Credit Report Request

Equifax Date
Canada Co.2024/12/05

[Link]

JAZMIN GILLETT

20 JAMES ST,

PEFFERLAW, ON L0E1N0

CONFIDENTIAL INFORMATION
CONSUMER USE ONLY
RE: EQUIFAX REFERENCE NUMBER: 3817945649

JAZMIN GILLETT,

Further to your request, a copy of your personal credit file as of 2024/12/05 follows:

Page 1 of 33
 Credit Report Request Date 2024/12/05

Personal Info
Identification

Name Reported

Current Name JAZMIN LEIGH GILLETT

Personal File Number Date Of Birth Social Insurance Number

3817945649 1991-xx-20 xxx-xx8-022

Phone Number Reported

Other 647-465-2429

Other 647-465-1778

Other 647-465-0822

Addresses Reported

Type Last Reported Date Address City Province Postal Code

Current 2022/07/01 20 JAMES ST PEFFERLAW ON L0E 1N0

Previous 2022/05/01 36 SAINTFIELD DR WOODBRIDGE ON L4L 0L6

Previous 2016/01/01 200 MANITOBA ST #301 ETOBICOKE ON M8Y 3Y9

Credit Score as of 2024/12/05

610
▼

Equifax Credit Score

610 POOR FAIR GOOD VERY GOOD EXCELLENT

300-559 560-659 660-724 725-759 760-900

You don’t just have one credit score. There are many different credit scores provided by different companies that are used to help
predict how likely you are to pay your bills on time. The Equifax Credit Score provided above is created using a model developed by
Equifax and is intended for your own educational use. It is also commercially available to third parties. Please keep in mind third parties
may use a different score when evaluating your creditworthiness.

Also, third parties will consider items other than your credit score, such as information on your credit file and information you provide in
your application for credit, when making a determination about of your creditworthiness.

Employment Page 2 of 33
 Credit Report Request Date 2024/12/05

Type Employer Name

Current PRO SEMINARS

Previous CAFE ATLANTIS

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 Credit Report Request Date 2024/12/05

Accounts

Revolving (3)

Revolving accounts are those that generally include a credit limit and require a minimum monthly payment, such as credit cards
or lines of credit.

Mortgage (0)

Mortgage accounts are real estate loans that require payment on a monthly basis until the loan is paid off.

Installment (3)

Installment accounts are loans that require payment on a monthly basis until the loan is paid off, such as auto or student loans.

Open (1)

Open accounts are those that are not already identified as revolving, mortgage, or installment accounts such as charge cards or
telco accounts.

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 Credit Report Request Date 2024/12/05

Accounts - Revolving

ROYAL BANK VISA

Overview

Account Highest Member Rating

Phone Notes Rating Code Description
Number Balance Number Code

Written-off
Revolving - Bad debt, collection account
***887 $13,086 Closed by credit 650ON00028 R9
or unable to locate
grantor

Balance And
Account Dates
Amounts

Balance $9,057 Opened 2011/02/24

Last
Credit Limit $8,500 2024/11/28
Reported

Payment Last
$7,537 2024/05/07
Due Payment

Actual
Date Closed 2023/07/26
payment

Amount
$1,520
Past Due

Amount
$9,057
Written Off

Payment Details

Months Reviewed

Payment
Individual
Responsibility

Delinquencies

2024/10/10 2024/09/10 2024/08/12 2024/07/10 2024/06/10 2024/03/11 2024/02/12

2024/01/10 2023/12/11 2023/11/10 2023/10/10 2023/07/10 2023/04/10 2023/03/10

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 Credit Report Request Date 2024/12/05

Payment History

You can view up to 2 years of payment history on this account.

Credit High Past Credit High Past

Month Balance Payment Month Balance Payment
Limit Credit Due Limit Credit Due

11/2024 $9,057 $8,500 $13,086 $1,520 $7,537 11/2021 $2,877 $8,500 $8,659 $0 $208

10/2024 $10,977 $8,500 $13,086 $1,045 $234 10/2021 $8,353 $8,500 $8,659 $0 $184

09/2024 $10,746 $8,500 $13,086 $785 $260 09/2021 $7,693 $8,500 $8,659 $0 $123

08/2024 $10,521 $8,500 $13,086 $545 $240 08/2021 $6,646 $8,500 $8,659 $0 $113

07/2024 $10,270 $8,500 $13,086 $300 $245 07/2021 $6,409 $8,500 $8,659 $0 $148

06/2024 $10,040 $8,500 $13,086 $100 $200 06/2021 $7,078 $8,500 $8,659 $0 $67

05/2024 $9,804 $8,500 $13,086 $0 $200 05/2021 $5,857 $8,500 $8,659 $0 $115

04/2024 $9,714 $8,500 $13,086 $0 $224 04/2021 $4,825 $8,500 $8,659 $0 $79

03/2024 $10,524 $8,500 $13,086 $1,063 $256 03/2021 $4,966 $8,500 $8,659 $0 $46

02/2024 $10,309 $8,500 $13,086 $827 $236 02/2021 $4,731 $8,500 $8,659 $0 $79

01/2024 $10,063 $8,500 $13,086 $585 $242 01/2021 $3,225 $8,500 $8,659 $0 $131

12/2023 $9,836 $8,500 $13,086 $343 $242 12/2020 $7,195 $8,500 $8,659 $0 $140

11/2023 $10,103 $8,500 $13,086 $615 $228 11/2020 $5,827 $8,500 $8,659 $0 $92

10/2023 $9,871 $8,500 $13,086 $368 $247 10/2020 $7,574 $8,500 $7,574 $0 $149

09/2023 $9,653 $8,500 $13,086 $0 $368 09/2020 N/A

08/2023 $9,415 $8,500 $13,086 $0 $202 08/2020 $4,602 $8,500 $7,568 $0 $75

07/2023 $13,057 $8,500 $13,057 $48 $199 07/2020 $5,849 $8,500 $7,568 $0 $50

06/2023 N/A 06/2020 $2,791 $8,500 $7,568 $0 $73

05/2023 $8,203 $8,500 $9,106 $0 $190 05/2020 N/A

04/2023 $9,106 $8,500 $9,106 $305 $172 04/2020 $3,530 $8,500 $7,568 $0 $76

03/2023 $8,925 $8,500 $8,925 $151 $154 03/2020 $3,371 $8,500 $7,568 $0 $55

02/2023 $8,763 $8,500 $8,765 $0 $151 02/2020 $2,725 $8,500 $7,568 $0 $56

01/2023 $8,613 $8,500 $8,765 $0 $150 01/2020 $3,899 $5,500 $7,568 $0 $83

12/2022 $8,597 $8,500 $8,765 $0 $149 12/2019 $3,492 $5,500 $7,568 $0 $79
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11/2022 $8,485 $8,500 $8,765 $0 $144 11/2019 $2,702 $5,500 $7,568 $0 $67
 Credit Report Request Date 2024/12/05

10/2022 $8,591 $8,500 $8,765 $0 $207 10/2019 $3,419 $5,500 $7,568 $0 $77

09/2022 $8,648 $8,500 $8,765 $0 $139 09/2019 $4,317 $5,500 $7,568 $0 $152

08/2022 $8,537 $8,500 $8,765 $0 $158 08/2019 $4,999 $5,500 $7,568 $0 $116

07/2022 $8,765 $8,500 $8,765 $0 $157 07/2019 $4,786 $5,500 $7,568 $0 $104

06/2022 $8,644 $8,500 $8,659 $0 $137 06/2019 $5,149 $5,500 $7,568 $0 $118

05/2022 $8,458 $8,500 $8,659 $0 $148 05/2019 $5,345 $5,500 $7,568 $0 $109

04/2022 $7,479 $8,500 $8,659 $0 $155 04/2019 $4,947 $5,500 $7,568 $0 $117

03/2022 $8,611 $8,500 $8,659 $0 $199 03/2019 $5,325 $5,500 $7,568 $0 $116

02/2022 $8,503 $8,500 $8,659 $0 $190 02/2019 $5,419 $5,500 $7,568 $0 $100

01/2022 $7,099 $8,500 $8,659 $0 $50 01/2019 $5,352 $5,500 $7,568 $0 $102

12/2021 $7,248 $8,500 $8,659 $0 $93 12/2018 $5,712 $5,500 $7,568 $0 $106

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 Credit Report Request Date 2024/12/05

KOHO

Overview

Account Highest Member Rating

Phone Notes Rating Code Description
Number Balance Number Code

855-564- Line of credit - Paid as agreed and

***378 $200 481FS00999 C1
6999 up to date

Balance And Amounts Account Dates

Balance $0 Opened 2023/12/29

Credit Limit $225 Last Reported 2024/10/31

Payment Due Last Payment 2024/01/29

Actual
Date Closed
payment

Amount Past
$0
Due

Amount
Written Off

Payment Details

Months Reviewed 11

Payment Responsibility Individual

Delinquencies

You currently have no delinquencies on your credit file.

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 Credit Report Request Date 2024/12/05

Payment History

You can view up to 2 years of payment history on this account.

Credit High Past Credit High Past

Month Balance Payment Month Balance Payment
Limit Credit Due Limit Credit Due

10/2024 $0 $225 $200 $0 04/2024 $0 $225 $200 $0

09/2024 $0 $225 $200 $0 03/2024 $0 $225 $200 $0

08/2024 $0 $225 $200 $0 02/2024 $0 $225 $200 $0

07/2024 $0 $225 $200 $0 01/2024 $0 $225 $200 $0

06/2024 $0 $225 $200 $0 12/2023 $23 $225 $23 $0 $23

05/2024 $0 $225 $200 $0

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 Credit Report Request Date 2024/12/05

CAPITAL ONE HBC

Overview

Account Highest Member Rating

Phone Notes Rating Code Description
Number Balance Number Code

Closed by credit
866-640- Revolving - Bad debt, collection
***735 $1,775 grantor 650ON42333 R9
7858 account or unable to locate
Account paid

Balance And
Account Dates
Amounts

Balance $0 Opened 2012/08/19

Last
Credit Limit $1,500 2023/07/18
Reported

Payment Last
2022/01/18
Due Payment

Actual Date
2022/08/20
payment Closed

Amount
$0
Past Due

Amount
$706
Written Off

Payment Details

Months Reviewed

Payment Responsibility Individual

Delinquencies

2022/07/18 2022/06/18 2022/05/18 2022/04/18 2022/03/18 2021/12/18 2021/08/18

2021/07/18 2021/04/18 2020/10/18 2019/03/19 2018/12/19

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 Credit Report Request Date 2024/12/05

Payment History

You can view up to 2 years of payment history on this account.

Credit High Past Credit High Past

Month Balance Payment Month Balance Payment
Limit Credit Due Limit Credit Due

07/2023 $0 $1,500 $1,775 $0 02/2021 $731 $1,500 $1,775 $0 $37

06/2023 $0 $1,500 $1,775 $0 01/2021 $1,145 $1,500 $1,775 $0 $31

05/2023 $799 $1,500 $1,775 $799 12/2020 $696 $1,500 $1,775 $0 $10

04/2023 $787 $1,500 $1,775 $787 11/2020 $551 $1,500 $1,775 $0 $27

03/2023 $776 $1,500 $1,775 $776 10/2020 $1,343 $1,500 $1,775 $10 $40

02/2023 $764 $1,500 $1,775 $764 09/2020 N/A

01/2023 $753 $1,500 $1,775 $753 08/2020 $682 $1,500 $1,775 $0 $10

12/2022 $741 $1,500 $1,775 $741 07/2020 $196 $1,500 $1,775 $0 $11

11/2022 $729 $1,500 $1,775 $729 06/2020 N/A

10/2022 $718 $1,500 $1,775 $718 05/2020 N/A

09/2022 $706 $1,500 $1,775 $706 04/2020 $637 $1,500 $1,775 $0 $29

07/2022 $689 $1,500 $1,775 $111 $24 03/2020 N/A

06/2022 $672 $1,500 $1,775 $88 $24 02/2020 N/A

05/2022 $656 $1,500 $1,775 $66 $23 01/2020 $853 $1,500 $1,775 $0 $10

04/2022 $640 $1,500 $1,775 $44 $22 12/2019 N/A

03/2022 $624 $1,500 $1,775 $23 $22 11/2019 N/A

02/2022 $609 $1,500 $1,775 $0 $21 10/2019 N/A

01/2022 $594 $1,500 $1,775 $0 $23 09/2019 N/A

12/2021 $678 $1,500 $1,775 $29 $24 08/2019 N/A

11/2021 $661 $1,500 $1,775 $0 $23 07/2019 N/A

10/2021 $645 $1,500 $1,775 $0 $29 06/2019 N/A

09/2021 $923 $1,500 $1,775 $0 $34 05/2019 $1,299 $1,500 $1,775 $0 $35

08/2021 $999 $1,500 $1,775 $66 $35 04/2019 N/A

07/2021 N/A 03/2019 N/A

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06/2021 $951 $1,500 $1,775 $0 $34 02/2019 N/A
 Credit Report Request Date 2024/12/05

05/2021 $927 $1,500 $1,775 $0 $32 01/2019 N/A

04/2021 $955 $1,500 $1,775 $37 $35 12/2018 N/A

03/2021 $908 $1,500 $1,775 $0 $29

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 Credit Report Request Date 2024/12/05

Accounts - Mortgage
You currently have no mortgage accounts on your credit file.

Accounts - Installment

ROYAL BANK OF CANADA

Overview

Account Highest Member Rating

Phone Notes Rating Code Description
Number Balance Number Code

800-769- Installment - Paid as agreed and

***001 $68,684 481BB12002 I1
2511 up to date

Balance And Amounts Account Dates

Balance $36,902 Opened 2021/04/22

Credit Limit Last Reported 2024/11/29

Payment Due $952 Last Payment 2024/11/18

Actual
Date Closed
payment

Amount Past
$0
Due

Amount
Written Off

Payment Details

Months Reviewed 44

Payment Responsibility Individual

Delinquencies

You currently have no delinquencies on your credit file.

Page 13 of 33
 Credit Report Request Date 2024/12/05

Payment History

You can view up to 2 years of payment history on this account.

Credit High Past Credit High Past

Month Balance Payment Month Balance Payment
Limit Credit Due Limit Credit Due

11/2024 $36,902 N/A $68,684 $0 $952 01/2023 $54,083 N/A $68,684 $0 $952

10/2024 $37,707 N/A $68,684 $0 $952 12/2022 $54,868 N/A $68,684 $0 $952

09/2024 $38,519 N/A $68,684 $0 $952 11/2022 $55,576 N/A $68,684 $0 $952

08/2024 $39,333 N/A $68,684 $0 $952 10/2022 $56,315 N/A $68,684 $0 $952

07/2024 $40,124 N/A $68,684 $0 $952 09/2022 $57,086 N/A $68,684 $0 $952

06/2024 $40,927 N/A $68,684 $0 $952 08/2022 $57,791 N/A $68,684 $0 $952

05/2024 $41,722 N/A $68,684 $0 $952 07/2022 $58,529 N/A $68,684 $0 $952

04/2024 $42,519 N/A $68,684 $0 $952 06/2022 $59,257 N/A $68,684 $0 $952

03/2024 $43,313 N/A $68,684 $0 $952 05/2022 $59,983 N/A $68,684 $0 $952

02/2024 $44,116 N/A $68,684 $0 $952 04/2022 $60,720 N/A $68,684 $0 $952

01/2024 $44,888 N/A $68,684 $0 $952 03/2022 $61,462 N/A $68,684 $0 $952

12/2023 $45,673 N/A $68,684 $0 $952 02/2022 $62,217 N/A $68,684 $0 $952

11/2023 $46,450 N/A $68,684 $0 $952 01/2022 N/A

10/2023 $47,223 N/A $68,684 $0 $952 12/2021 $63,643 N/A $68,684 $0 $952

09/2023 $48,029 N/A $68,684 $0 $952 11/2021 $64,352 N/A $68,684 $0 $952

08/2023 N/A 10/2021 $65,026 N/A $68,684 $0 $952

07/2023 $50,304 N/A $68,684 $952 09/2021 $65,729 N/A $68,684 $0 $952

06/2023 $50,304 N/A $68,684 $0 $952 08/2021 $66,430 N/A $68,684 $0 $952

05/2023 $51,051 N/A $68,684 $0 $952 07/2021 $67,145 N/A $68,684 $0 $952

04/2023 N/A 06/2021 $67,716 N/A $68,684 $0 $952

03/2023 $52,612 N/A $68,684 $0 $952 05/2021 $68,039 N/A $68,684 $0 $439

02/2023 $53,381 N/A $68,684 $0 $952 04/2021 $68,684 N/A $68,684 $0 $439

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 Credit Report Request Date 2024/12/05

CDA STUDENT LOANS PR

Overview

Account Highest Member Rating

Phone Notes Rating Code Description
Number Balance Number Code

888-815- Installment - Too new to rate or

***546 $21,367 650BB31168 I0
4514 opened but not used

Balance And Amounts Account Dates

Balance $16,116 Opened 2018/11/07

Last
Credit Limit 2024/11/05
Reported

Last
Payment Due 2024/10/31
Payment

Actual
$125 Date Closed
payment

Amount Past
$0
Due

Amount
Written Off

Payment Details

Months Reviewed 71

Payment Responsibility Individual

Delinquencies

You currently have no delinquencies on your credit file.

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 Credit Report Request Date 2024/12/05

Payment History

You can view up to 2 years of payment history on this account.

Credit High Past Credit High Past

Month Balance Payment Month Balance Payment
Limit Credit Due Limit Credit Due

11/2024 $16,116 N/A $21,367 $0 11/2021 $8,664 N/A $9,664 $0 $125

10/2024 $5,064 N/A $9,664 $0 $125 10/2021 $8,777 N/A $9,664 $0 $125

09/2024 $5,172 N/A $9,664 $125 09/2021 $8,890 N/A $9,664 $0 $125

08/2024 $5,279 N/A $9,664 $125 08/2021 $8,945 N/A $9,664 $0 $68

07/2024 $5,385 N/A $9,664 $125 07/2021 $9,000 N/A $9,664 $0 $68

06/2024 $5,491 N/A $9,664 $125 06/2021 $9,056 N/A $9,664 $0 $68

05/2024 $5,577 N/A $9,664 $125 05/2021 $9,116 N/A $9,664 $0 $73

04/2024 $5,577 N/A $9,664 $0 $125 04/2021 $9,177 N/A $9,664 $0 $73

03/2024 $5,681 N/A $9,664 $0 $125 03/2021 $9,227 N/A $9,664 $0 $73

02/2024 $5,787 N/A $9,664 $0 $125 02/2021 $9,280 N/A $9,664 $0 $73

01/2024 $5,891 N/A $9,664 $0 $125 01/2021 $9,330 N/A $9,664 $0 $73

12/2023 $5,995 N/A $9,664 $0 $125 12/2020 $9,379 N/A $9,664 $0 $73

11/2023 $6,099 N/A $9,664 $0 $125 11/2020 $9,430 N/A $9,664 $0 $73

10/2023 $6,202 N/A $9,664 $0 $125 10/2020 $9,480 N/A $9,664 $0 $73

09/2023 $6,305 N/A $9,664 $0 $125 09/2020 $9,480 N/A $9,664 $0 $73

08/2023 $6,408 N/A $9,664 $0 $125 08/2020 N/A

07/2023 $6,511 N/A $9,664 $0 $125 07/2020 $9,461 N/A $9,644 $0 $73

06/2023 $6,614 N/A $9,664 $0 $125 06/2020 $9,461 N/A $9,644 $0 $73

05/2023 $6,717 N/A $9,664 $0 $125 05/2020 $9,461 N/A $9,644 $0 $73

04/2023 $6,821 N/A $9,664 $0 $125 04/2020 $9,461 N/A $9,644 $73

03/2023 $6,923 N/A $9,664 $0 $125 03/2020 $7,281 N/A $7,424 $73

02/2023 $7,028 N/A $9,664 $0 $125 02/2020 $7,281 N/A $7,424 $0 $73

01/2023 $7,131 N/A $9,664 $0 $125 01/2020 $7,328 N/A $7,424 $0 $73

12/2022 $7,234 N/A $9,664 $0 $125 12/2019 $7,374 N/A $7,424 $0 $73
Page 16 of 33
11/2022 $7,338 N/A $9,664 $0 $125 11/2019 $5,204 N/A $5,204 $0 $73
 Credit Report Request Date 2024/12/05

10/2022 $7,443 N/A $9,664 $0 $125 10/2019 $5,040 N/A $9,480 $0

09/2022 $7,549 N/A $9,664 $0 $125 09/2019 $5,040 N/A $9,480 $0

08/2022 $7,656 N/A $9,664 $0 $125 08/2019 $5,040 N/A $9,480 $0

07/2022 $7,875 N/A $9,664 $125 07/2019 $5,040 N/A $9,480 $0

06/2022 $7,875 N/A $9,664 $0 $125 06/2019 $5,040 N/A $9,480 $0

05/2022 $7,986 N/A $9,664 $0 $125 05/2019 $5,040 N/A $9,480 $0

04/2022 $8,098 N/A $9,664 $0 $125 04/2019 $5,040 N/A $9,480 $0

03/2022 $8,325 N/A $9,664 $125 03/2019 $5,040 N/A $9,480 $0

02/2022 $8,325 N/A $9,664 $0 $125 02/2019 $5,040 N/A $9,480 $0

01/2022 $8,438 N/A $9,664 $0 $125 01/2019 $2,520 N/A $4,740 $0

12/2021 $8,551 N/A $9,664 $0 $125

Page 17 of 33
 Credit Report Request Date 2024/12/05

MERCEDES BENZ FINSER

Overview

Account Highest Member Rating

Phone Notes Rating Code Description
Number Balance Number Code

888-532- Account Installment - Paid as agreed and

***001 $51,364 650FA00153 I1
7362 paid up to date

Balance And Amounts Account Dates

Balance $0 Opened 2016/09/28

Credit Limit Last Reported 2021/05/01

Payment Due Last Payment 2021/04/28

Actual
$7,404 Date Closed 2021/04/27
payment

Amount Past
$0
Due

Amount
Written Off

Payment Details

Months Reviewed 23

Payment Responsibility Individual

Delinquencies

2019/01/01

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 Credit Report Request Date 2024/12/05

Payment History

You can view up to 2 years of payment history on this account.

Credit High Past Credit High Past

Month Balance Payment Month Balance Payment
Limit Credit Due Limit Credit Due

05/2021 $0 N/A $51,364 $0 02/2020 $16,855 N/A $51,364 $0 $898

04/2021 N/A 01/2020 $18,595 N/A $51,364 $0 $898

02/2021 $8,129 N/A $51,364 $0 $898 11/2019 $19,462 N/A $51,364 $0 $898

01/2021 $9,014 N/A $51,364 $0 $0 10/2019 $21,192 N/A $51,364 $0 $898

12/2020 $9,896 N/A $51,364 $0 $898 09/2019 $22,056 N/A $51,364 $0 $898

11/2020 $10,777 N/A $51,364 $0 $898 08/2019 $22,917 N/A $51,364 $0 $898

10/2020 $11,657 N/A $51,364 $0 $0 06/2019 $23,777 N/A $51,364 $0 $898

09/2020 $13,412 N/A $51,364 $0 $0 05/2019 $25,494 N/A $51,364 $0 $898

08/2020 $14,287 N/A $51,364 $0 $0 03/2019 $26,351 N/A $51,364 $0 $898

07/2020 $15,161 N/A $51,364 $0 $0 02/2019 $28,961 N/A $51,364 $0 $898

05/2020 $15,984 N/A $51,364 $0 $0 01/2019 $30,711 N/A $51,364 $898 $898

04/2020 $15,984 N/A $51,364 $0 $898

Page 19 of 33
 Credit Report Request Date 2024/12/05

Accounts - Open

TELUS MOBILITY

Overview

Account Highest Member Rating Rating Code

Phone Notes
Number Balance Number Code Description

800-777- Open - Two payments

***148 $1,490 650UT00065 O3
1888 past due

Balance And Amounts Account Dates

Balance $1,072 Opened 2011/07/11

Credit Limit N/A Last Reported 2024/11/20

Payment Due Last Payment 2024/10/07

Actual payment Date Closed

Amount Past
$918
Due

Amount Written
Off

Payment Details

Months Reviewed 68

Payment Responsibility Individual

Delinquencies

2024/11/20 2024/10/21 2024/09/20 2024/08/20 2024/07/20 2024/06/20 2024/05/20

2024/04/20 2024/03/20 2023/04/20 2023/03/20 2023/02/21 2023/01/20 2022/12/20

2022/11/20 2022/10/20 2022/09/20 2022/07/20 2022/05/20 2022/04/20 2022/03/20

2022/02/20 2022/01/20 2021/11/20 2021/10/20 2021/06/20 2021/05/20 2021/04/20

2020/03/20 2020/01/20 2019/12/20 2019/07/20 2019/05/20 2019/04/21 2019/03/20

2019/02/20 2019/01/20

Page 20 of 33
 Credit Report Request Date 2024/12/05

Payment History

You can view up to 2 years of payment history on this account.

Credit High Past Credit High Past

Month Balance Payment Month Balance Payment
Limit Credit Due Limit Credit Due

11/2024 $1,072 N/A $1,490 $918 12/2021 $160 N/A $1,490 $0

10/2024 $918 N/A $1,490 $640 11/2021 $294 N/A $1,490 $203

09/2024 $1,240 N/A $1,490 $664 10/2021 $353 N/A $1,490 $216

08/2024 $664 N/A $1,490 $715 09/2021 $316 N/A $1,490 $0

07/2024 $915 N/A $1,490 $727 08/2021 $181 N/A $1,490 $0

06/2024 $727 N/A $1,490 $529 07/2021 $282 N/A $1,490 $0

05/2024 $629 N/A $1,490 $432 06/2021 $364 N/A $1,490 $221

04/2024 $697 N/A $1,490 $500 05/2021 $421 N/A $1,490 $283

03/2024 $500 N/A $1,490 $329 04/2021 $403 N/A $1,490 $265

02/2024 $329 N/A $1,490 $0 03/2021 $265 N/A $1,490 $0

01/2024 $162 N/A $1,490 $0 02/2021 $131 N/A $1,490 $0

12/2023 $164 N/A $1,490 $0 01/2021 $273 N/A $1,490 $0 $0

11/2023 $162 N/A $1,490 $0 12/2020 $273 N/A $1,490 $0

09/2023 $162 N/A $1,490 $0 11/2020 $283 N/A $1,490 $0 $0

08/2023 $162 N/A $1,490 $0 10/2020 $283 N/A $1,490 $0 $0

07/2023 $163 N/A $1,490 $0 09/2020 $283 N/A $1,490 $0 $0

06/2023 $169 N/A $1,490 $0 08/2020 $283 N/A $1,490 $0

05/2023 $248 N/A $1,490 $0 07/2020 $310 N/A $1,490 $0 $0

04/2023 $529 N/A $1,490 $301 06/2020 $367 N/A $1,490 $0 $0

03/2023 $651 N/A $1,490 $475 05/2020 N/A

02/2023 $635 N/A $1,490 $405 04/2020 N/A

01/2023 $405 N/A $1,490 $181 03/2020 $429 N/A $1,490 $279

12/2022 $561 N/A $1,490 $387 02/2020 $279 N/A $1,490 $0

11/2022 $587 N/A $1,490 $358 01/2020 $332 N/A $1,490 $194
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10/2022 $733 N/A $1,490 $555 12/2019 $794 N/A $1,490 $644
 Credit Report Request Date 2024/12/05

09/2022 $555 N/A $1,490 $381 11/2019 $644 N/A $1,490 $0

08/2022 $381 N/A $1,490 $0 07/2019 $585 N/A $1,490 $414

07/2022 $510 N/A $1,490 $413 06/2019 $414 N/A $1,490 $0

06/2022 $413 N/A $1,490 $0 05/2019 $578 N/A $1,490 $374

05/2022 $479 N/A $1,490 $345 04/2019 $374 N/A $1,490 $207

04/2022 $445 N/A $1,490 $437 03/2019 $407 N/A $1,490 $228

03/2022 $437 N/A $1,490 $342 02/2019 $428 N/A $1,490 $216

02/2022 $342 N/A $1,490 $250 01/2019 $216 N/A $1,490 $209

01/2022 $250 N/A $1,490 $160 12/2018 $369 N/A $1,490 $0

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Inquiries

A record of access to your credit file is created by posting inquiries to your credit file. An inquiry will include the name of the entity
that accessed your credit file and a phone number that you can call if you have questions about the access. Two types of
inquiries may be posted on your credit file; hard and soft inquiries. Soft inquiries are visible only to you and do not affect credit
scores. Hard inquiries are visible to any authorized recipient of your credit file and may affect credit scores.

DATE MEMBER NUMBER MEMBER NAME PHONE MAY AFFECT SCORES

2024/12/04 481FS01129 KOHO FINANCIAL 855-564-6999 No

2024/10/15 481FS01129 KOHO FINANCIAL 855-564-6999 No

2024/09/15 481FS01129 KOHO FINANCIAL 855-564-6999 No

2024/08/13 481FS01129 KOHO FINANCIAL 855-564-6999 No

2024/07/15 481FS01129 KOHO FINANCIAL 855-564-6999 No

2024/07/09 651BB00085 TDCT 866-222-3456 No

2024/06/15 481FS01129 KOHO FINANCIAL 855-564-6999 No

2024/05/28 481FS01129 KOHO FINANCIAL 855-564-6999 No

2024/04/15 481FS01129 KOHO FINANCIAL 855-564-6999 No

2024/03/15 481FS01129 KOHO FINANCIAL 855-564-6999 No

2024/02/15 481FS01129 KOHO FINANCIAL 855-564-6999 No

2024/01/15 481FS01129 KOHO FINANCIAL 855-564-6999 No

2023/12/29 481FS01129 KOHO FINANCIAL 855-564-6999 No

2023/11/17 481UT02353 FREEDOM MOBILE INC. 888-472-2222 Yes

2023/10/17 601ZQ00069 KOHO FINANCIAL INC. 855-564-6999 No

2023/10/15 601ZQ00671 TRULIOO COINBASE INC 888-773-0179 No

2023/07/21 481UT02353 FREEDOM MOBILE INC. 888-472-2222 Yes

2023/06/02 481BB16865 TDCT 866-222-3456 Yes

2022/10/07 001UT02574 BELL CANADA 800-730-7121 Yes

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Bank Information Reported

You currently have no bank information reported on your credit file.

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Public Records

Bankruptcy (0)

Bankruptcies are a legal status granted by a federal court that indicates you are unable to pay off your outstanding debts.

Consolidated Debt (0)

This is often a strategy to reorganize multiple debts into a single payment to potentially lower the overall interest rate.

Collections (0)

When a debt is in collections, a creditor transfers it to a collections agent to attempt to recover past-due payments.

Debt Recovery (0)

These are past due debts owed by you that were recovered in a court of law.

Judgments (0)

A judgment is a court order where a person in debt pays a specific amount of money by law to a plaintiff.

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Bankruptcy
You currently have no bankruptcies on your credit file

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Consolidated Debt
You currently have no consolidated debt on your credit file

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Collections
You currently have no collections on your credit file

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 Credit Report Request Date 2024/12/05

Debt Recovery
You currently have no debt recovery on your credit file

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Judgments
You currently have no judgments on your credit file

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Secured Loans

MINISTRY GOVT SERV

Overview

Date Of Account 2024/12/05

File Number 771924708

Registred By ROYAL BANK OF CANADA

Institution Number 650VS00055

Phone Number

Loan Amount N/A

Collateral Type

VIN

Account History

Date Registered 2021/04/01

Status Security Deposit Unknown

Maturity Date

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Alerts, Disclosures And Contact History

You currently have no Alerts, Disclosures and Contact History on your credit file.

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 Credit Report Request Date 2024/12/05

Contact Us

You may also contact us via one of these channels:

To request a copy of your credit file or to submit a credit file update, please visit us at:
[Link] and click on CREDIT REPORT ASSISTANCE
By phone (automated phone system): 1-800-465-7166
In writing: Equifax Canada P.O. Box 190, Montreal (Quebec) H1S 2Z2

Contact TransUnion

There is another credit reporting agency in Canada:

Consumer Relations Centre

3115 Harvester Road
Suite 201
Burlington, ON L7N 3N8

Tel: 1-800-663-9980
Tel: 1-877-713-3393 (for Quebec)

[Link]

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