Instaclaus is a fintech platform that simplifies employee loans.

We partner with companies to offer their employees easy access to funds, making it hassle-free to manage unexpected expenses.

Our innovative solution streamlines the loan application process, making it easier for employees to get the funds when they need them the most.

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Mission

At Instaclaus, we are committed to providing a streamlined and effective platform for employee financial wellness.

MEET OUR TEAM

  • founder

    Samyak Asit Shah

    Founder, Managing Director
  • member

    Aryan Jaxay Shah

    Co-founder, Director
  • member

    Neil H. Contractor

    CEO

MEET OUR FINANCIAL PARTNER

  • oriental ltd

    ORIENTAL FINSTOCK SERVICES PVT. LTD

HOW IT WORKS

1
Employee Onboarding

Streamlined employee on-oboarding process facilitated via Employers.

2
Employee Verification

Instaclaus account confirmation via a one-time code.

3
Employee Request

Apply for loan instantly within credit limits. Employees can now Submit & Track their loan request through our App.

4
Request Approval

Loan requests require authorization from a designated company representative.

5
Seamless Disbursement

Requested funds are directly deposited into employee's salary account.

6
Automated Repayments

Employer handles automated EMI deductions from employee salaries.

POWERFUL FEATURES

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Benefits for Employees

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Hassle-Free Loan Application

Employees can apply for loans directly through their employers, eliminating the complexities of traditional loan applications. No more lengthy document submissions.

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Quick Access to Funds

With Instaclaus, Employees can get quick access to funds as per their need, without any delays associated with traditional loan applications.

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No Impact of Credit Score

Instaclaus provides loans to employees regardless of their credit history.

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Simple Repayment Structure

Employees can choose a repayment plan that fits their needs, with options ranging from 3 to 12 EMIs.

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Competitive Interest Rates

Instaclaus offers competitive interest rates calculated using the reducing balance method, ensuring transparency in loan costs.

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Growing Credit Limit

As employees repay their loans on time, their credit limit increases, promoting financial flexibility and empowering them to manage larger loans in the future.

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Benefits for Employers

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Improved Cash Flow Management

Instaclaus helps companies by spreading out payroll expenses. Employee loan repayments are deducted directly from salaries, allowing for a steadier cash flow compared to a large upfront payroll cost.

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Enhanced Financial Wellness

By offering easy access to funds, Instaclaus empowers employees to address financial needs and reduces stress, potentially improving overall well-being and job satisfaction.

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Employee Retention & Reduced Turnover

Happy employees are productive employees! By offering a benefit that improves financial well-being, employers can boost employee morale, engagement, and ultimately, retention rates.

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Reduced Administrative Burden

Instaclaus provides user friendly dashboard to handle loan requests, approvals, and repayments, freeing up HR teams to focus on core strategic initiatives.

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Customizable Loan Parameters

Instaclaus offers flexibility to tailor the program according to your company parameters. Employers can set company-wide salary limits, EMIs.

download

Unlock Instant Financial Wellness with us.

Download the InstaClaus app and Get Instant Access To Financial Wellness

Download on App Store play Download on Play Store

FAQs

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