Project Report For

Computer Typing and training Center

Promoter:

xxxxxxxxxxxxxxxxxxxxxxxxx
Project Location:

xxxxxxxxxxxxxxxxxxxxxxxxxxx

Prepared by:
Download Project Report.com
1187/67, Ground Floor, Gruhalaxmi,
J.M. Road, near Balgandharva Chowk,
Pune, Maharashtra 411005.
 Project For:
COMPUTER TYPING AND TRAINING CENTER

CONTENT

CHAPTER NO. PARTICULAR

I. PROJECT AT A GLANCE

II. ABOUT THE PROJECT

III. PROFILE OF PROMOTER

IV. ECONOMICS OF THE PROJECT

A. TOTAL COST OF THE PROJECT & MEANS OF FINANCE
B. PROFITABILITY STATEMENT
C. CASH FLOW STATEMENT
D. BALANCE SHEET
E. CAPITAL ACCOUNT
F. INCOME
G. EXPENSES
H. FIXED ASSETS AND DEPRECIATION
I. TERM LOAN REPAYMENT AND INTEREST THEREON
J. WORKING CAPITAL
 Project For:
COMPUTER TYPING AND TRAINING CENTER

I. PROJECT AT A GLANCE

1. About the Promoter : xxxxxxxxxxxxxxxxxxxxxxxxxx

Project Location: xxxxxxxxxxxxxxxxxxxxxx

2. Project Cost : Rs. 9.60 Lakhs

3. Mean of Finance
A) T. L. facility from Bank : Rs. 5.47 Lakhs

B) Beneficiary contribution : Rs. 00.48 Lakhs

C) CC facility from Bank : Rs. 3.65 Lakhs

D) Subsidy under PMEGP Scheme : Rs. 3.36 Lakhs

5. Rate of Interest : 12.00% Per Annum

6. Repayment : 60 monthly instalments, EMI @ 0.12 Lakhs

7. Nature of Project : Computer Typing & Training Center

8. Employment Potential : 8Nos

9. Nature of the Firm : Proprietary Firm

10. Average Debt Coverage ratios : 2.85

 Project For:
COMPUTER TYPING AND TRAINING CENTER

II. ABOUT THE PROJECT

1. INTRODUCTION
With growing use of computer and its software for various applications at business, schools,
hospitals, colleges, restaurants, hotels etc, the traditional job profiles have been defined in
different manner and that includes Computers and Its Software at its core. More and more
usage of computers in various industries makes easier and smoother tasks for business.
Automobile sector uses CAD/CAM like design software for better accuracy. Hospitals use
various computer applications for analysing diagnosis reports, managing customer’s case
history, accounting/billing and managing with insurance agency. Traders/manufacturers
keep computer software for inventory control, logistics management, accounting, after sales
services. At every single department of various sectors, computer has become integral part.

2. SERVICE AND ITS APPLICATION

Computer training institute will provide various courses for students and employees who
want to upgrade their job profiles. List of courses will be as under:

CorelDraw Adobe Creative Suite Microsoft Specialization

Oracle DB MS Excel Advanced Animation Tools
CAD/CAM Tally ERP Cisco – Networking Course
Cloud Specialization VMware / Citrix Software Development
Computer Hardware & Big Data Hadoop Certification Programmes
Assembly
Computer typing DTP
 Projections for:
COMPUTER TYPING AND TRAINING
CENTER

IV. ECONOMICS OF THE PROJECT

A. TOTAL COST OF THE PROJECT

(Rs. Lacs)

S.No. Particulars Total Spent Bal. To be

spent

A. Fixed Cost

1 Machinery & Equipments 4.25 - 4.25

( Computers, Printers, Inverter etc.)

2 Furniture & Interiors 1.51 - 1.51

5.76 5.76

B Working Capital 3.84 - 3.84

TOTAL COST OF THE PROJECT 9.60 9.60

MEANS OF FINANCE

a) Own Contribution ( 5%) 0.48

b) T L facility from Bank (95%) 5.47

c) CC facility from Bank (95%) 3.65

9.60

C) Subsidy Entitlement Under

CMEGP scheme @ 35% 3.36
 Projections for:
COMPUTER TYPING AND
TRAINING CENTER

B. POFITABILITY STATEMENT

S.No. Particulars YEAR 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5 YEAR 6

1 Income 19.20 20.88 22.97 25.26 27.79 30.57

2 Expenses 16.65 17.69 18.79 19.88 21.03 22.26

3 Int. on TL 0.61 0.50 0.38 0.24 0.09 -
4 Depreciation 0.79 0.68 0.58 0.50 0.43 0.37
5 Profit after int. & dep. 1.15 2.01 3.21 4.64 6.24 7.94
6 Income Tax - - 0.32 0.46 0.45 0.79
7 Profit after Tax 1.15 2.01 2.89 4.18 5.79 7.15

8 Add : Depreciation 0.79 0.68 0.58 0.50 0.43 0.37

9 Add : Interest on TL 0.61 0.50 0.38 0.24 0.09 -
10 Cash Accruals 2.55 3.20 3.85 4.92 6.31 7.52

11 Repayment of TL with
Interest 1.46 1.46 1.46 1.46 1.46 -
12 DSCR 1.75 2.19 2.64 3.37 4.32 -
13 Average DSCR 2.85

14 Net Profit to total receipts 5.99 9.65 12.58 16.53 20.84 23.40
 Projections for:
COMPUTER TYPING AND TRAINING CENTER

C. CASH FLOW STATEMENT

S.No. Particulars YEAR 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5 YEAR 6

A Inflow :
1 Cash flow from Opration 2.55 3.20 3.85 4.92 6.31 7.52
2 T.L. from Bank 5.47
3 CC from bank 3.65
4 Own contribution 0.48
5 Subsidy 3.36

Total (A) 15.51 3.20 3.85 4.92 6.31 7.52

B Outflow:

1 Fixed Assets 5.76 - - - - -

2 Repay of TL 1.46 1.46 1.46 1.46 1.46 -
3 Drawings 2.50 2.75 3.03 3.33 3.66 4.03

Total (B) 9.72 4.21 4.49 4.79 5.12 4.03

Summery:

Op. Cash & Bank Bal. - 5.79 4.77 4.14 4.28 5.47
Surplus / (Deficit) 5.79 (1.02) (0.63) 0.14 1.19 3.50
Cl. Cash & Bank Bal. 5.79 4.77 4.14 4.28 5.47 8.97
 Projections for:
COMPUTER TYPING AND
TRAINING CENTER

D. BALANCE SHEET

S.No. Particulars YEAR 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5 YEAR 6

A ASSETS :

1 Fixed Assets : 4.97 4.29 3.71 3.21 2.78 2.41

2 Investments - - - - - -

3 Current Assets 5.79 4.77 4.14 4.28 5.47 8.97

4 Loans & Advances - - - - - -

Total (A) 10.76 9.07 7.85 7.49 8.25 11.37

B LIABILITIES:

1 Capital 2.49 1.75 1.62 2.47 4.60 7.73

2 Secured loans 4.62 3.66 2.59 1.37 - -

3 Current Liabilities
Cash Credit 3.65 3.65 3.65 3.65 3.65 3.65

Total (B) 10.76 9.07 7.85 7.49 8.25 11.37

- - - - - -
 Projections for:

COMPUTER TYPING AND TRAINING CENTER

E. CAPITAL ACCOUNT

S.No. Particulars YEAR 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5 YEAR 6

1 Op. Balance - 2.49 1.75 1.62 2.47 4.60

2 Additions 3.84 - - - - -

3 Net Profit 1.15 2.01 2.89 4.18 5.79 7.15

Sub Total 4.99 4.50 4.64 5.80 8.26 11.75

4 Drawings 2.50 2.75 3.03 3.33 3.66 4.03

5 Closing Balance 2.49 1.75 1.62 2.47 4.60 7.73

 Projections for:
COMPUTER TYPING AND TRAINING
CENTER

F. INCOME
(Rs. Lacs)

S. Particulars YEAR 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5 YEAR 6

No.

1 Gross Receipts

I From Training
a Number of students 40 44 48 53 59 64
per month

b Number of students 480 528 581 639 703 773

per annum

c Total Receipts per annum 12.0 13.2 14.5 16.0 17.6 19.3
(@ Avg. Fees Rs.2500 per student)

II From Typing
a No. of Typing Service 30 32 35 39 43 47
per month

b No. of Typing Service 360 384 422 465 511 562

per annum

c Total Receipts per annum 7.2 7.7 8.4 9.3 10.2 11.2
(@ Avg. Income Rs.2000 per Service)

Total (I +II) 19.2 20.9 23.0 25.3 27.8 30.6

 Projections for:
COMPUTER TYPING AND
TRAINING CENTER

G. EXPENSES
(Rs. Lacs)

S.No. Particulars YEAR 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5 YEAR 6

1 Salary

i. Manager (Self) - - - - - -

ii. Computer Trainers 9.00 9.45 9.92 10.42 10.94 11.49

(5 no.* Rs. 15000 per month)

iii Administrative staff 3.60 3.78 3.97 4.17 4.38 4.59

(3 no.* Rs. 10000 per month)

2 Subscription Renew for Software 1.20 1.32 1.45 1.60 1.76 1.93
(@ 10000 per month)

4 Telephone & Electricity Expenses 0.35 0.39 0.42 0.44 0.47 0.49

5 Advertising/Marketing/Social Media 1.20 1.32 1.45 1.60 1.76 1.93

(@ 10000 per month)

6 Internet Connection Charges 0.30 0.33 0.36 0.38 0.40 0.42

(@ 2500 per month)

7 Other Overheads 1.00 1.10 1.21 1.27 1.33 1.40

Total 16.65 17.69 18.79 19.88 21.03 22.26

 Projections for:
COMPUTER TYPING AND TRAINING
CENTER

H. FIXED ASSETS AND DEPRECIATION

S. No. Particulars YEAR 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5 YEAR 6

1 Machinery & Equipments

Op. Balance 3.61 3.07 2.61 2.22 1.89
Additions 4.25 - - - - -
Sub Total 4.25 3.61 3.07 2.61 2.22 1.89
Less : Depreciation 0.64 0.54 0.46 0.39 0.33 0.28
Cl. WDV 3.61 3.07 2.61 2.22 1.89 1.60

2 Furniture & Interiors

Op. Balance 1.36 1.22 1.10 0.99 0.89
Additions 1.51 - - - - -
Sub Total 1.51 1.36 1.22 1.10 0.99 0.89
Less : Depreciation 0.15 0.14 0.12 0.11 0.10 0.09
Cl. WDV 1.36 1.22 1.10 0.99 0.89 0.80

Total Depreciation 0.79 0.68 0.58 0.50 0.43 0.37

Total WDV 4.97 4.29 3.71 3.21 2.78 2.41

 Projections for:
COMPUTER TYPING AND
TRAINING CENTER

I. TERM LOAN REPAYMENT AND INTEREST THEREON

(Rs. Lacs)

S.No. Particulars YEAR 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5 YEAR 6

1 TL / Op. Bal. 5.47 4.62 3.66 2.59 1.37 -

2 Repayment during the year 0.85 0.96 1.08 1.22 1.37 -
3 Cl. Balance 4.62 3.66 2.59 1.37 - -

4 Interest at 12.00 per cent p.a. 0.61 0.50 0.38 0.24 0.09 -

5 Total repayment with Interest 1.46 1.46 1.46 1.46 1.46 -

6 Interest on CC 0.51 0.51 0.51 0.51 0.51 0.51

( at 14 per cent p.a.)
7 Total Interest 1.12 1.01 0.89 0.76 0.60 0.51

LOAN AMOUNT 5.47

RATE OF INTEREST PER ANNUM 12.00%
RATE OF INTEREST PER MONTH 1.000%
NO OF INSTALLMENT 60
EMI 0.12
Term Loan Repayment Schedule

MONTHS EMI INTEREST PRINCIP OST

AL PRINCIP
REPAYM AL
ENT
0 5.472
1 0.12 0.05 0.07 5.40
2 0.12 0.05 0.07 5.34
3 0.12 0.05 0.07 5.27
4 0.12 0.05 0.07 5.20
5 0.12 0.05 0.07 5.13
6 0.12 0.05 0.07 5.06
7 0.12 0.05 0.07 4.99
8 0.12 0.05 0.07 4.92
9 0.12 0.05 0.07 4.84
10 0.12 0.05 0.07 4.77
11 0.12 0.05 0.07 4.70
12 0.12 0.05 0.07 4.62
First Year 1.46 0.61 0.85
13 0.12 0.05 0.08 4.55
14 0.12 0.05 0.08 4.47
15 0.12 0.04 0.08 4.39
16 0.12 0.04 0.08 4.32
17 0.12 0.04 0.08 4.24
 18 0.12 0.04 0.08 4.16
19 0.12 0.04 0.08 4.08
20 0.12 0.04 0.08 4.00
21 0.12 0.04 0.08 3.91
22 0.12 0.04 0.08 3.83
23 0.12 0.04 0.08 3.75
24 0.12 0.04 0.08 3.66
Second Year 1.46 0.50 0.96
25 0.12 0.04 0.09 3.58
26 0.12 0.04 0.09 3.49
27 0.12 0.03 0.09 3.41
28 0.12 0.03 0.09 3.32
29 0.12 0.03 0.09 3.23
30 0.12 0.03 0.09 3.14
31 0.12 0.03 0.09 3.05
32 0.12 0.03 0.09 2.96
33 0.12 0.03 0.09 2.87
34 0.12 0.03 0.09 2.77
35 0.12 0.03 0.09 2.68
36 0.12 0.03 0.09 2.59
Third Year 1.46 0.38 1.08
37 0.12 0.03 0.10 2.49
38 0.12 0.02 0.10 2.39
39 0.12 0.02 0.10 2.30
40 0.12 0.02 0.10 2.20
41 0.12 0.02 0.10 2.10
42 0.12 0.02 0.10 2.00
43 0.12 0.02 0.10 1.89
44 0.12 0.02 0.10 1.79
45 0.12 0.02 0.10 1.69
46 0.12 0.02 0.10 1.58
47 0.12 0.02 0.11 1.48
48 0.12 0.01 0.11 1.37
Fourth Year 1.46 0.24 1.22
49 0.12 0.01 0.11 1.26
50 0.12 0.01 0.11 1.15
51 0.12 0.01 0.11 1.04
52 0.12 0.01 0.11 0.93
53 0.12 0.01 0.11 0.82
54 0.12 0.01 0.11 0.71
55 0.12 0.01 0.11 0.59
56 0.12 0.01 0.12 0.47
57 0.12 0.00 0.12 0.36
58 0.12 0.00 0.12 0.24
59 0.12 0.00 0.12 0.12
60 0.12 0.00 0.12 0.00
Fifth Year 1.46 0.09 1.37
 Projections for:
COMPUTER TYPING AND
TRAINING CENTER

(Rs. Lacs)

J. WORKING CAPITAL

S.No. Particulars Year 1 Year 2 Year 3 Year 4 Year 5 Year 6

1 Gross receipts 19.20 20.88 22.97 25.26 27.79 30.57

2 Working Capital 3.84 4.18 4.59 5.05 5.56 6.11

('@ 20%)

3 Bank CC ( 95%) 3.65 3.97 4.36 4.80 5.28 5.81

4 Own Contribution(5%) 0.19 0.19 0.19 0.19 0.19 0.19