the sentences” it is therefore, important to master
the concept of money management from the teenage years to achieve in financial
literacy,” in text 2 paragraph 3
A. In sum, helping teenagers to learn concept of management is necessary for
financial literacy
B. Financial literacy is thus, crucial to be taught since school age to help teenagers
master the financial concept
 C. Arguably. Developing financial literacy is important for all teenagers so that they
understand the concept of management.
D. Hence, learning how to manage from young age is essential for developing
financial literacy.
E. Thus, the ability to manage money is the foundation to manage money is the
foundation of financial literacy for teenagers.
13) Which of the following statement shows the author’s positive attitude toward the
involvement of teenagers In managing daily financial matters?
A. Young people need to have financial knowledge and skills,
B. Financial literacy is the combined knowledge and skills to make responsible
financial decisions.
C. It is the considered to be one of the most undervalued skills.
D. Financial education is extremely important.
E. Doing so will certainly help them become more responsible towards their
spending habits.
14) What can be concluded from two texts?
A. Financial literacy affects young people’s responsibility for their well being.
B. Financial literacy helps young people earn more money and avoid debts.
C. The concepts of financial literacy should be learnt at school.
D. Financial literacy matters for young people’s future
E. Financial knowledge and skills can be applied in schools.
Text 1
The average American may be swallowing a large amount of microplastic
particles every year from contaminated foods. The report came from researchers at
the University of Victoria in Canada who studied the microplastic content of
certain foods. They combined it with dietary guidelines to estimates people’s
plastic consumption. They found the average American could be consuming
52,000 microplastic pieces each year by eating the recommended amounts of food
and drink. This figure is slightly lower for men, at 41,000, because of their smaller
food intake. Children have estimated annual intakes of 46,000 and 39,000
microplastic particles.

There is growing concern that plastics in the ocean could be entering the food
chain as microplastic particles absorbed by fish and molluscs. Other foods can be
contaminated during production and processing or from plastic packaging. The
study showed that bottled water could also be a significant source of microplastic
consumption. An adult drinking only from bottled water may be consuming an
additional 75,000 to 127,000 pieces of microplastic each year, according to the
research. For comparison, drinking only from tap water leads to just 3,000 to
6,000.

The team emphasises that these figures are

 only estimates because of limitations in the data. They were not able to include
common food sources, such as meat, cereals, and vegetables in their calculation
because their microplastic content is not known. They also pointed out that is
unclear what effect this exposure to microplastics has on our health.

Text 2
Plastic infant feeding bottles can release up to 16 million pieces of microplastic
during each use. Such bottles are routinely exposed to hot water and vigorous
shaking when parents are making formula for babies, which sloughs off particles
from the polypropylene. ‘I’m not surprised that we found microplastics released
from infant feeding bottles,’ says environmental engineer Liwen Xiao at Trinity
College Dublin, ‘but I am shocked at the levels of microplastic released.’
The researchers at Trinity estimated the daily exposure of an infant up to 12-
months-old ranged from 14,600 to 4.5 million microparticles.1 Xiao notes that
microplastics are found elsewhere, such as bottled water, but the levels reported
have been in the thousands per litre. He is concerned that babies could be
ingesting doses thousands of times higher than adults.
The team assessed 10 different baby feeding bottles made from polypropylene.
These are typically exposed to temperatures of up to 100°C in a cleaning
procedure advised by the World Health Organization. For one product, the number
of microparticles increased from around one to 55 million particles per litre, when
the temperature was increased from 25°C to 95°C. Three products tested for 21
days revealed periodic fluctuations in microparticle release. Heating the milk in
the microwave also ramped up the release of microplastics from the baby bottles,
‘due to the generation of localised micro-pockets of superheated water’.
The health consequences for infants ingesting microparticles are unknown.
‘There’s no data available to say that they would have a negative impact or not on
an infant,’ says Xiao. There are some studies showing that high levels of
polystyrene microplastic ingestion can harm the health of lab mice.
Biologist Martin Wagner at the Norwegian University of Science and Technology
says that current understanding of microplastic dietary exposure in children
suggests much lower intakes than indicated by this study. ‘This is significant,’ he
says. ‘It is related to the small size of particles that they looked at. It sheds new
light on microplastics and the key message is that if we look for very small
microplastics then we will find a lot.’
‘Although it is too early to make a policy based on this single study, the results
ring a red alarm, which calls for re-evaluation of the safety of plastic feeding
bottles and assessment of health effects,’ according to Genbo Xu, an
ecotoxicologist at the University of Southern Denmark, Odense.
The researchers followed standard procedure for making baby formula, shaking
hot water in the polypropylene bottle for 60 seconds. They then passed the water
though gold-coated filter paper with a pore size of 800nm. They counted particles
using optical microscopy and identified their composition using Raman
spectroscopy.
 The study will be ‘pretty concerning’ for parents who use these bottles, says
Wagner. But he adds that, frustratingly, ‘scientists are pretty much in the dark
about what this means toxicologically, [because] there are so few studies on the
health impacts of microplastics’.
The study scientists, however, include advice for parents. Formula should be
prepared with hot water that is at 70°C or higher in a non-plastic container. When
it has cooled it should be transferred to the feeding bottles.

15) According to text 1, more microplastic particles are accidentally consumed by humans
through the following ways, except
A. Bottled water
B. Packaged foods
C. Contaminated foods
D. Marine animals
E. Water tap
16) The word “their” in text 2 paragraph 1 refers to….
A. Feeding bottles
B. Babies
C. Microplastic
D. Parents
E. Researchers
17) Which of the following is an opinion from text 2?
A. Plastic infant feeding bottles can release up to 16 million pieces of microplastic
during each use.
B. Such bottles are routinely exposed to hot water and vigorous shaking when
parents are making formula for babies.
C. The team assessed 10 different baby feeding bottles made from polypyopylene.
D. Although it is too early to make a policy based on this single study, the results ring
an alarm.
E. When it has cooled, the formula can be transferred to the plastic bottles.
18) What is the relationship between the two texts?
A. Text 1 describes the amount of microplastics from foods, while text 2 describes
the ones from beverages.
B. Text 1 illustrates the impacts of microplastics to adults only, and text 2 focuses on
babies only.
C. Both text agree that the health effects of microplastics are well known.
D. Both text argues that avoiding microplastics in modern lifestyle is impossible.
E. Both text suggest that adults and babies may take a large amount of microplastics
by drinking from a plastic bottle.
19) Statements that the impact of microplastics to human health is largely unknown can
be found in….
A, Text 1 paragraph 1, text 2 paragraph 1
B. Text 1 paragraph 1, text 2 paragraph 2
C. Text 1 paragraph 1, text 2 paragraph 1
 D. Text 1 paragraph 2, text 2 paragraph 1
E. Text 1 paragraph 3, text 2 paragraph 3

20) Based on this information from the two texts, which of the following will most likely
happen in the future?
A. More research will be conducted to investigate the impact of microplastics to
human health
B. More parents will feed formula milk to their babies
C. The impact of microplastics to human health will remain a mystery for researchers
are busy with climate crisis.
D. All infant feeding bottles will be made from glasses
E. Seafood products will be become less popular because of microplastics
contamination from plastic packaging.