ABSTRACT

This project is aimed at developing an Online Banking for

customer. The system is an online application that can be
accessed throughout the organization and outside as well with
proper login provided. The project has been planned to
behaving the view of distributed architecture, with
centralized storage of the database. The application for the
storage of the data has been planned. All the user interfaces
have been designed using the JAVA. The database
connectivity is planned using the “Database” methodology.
The standards of security and data protective mechanism have
been given a big choice for proper usage. The application
takes care of different modules and their associated reports,
which are produced as per the applicable strategies and
standards that are put forwarded by the administrative staff.
The entire project has been developed keeping in view of the
distributed client server computing technology, in mind. The
user interfaces are browser specific to give distributed
accessibility for the overall system. The basic constructs of
table spaces, cluster sand indexes have been exploited to
provide higher consistency and reliability for the data storage.
At all proper levels high care was taken to check that the
system manages the data consistency with proper business
rules or validations. The authentication and authorization
were crosschecked at all the relevant stages.
 INTRODUCTION

The main objective of the project is to develop online Banking

system for banks. In present system all banking work is done
manually. User have to visit bank to Withdrawal or Deposit
amount. In present bank system it is also difficult to find
account information of account holder. In this bank
management system, we will automate all the banking
process. In our bank management system user can check his
balance online and he can also transfer money to other
account online. In this Software you can keep record for daily
Banking transactions. The main purpose of developing bank
management system is to design an application, which could
store bank data and provide an interface for retrieving
customer related details with 100% accuracy.
This bank management system also allow user to add new
customer account, delete account and user can also modify
existing user account information. Using this system user can
also search any individual account in few seconds. Using our
bank management system user can also check any translation
in any account. Our system also provides security check to
reduce fraud. The system will check the user’s existence in
the database and provide the set of services with respect to the
role of the user.
 EXISTING SYSTEM

Mini banking systems, often referred to as micro or

community banking systems, are designed to provide essential
banking services on a smaller scale. These systems are
typically used by small financial institutions, credit unions, or
community banks. Here are some key components and
features of existing mini banking systems:

Core Banking System: This is the backbone of any banking

operation, handling daily transactions, account management,
and customer data. It includes modules for deposits,
withdrawals, loans, and interest calculations.
Mobile and Internet Banking: These platforms allow
customers to access their accounts, transfer funds, pay bills,
and perform other banking activities online or via mobile
apps.
ATM and POS Integration: Mini banking systems often
integrate with Automated Teller Machines (ATMs) and Point
of Sale (POS) systems to facilitate cash withdrawals, deposits,
and payments.
Customer Relationship Management (CRM): This helps
banks manage customer interactions, track customer data, and
improve customer service.
Risk Management and Compliance: Ensures that the bank
adds here to regulatory requirements and manages risks
effectively.
Business Intelligence and Reporting: Provides tools for data
analysis, reporting, and decision-making support.
Security Features: Includes encryption, multi-factor
authentication, and fraud detection to protect customer data
and transactions.
 PROPOSED SYSTEM

Creating a mini banking system involves designing a

simplified version of a traditional banking system, tailored to
meet the needs of smaller financial institutions or specific user
groups. Here are some key components and steps to consider:

Key Components
1. Core Banking System:
o Account Management: Handling savings, checking,
and other types of accounts.
o Transaction Processing: Managing deposits,
withdrawals, transfers, and payments.
o Loan Management: Processing loan applications,
disbursements, and repayments.

2. User Interface:
o Web and Mobile Applications: Providing users with
access to their accounts and banking services.
o ATM Integration: Allowing users to perform
transactions via ATMs.
3. Security Features:
o Authentication: Implementing multi-factor
authentication (MFA) for secure access.
o Encryption: Ensuring data is encrypted both in transit
and at rest.
o Fraud Detection: Monitoring transactions for
suspicious activities.
4. Customer Support:
o Help Desk: Offering support through chat, phone, and
email.
Self-Service: Providing FAQs and automated support
o

options.

Steps to Develop the System

1. Requirement Analysis:
o Identify the specific needs of the target users. o
Define the scope and objectives of the mini banking
system.
2. System Design:
o Create a detailed design of the system architecture.
o Plan the database schema and data flow.
3. Development:
o Develop the core banking functionalities.
o Build the user interface for web and mobile
platforms.
4. Testing:
o Conduct thorough testing to ensure the system is
secure and functions correctly. o Perform user
acceptance testing (UAT) to gather feedback.
5. Deployment:
o Deploy the system in a live environment. o Monitor
the system for any issues and perform regular
maintenance.
6. Training and Support:
o Provide training for users and staff. o Set up a
support system to handle any issues or queries.
 OBJECTIVE

The main object of this system is to provide a secure system.

Our system is password protected and it only allows
authorized user to access various functions available in the
system.
Our system will help the user to locate any A/C wanted by the
user. It will Reduced manual work as most of the work done
by computer. As all the manual work will be done
automatically so it will increase work speed and reduce time
consumption to complete any bank related work. It will also
increase the work efficiency as few employees can handle
more customers. This will reduce the manual workload and
give information instantly.
The Project Banking system has been made to automate the
Banking system. Through this bank management system user
can manage all bank account activity like deposit money,
withdraw money, transfer money from one account to another
account, online payment etc. Using this bank management
system user can check his account detail online like balance in
account, bank statement etc. The Administrator can check
bank account with a login can work out with A/C holders of
the bank can withdraw/ deposit cash / cheque /DD to/from
their accounts. This system is also helping bank user to create
new account easily. The project makes a sincere effort to
provide all the below-mentioned features to meet the
requirements of the bank.
 PROGRAM

import [Link]; class

Bank
{ private String
accno; private String
name; private long
balance;
Scanner KB = new Scanner([Link]);
//method to open an account void
openAccount() {
[Link]("Enter Account No: "); accno
= [Link]();
[Link]("Enter Name: "); name
= [Link]();
[Link]("Enter Balance: "); balance
= [Link]();
}
//method to display account details void
showAccount()
{
[Link](accno + "," + name + "," + balance);
}
//method to deposit money
void deposit() long amt;
[Link]("Enter Amount U Want to Deposit : ");
amt = [Link](); balance = balance + amt; }
//method to withdraw money void withdrawal() { long
amt;
[Link]("Enter Amount U Want to withdraw : ");
amt = [Link](); if (balance >= amt) { balance =
balance - amt;
} else
{
[Link]("Less Balance..Transaction Failed.."); }
}
//method to search an account number boolean
search(String acn)
{ if
([Link](acn)) {
showAccount(); return
(true);
} return
(false);
} } public class
ExBank
{ public static void main(String
arg[])
{
Scanner KB = new Scanner([Link]);
//create initial accounts
[Link]("How Many Customer U Want to Input : ");
int n = [Link](); Bank C[] = new Bank[n]; for (int i = 0; i
< [Link]; i++) {
C[i] = new Bank();
C[i].openAccount();
}
//run loop until menu 5 is not pressed
int ch; do {
[Link]("Main Menu\n1. Display All\n 2. Search
By Account\n3. Deposit\n 4. Withdrawal\n [Link] ");
[Link]("Ur Choice :"); ch = [Link](); switch
(ch) { case 1:
for (int i = 0; i < [Link]; i++) {
C[i].showAccount();
} break;
case 2:
[Link]("Enter Account No U Want to Search...: ");
String acn = [Link](); boolean found = false; for (int i = 0; i
< [Link]; i++)
{ found =
C[i].search(acn); if
(found) { break;
} } if
(!found)
{
[Link]("Search Failed..Account Not Exist..");
} break;
case 3:
[Link]("Enter Account No : ");
acn = [Link](); found = false; for (int i
= 0; i < [Link]; i++)
{ found =
C[i].search(acn); if
(found)
{
C[i].deposit(); break;
} } if
(!found)
{
[Link]("Search Failed..Account Not Exist..");
} break;
case 4:
[Link]("Enter Account No : ");
acn = [Link](); found = false;
for (int i = 0; i < [Link]; i++)
{ found =
C[i].search(acn); if
(found)
{
C[i].withdrawal(); break;
} } if
(!found)
{
[Link]("Search Failed..Account Not Exist..");
} break;
case 5:
[Link]("Good Bye.."); break;
}
OUTPUT
 CONCLUSION

The mini banking project successfully demonstrated the

fundamental operations of a banking system, including
account creation, deposits, withdrawals, and balance
inquiries. Through this project, we gained practical
experience in implementing core banking functionalities
using Java.
The project highlighted the importance of secure and efficient
transaction handling, which is crucial for maintaining user
trust and ensuring the smooth operation of banking services.
By simulating real-world banking scenarios, we were able to
understand the complexities involved in managing financial
data and the necessity of robust error handling and data
validation mechanisms.
Overall, this project provided valuable insights into the
workings of a banking system and laid a strong foundation for
further exploration and development in the field of financial
technology.
 BIBLIOGRAPHY

 Google
 Khan academy
 Wikipedia
 W3schools