German Arff
German Arff
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
A141 : bank
A142 : stores
A143 : none
Attribute 15: (qualitative)
Housing
A151 : rent
A152 : own
A153 : for free
Attribute 16: (numerical)
Number of existing credits at this bank
Attribute 17: (qualitative)
Job
A171 : unemployed/ unskilled - non-resident
A172 : unskilled - resident
A173 : skilled employee / official
A174 : management/ self-employed/
highly qualified employee/ officer
Attribute 18: (numerical)
Number of people being liable to provide maintenance for
Attribute 19: (qualitative)
Telephone
A191 : none
A192 : yes, registered under the customers name
Attribute 20: (qualitative)
foreign worker
A201 : yes
A202 : no
8. Cost Matrix
This dataset requires use of a cost matrix (see below)
1
2
---------------------------1 0
1
----------------------2 5
0
(1 = Good, 2 = Bad)
the rows represent the actual classification and the columns
the predicted classification.
It is worse to class a customer as good when they are bad (5),
than it is to class a customer as bad when they are good (1).
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
%
From:
From:
From:
From:
A11
A12
A13
A14
To:
To:
To:
To:
'<0'
'0<=X<200'
'>=200'
'no checking'
%
From: A122
To: 'life insurance'
%
From: A123
To: car
%
From: A124
To: 'no known property'
%
%
% Relabeled values in attribute other_payment_plans
%
From: A141
To: bank
%
From: A142
To: stores
%
From: A143
To: none
%
%
% Relabeled values in attribute housing
%
From: A151
To: rent
%
From: A152
To: own
%
From: A153
To: 'for free'
%
%
% Relabeled values in attribute job
%
From: A171
To: 'unemp/unskilled non res'
%
From: A172
To: 'unskilled resident'
%
From: A173
To: skilled
%
From: A174
To: 'high qualif/self emp/mgmt'
%
%
% Relabeled values in attribute own_telephone
%
From: A191
To: none
%
From: A192
To: yes
%
%
% Relabeled values in attribute foreign_worker
%
From: A201
To: yes
%
From: A202
To: no
%
%
% Relabeled values in attribute class
%
From: 1
To: good
%
From: 2
To: bad
%
@relation german_credit
@attribute checking_status { '<0', '0<=X<200', '>=200', 'no checking'}
@attribute duration real
@attribute credit_history { 'no credits/all paid', 'all paid', 'existing paid',
'delayed previously', 'critical/other existing credit'}
@attribute purpose { 'new car', 'used car', furniture/equipment, radio/tv, 'dome
stic appliance', repairs, education, vacation, retraining, business, other}
@attribute credit_amount real
@attribute savings_status { '<100', '100<=X<500', '500<=X<1000', '>=1000', 'no k
nown savings'}
@attribute employment { unemployed, '<1', '1<=X<4', '4<=X<7', '>=7'}
@attribute installment_commitment real
@attribute personal_status { 'male div/sep', 'female div/dep/mar', 'male single'
, 'male mar/wid', 'female single'}
@attribute other_parties { none, 'co applicant', guarantor}
@attribute residence_since real
@attribute property_magnitude { 'real estate', 'life insurance', car, 'no known
property'}
@attribute age real
@attribute other_payment_plans { bank, stores, none}
@attribute housing { rent, own, 'for free'}
@attribute existing_credits real
ad
'<0',12,'critical/other existing credit','used car',1526,'<100','>=7',4,'male si
ngle',none,4,'no known property',66,none,'for free',2,'high qualif/self emp/mgmt
',1,none,yes,good
'<0',42,'existing paid',radio/tv,3965,'<100','<1',4,'male single',none,3,car,34,
none,own,1,skilled,1,none,yes,bad
'0<=X<200',11,'delayed previously',radio/tv,4771,'<100','4<=X<7',2,'male single'
,none,4,'life insurance',51,none,own,1,skilled,1,none,yes,good
'no checking',54,'no credits/all paid','used car',9436,'no known savings','1<=X<
4',2,'male single',none,2,'life insurance',39,none,own,1,'unskilled resident',2,
none,yes,good
'0<=X<200',30,'existing paid',furniture/equipment,3832,'<100','<1',2,'male mar/w
id',none,1,'life insurance',22,none,own,1,skilled,1,none,yes,good
'no checking',24,'existing paid',radio/tv,5943,'no known savings','<1',1,'female
div/dep/mar',none,1,car,44,none,own,2,skilled,1,yes,yes,bad
'no checking',15,'existing paid',radio/tv,1213,'500<=X<1000','>=7',4,'male singl
e',none,3,'life insurance',47,stores,own,1,skilled,1,yes,yes,good
'no checking',18,'existing paid',business,1568,'100<=X<500','1<=X<4',3,'female d
iv/dep/mar',none,4,'life insurance',24,none,rent,1,'unskilled resident',1,none,y
es,good
'<0',24,'existing paid',other,1755,'<100','>=7',4,'female div/dep/mar',guarantor
,4,'real estate',58,none,own,1,'unskilled resident',1,yes,yes,good
'<0',10,'existing paid',radio/tv,2315,'<100','>=7',3,'male single',none,4,'real
estate',52,none,own,1,'unskilled resident',1,none,yes,good
'no checking',12,'critical/other existing credit',business,1412,'<100','1<=X<4',
4,'female div/dep/mar',guarantor,2,'real estate',29,none,own,2,'high qualif/self
emp/mgmt',1,yes,yes,good
'0<=X<200',18,'critical/other existing credit',furniture/equipment,1295,'<100','
<1',4,'female div/dep/mar',none,1,'life insurance',27,none,own,2,skilled,1,none,
yes,good
'0<=X<200',36,'existing paid',education,12612,'100<=X<500','1<=X<4',1,'male sing
le',none,4,'no known property',47,none,'for free',1,skilled,2,yes,yes,bad
'<0',18,'existing paid','new car',2249,'100<=X<500','4<=X<7',4,'male single',non
e,3,car,30,none,own,1,'high qualif/self emp/mgmt',2,yes,yes,good
'<0',12,'no credits/all paid',repairs,1108,'<100','4<=X<7',4,'male single',none,
3,'real estate',28,none,own,2,skilled,1,none,yes,bad
'no checking',12,'critical/other existing credit',radio/tv,618,'<100','>=7',4,'m
ale single',none,4,'real estate',56,none,own,1,skilled,1,none,yes,good
'<0',12,'critical/other existing credit','used car',1409,'<100','>=7',4,'male si
ngle',none,3,'real estate',54,none,own,1,skilled,1,none,yes,good
'no checking',12,'critical/other existing credit',radio/tv,797,'no known savings
','>=7',4,'female div/dep/mar',none,3,'life insurance',33,bank,own,1,'unskilled
resident',2,none,yes,bad
'>=200',24,'critical/other existing credit',furniture/equipment,3617,'no known s
avings','>=7',4,'male single','co applicant',4,'no known property',20,none,rent,
2,skilled,1,none,yes,good
'0<=X<200',12,'existing paid','new car',1318,'>=1000','>=7',4,'male single',none
,4,'real estate',54,none,own,1,skilled,1,yes,yes,good
'0<=X<200',54,'no credits/all paid',business,15945,'<100','<1',3,'male single',n
one,4,'no known property',58,none,rent,1,skilled,1,yes,yes,bad
'no checking',12,'critical/other existing credit',education,2012,'no known savin
gs','4<=X<7',4,'female div/dep/mar',none,2,car,61,none,own,1,skilled,1,none,yes,
good
'0<=X<200',18,'existing paid',business,2622,'100<=X<500','1<=X<4',4,'male single
',none,4,car,34,none,own,1,skilled,1,none,yes,good
'0<=X<200',36,'critical/other existing credit',radio/tv,2337,'<100','>=7',4,'mal
e single',none,4,'real estate',36,none,own,1,skilled,1,none,yes,good
'0<=X<200',20,'delayed previously','used car',7057,'no known savings','4<=X<7',3
,'male single',none,4,'life insurance',36,bank,rent,2,'high qualif/self emp/mgmt
',2,yes,yes,good
al estate',40,none,own,1,'unskilled resident',1,none,yes,good
'0<=X<200',12,'existing paid',repairs,639,'<100','1<=X<4',4,'male single',none,2
,car,30,none,own,1,skilled,1,none,yes,bad
'0<=X<200',12,'critical/other existing credit','used car',1860,'<100',unemployed
,4,'male single',none,2,car,34,none,own,2,'high qualif/self emp/mgmt',1,yes,yes,
good
'<0',12,'critical/other existing credit','new car',3499,'<100','1<=X<4',3,'femal
e div/dep/mar','co applicant',2,'real estate',29,none,own,2,skilled,1,none,yes,b
ad
'0<=X<200',48,'existing paid','new car',8487,'no known savings','4<=X<7',1,'fema
le div/dep/mar',none,2,car,24,none,own,1,skilled,1,none,yes,good
'<0',36,'delayed previously',education,6887,'<100','1<=X<4',4,'male single',none
,3,'life insurance',29,stores,own,1,skilled,1,yes,yes,bad
'no checking',15,'existing paid',furniture/equipment,2708,'<100','<1',2,'male si
ngle',none,3,'life insurance',27,bank,own,2,'unskilled resident',1,none,yes,good
'no checking',18,'existing paid',furniture/equipment,1984,'<100','1<=X<4',4,'mal
e single',none,4,'no known property',47,bank,'for free',2,skilled,1,none,yes,goo
d
'no checking',60,'existing paid',radio/tv,10144,'100<=X<500','4<=X<7',2,'female
div/dep/mar',none,4,'real estate',21,none,own,1,skilled,1,yes,yes,good
'no checking',12,'critical/other existing credit',radio/tv,1240,'no known saving
s','>=7',4,'female div/dep/mar',none,2,'real estate',38,none,own,2,skilled,1,yes
,yes,good
'no checking',27,'delayed previously','used car',8613,'>=1000','1<=X<4',2,'male
single',none,2,car,27,none,own,2,skilled,1,none,yes,good
'0<=X<200',12,'existing paid',radio/tv,766,'500<=X<1000','1<=X<4',4,'male single
',none,3,'real estate',66,none,own,1,'unskilled resident',1,none,yes,bad
'0<=X<200',15,'critical/other existing credit',radio/tv,2728,'no known savings',
'4<=X<7',4,'male single',guarantor,2,'real estate',35,bank,own,3,skilled,1,yes,y
es,good
'>=200',12,'existing paid',radio/tv,1881,'<100','1<=X<4',2,'female div/dep/mar',
none,2,car,44,none,rent,1,'unskilled resident',1,yes,yes,good
'>=200',6,'existing paid','new car',709,'>=1000','<1',2,'male mar/wid',none,2,'r
eal estate',27,none,own,1,'unemp/unskilled non res',1,none,no,good
'0<=X<200',36,'existing paid',radio/tv,4795,'<100','<1',4,'female div/dep/mar',n
one,1,'no known property',30,none,own,1,'high qualif/self emp/mgmt',1,yes,yes,go
od
'<0',27,'existing paid',radio/tv,3416,'<100','1<=X<4',3,'male single',none,2,car
,27,none,own,1,'high qualif/self emp/mgmt',1,none,yes,good
'<0',18,'existing paid',furniture/equipment,2462,'<100','1<=X<4',2,'male single'
,none,2,car,22,none,own,1,skilled,1,none,yes,bad
'no checking',21,'critical/other existing credit',furniture/equipment,2288,'<100
','<1',4,'female div/dep/mar',none,4,'life insurance',23,none,own,1,skilled,1,ye
s,yes,good
'0<=X<200',48,'all paid',business,3566,'100<=X<500','4<=X<7',4,'male single',non
e,2,car,30,none,own,1,skilled,1,none,yes,good
'<0',6,'critical/other existing credit','new car',860,'<100','>=7',1,'female div
/dep/mar',none,4,'no known property',39,none,own,2,skilled,1,yes,yes,good
'no checking',12,'critical/other existing credit','new car',682,'100<=X<500','4<
=X<7',4,'female div/dep/mar',none,3,car,51,none,own,2,skilled,1,yes,yes,good
'<0',36,'critical/other existing credit',furniture/equipment,5371,'<100','1<=X<4
',3,'male single',guarantor,2,'life insurance',28,none,own,2,skilled,1,none,yes,
good
'no checking',18,'critical/other existing credit',radio/tv,1582,'>=1000','>=7',4
,'male single',none,4,car,46,none,own,2,skilled,1,none,yes,good
'no checking',6,'existing paid',radio/tv,1346,'100<=X<500','>=7',2,'male single'
,none,4,'no known property',42,bank,'for free',1,skilled,2,yes,yes,good
'no checking',10,'existing paid',radio/tv,1924,'<100','1<=X<4',1,'male single',n
one,4,'life insurance',38,none,own,1,skilled,1,yes,no,good
'>=200',36,'existing paid',radio/tv,5848,'<100','1<=X<4',4,'male single',none,1,
car,24,none,own,1,skilled,1,none,yes,good
'0<=X<200',24,'critical/other existing credit','used car',7758,'>=1000','>=7',2,
'female div/dep/mar',none,4,'no known property',29,none,rent,1,skilled,1,none,ye
s,good
'0<=X<200',24,'delayed previously',business,6967,'100<=X<500','4<=X<7',4,'male s
ingle',none,4,car,36,none,rent,1,'high qualif/self emp/mgmt',1,yes,yes,good
'<0',12,'existing paid',furniture/equipment,1282,'<100','1<=X<4',2,'female div/d
ep/mar',none,4,car,20,none,rent,1,skilled,1,none,yes,bad
'<0',9,'critical/other existing credit',repairs,1288,'100<=X<500','>=7',3,'male
single',guarantor,4,'real estate',48,none,own,2,skilled,2,none,no,good
'<0',12,'all paid',retraining,339,'<100','>=7',4,'male mar/wid',none,1,car,45,ba
nk,own,1,'unskilled resident',1,none,yes,good
'0<=X<200',24,'existing paid','new car',3512,'100<=X<500','4<=X<7',2,'male singl
e',none,3,car,38,bank,own,2,skilled,1,yes,yes,good
'no checking',6,'critical/other existing credit',radio/tv,1898,'no known savings
','1<=X<4',1,'male single',none,2,'real estate',34,none,own,2,'unskilled residen
t',2,none,yes,good
'no checking',24,'critical/other existing credit',radio/tv,2872,'100<=X<500','>=
7',3,'male single',none,4,'real estate',36,none,own,1,skilled,2,yes,yes,good
'no checking',18,'critical/other existing credit','new car',1055,'<100','<1',4,'
female div/dep/mar',none,1,'life insurance',30,none,own,2,skilled,1,none,yes,goo
d
'no checking',15,'existing paid','domestic appliance',1262,'500<=X<1000','4<=X<7
',4,'male single',none,3,'life insurance',36,none,own,2,skilled,1,yes,yes,good
'0<=X<200',10,'existing paid','new car',7308,'<100',unemployed,2,'male single',n
one,4,'no known property',70,bank,'for free',1,'high qualif/self emp/mgmt',1,yes
,yes,good
'no checking',36,'existing paid','new car',909,'500<=X<1000','>=7',4,'male singl
e',none,4,'life insurance',36,none,own,1,skilled,1,none,yes,good
'no checking',6,'existing paid',furniture/equipment,2978,'500<=X<1000','1<=X<4',
1,'male single',none,2,car,32,none,own,1,skilled,1,yes,yes,good
'<0',18,'existing paid',furniture/equipment,1131,'<100',unemployed,4,'female div
/dep/mar',none,2,car,33,none,own,1,skilled,1,none,yes,bad
'0<=X<200',11,'existing paid',furniture/equipment,1577,'>=1000','<1',4,'female d
iv/dep/mar',none,1,'real estate',20,none,own,1,skilled,1,none,yes,good
'no checking',24,'existing paid',furniture/equipment,3972,'<100','4<=X<7',2,'fem
ale div/dep/mar',none,4,'life insurance',25,none,rent,1,skilled,1,yes,yes,good
'0<=X<200',24,'critical/other existing credit',business,1935,'<100','>=7',4,'mal
e div/sep',none,4,'real estate',31,none,own,2,skilled,1,yes,yes,bad
'<0',15,'no credits/all paid','new car',950,'<100','>=7',4,'male single',none,3,
car,33,none,rent,2,skilled,2,none,yes,bad
'no checking',12,'existing paid',furniture/equipment,763,'<100','1<=X<4',4,'fema
le div/dep/mar',none,1,'real estate',26,none,own,1,skilled,1,yes,yes,good
'0<=X<200',24,'delayed previously',furniture/equipment,2064,'<100',unemployed,3,
'female div/dep/mar',none,2,'life insurance',34,none,own,1,'high qualif/self emp
/mgmt',1,yes,yes,bad
'0<=X<200',8,'existing paid',radio/tv,1414,'<100','1<=X<4',4,'male single',guara
ntor,2,'real estate',33,none,own,1,skilled,1,none,no,good
'<0',21,'delayed previously',education,3414,'<100','<1',2,'male single',none,1,'
life insurance',26,none,own,2,skilled,1,none,yes,bad
'no checking',30,'all paid','used car',7485,'no known savings',unemployed,4,'fem
ale div/dep/mar',none,1,'real estate',53,bank,own,1,'high qualif/self emp/mgmt',
1,yes,yes,bad
'<0',12,'existing paid',furniture/equipment,2577,'<100','1<=X<4',2,'male div/sep
',none,1,car,42,none,own,1,skilled,1,none,yes,good
'<0',6,'critical/other existing credit',radio/tv,338,'500<=X<1000','>=7',4,'male
single',none,4,car,52,none,own,2,skilled,1,none,yes,good
'no checking',12,'existing paid',radio/tv,1963,'<100','4<=X<7',4,'male single',n
one,2,car,31,none,rent,2,'high qualif/self emp/mgmt',2,yes,yes,good
'<0',21,'critical/other existing credit','new car',571,'<100','>=7',4,'male sing
le',none,4,'real estate',65,none,own,2,skilled,1,none,yes,good
'no checking',36,'delayed previously',business,9572,'<100','<1',1,'male div/sep'
,none,1,car,28,none,own,2,skilled,1,none,yes,bad
'0<=X<200',36,'delayed previously',business,4455,'<100','1<=X<4',2,'male div/sep
',none,2,'real estate',30,stores,own,2,'high qualif/self emp/mgmt',1,yes,yes,bad
'<0',21,'all paid','new car',1647,'no known savings','1<=X<4',4,'male single',no
ne,2,'life insurance',40,none,own,2,'unskilled resident',2,none,yes,bad
'no checking',24,'critical/other existing credit',furniture/equipment,3777,'>=10
00','1<=X<4',4,'male single',none,4,'real estate',50,none,own,1,skilled,1,yes,ye
s,good
'0<=X<200',18,'critical/other existing credit','new car',884,'<100','>=7',4,'mal
e single',none,4,car,36,bank,own,1,skilled,2,yes,yes,bad
'no checking',15,'critical/other existing credit',radio/tv,1360,'<100','1<=X<4',
4,'male single',none,2,'life insurance',31,none,own,2,skilled,1,none,yes,good
'0<=X<200',9,'all paid','used car',5129,'<100','>=7',2,'female div/dep/mar',none
,4,'no known property',74,bank,'for free',1,'high qualif/self emp/mgmt',2,yes,ye
s,bad
'0<=X<200',16,'critical/other existing credit','new car',1175,'<100',unemployed,
2,'male single',none,3,car,68,none,'for free',3,'unemp/unskilled non res',1,yes,
yes,good
'<0',12,'existing paid',radio/tv,674,'100<=X<500','4<=X<7',4,'male mar/wid',none
,1,'life insurance',20,none,own,1,skilled,1,none,yes,bad
'0<=X<200',18,'no credits/all paid',furniture/equipment,3244,'<100','1<=X<4',1,'
female div/dep/mar',none,4,car,33,bank,own,2,skilled,1,yes,yes,good
'no checking',24,'existing paid',business,4591,'>=1000','1<=X<4',2,'male single'
,none,3,'life insurance',54,none,own,3,'high qualif/self emp/mgmt',1,yes,yes,bad
'0<=X<200',48,'no credits/all paid',business,3844,'100<=X<500','4<=X<7',4,'male
single',none,4,'no known property',34,none,'for free',1,'unskilled resident',2,n
one,yes,bad
'0<=X<200',27,'existing paid',business,3915,'<100','1<=X<4',4,'male single',none
,2,car,36,none,own,1,skilled,2,yes,yes,bad
'no checking',6,'existing paid',radio/tv,2108,'<100','4<=X<7',2,'male mar/wid',n
one,2,'real estate',29,none,rent,1,skilled,1,none,yes,good
'0<=X<200',45,'existing paid',radio/tv,3031,'100<=X<500','1<=X<4',4,'male single
',guarantor,4,'life insurance',21,none,rent,1,skilled,1,none,yes,bad
'0<=X<200',9,'critical/other existing credit',education,1501,'<100','>=7',2,'fem
ale div/dep/mar',none,3,car,34,none,own,2,'high qualif/self emp/mgmt',1,yes,yes,
bad
'no checking',6,'critical/other existing credit',radio/tv,1382,'<100','1<=X<4',1
,'female div/dep/mar',none,1,car,28,none,own,2,skilled,1,yes,yes,good
'0<=X<200',12,'existing paid',furniture/equipment,951,'100<=X<500','<1',4,'femal
e div/dep/mar',none,4,car,27,bank,rent,4,skilled,1,none,yes,bad
'0<=X<200',24,'existing paid','used car',2760,'no known savings','>=7',4,'male s
ingle',none,4,'no known property',36,bank,'for free',1,skilled,1,yes,yes,good
'0<=X<200',18,'delayed previously',furniture/equipment,4297,'<100','>=7',4,'male
div/sep',none,3,'no known property',40,none,own,1,'high qualif/self emp/mgmt',1
,yes,yes,bad
'no checking',9,'critical/other existing credit',education,936,'500<=X<1000','>=
7',4,'male single',none,2,car,52,none,own,2,skilled,1,yes,yes,good
'<0',12,'existing paid','new car',1168,'<100','1<=X<4',4,'male mar/wid',none,3,'
real estate',27,none,own,1,'unskilled resident',1,none,yes,good
'no checking',27,'delayed previously',business,5117,'<100','4<=X<7',3,'male sing
le',none,4,car,26,none,own,2,skilled,1,none,yes,good
'<0',12,'existing paid',retraining,902,'<100','4<=X<7',4,'male mar/wid',none,4,'
life insurance',21,none,rent,1,skilled,1,none,yes,bad
'no checking',12,'critical/other existing credit','new car',1495,'<100','>=7',4,
'male single',none,1,'real estate',38,none,own,2,'unskilled resident',2,none,yes
,good
'<0',30,'critical/other existing credit','used car',10623,'<100','>=7',3,'male s
ingle',none,4,'no known property',38,none,'for free',3,'high qualif/self emp/mgm
t',2,yes,yes,good
'no checking',12,'critical/other existing credit',furniture/equipment,1935,'<100
','>=7',4,'male single',none,4,'real estate',43,none,own,3,skilled,1,yes,yes,goo
d
'0<=X<200',12,'critical/other existing credit','domestic appliance',1424,'<100',
'4<=X<7',4,'male single',none,3,'life insurance',26,none,own,1,skilled,1,none,ye
s,good
'<0',24,'existing paid',business,6568,'<100','1<=X<4',2,'male mar/wid',none,2,ca
r,21,stores,own,1,'unskilled resident',1,none,yes,good
'no checking',12,'existing paid','used car',1413,'>=1000','4<=X<7',3,'male singl
e',none,2,'life insurance',55,none,own,1,skilled,1,none,no,good
'no checking',9,'critical/other existing credit',radio/tv,3074,'no known savings
','1<=X<4',1,'male single',none,2,'real estate',33,none,own,2,skilled,2,none,yes
,good
'no checking',36,'existing paid',radio/tv,3835,'no known savings','>=7',2,'femal
e div/dep/mar',none,4,'real estate',45,none,own,1,'unskilled resident',1,yes,yes
,good
'<0',27,'no credits/all paid',business,5293,'<100',unemployed,2,'male single',no
ne,4,'life insurance',50,stores,own,2,skilled,1,yes,yes,bad
'>=200',30,'delayed previously',business,1908,'<100','>=7',4,'male single',none,
4,'real estate',66,none,own,1,'high qualif/self emp/mgmt',1,yes,yes,bad
'no checking',36,'critical/other existing credit',radio/tv,3342,'no known saving
s','>=7',4,'male single',none,2,car,51,none,own,1,skilled,1,yes,yes,good
'0<=X<200',6,'critical/other existing credit',retraining,932,'no known savings',
'4<=X<7',1,'female div/dep/mar',none,3,'life insurance',39,none,own,2,'unskilled
resident',1,none,yes,good
'<0',18,'no credits/all paid',business,3104,'<100','4<=X<7',3,'male single',none
,1,'life insurance',31,bank,own,1,skilled,1,yes,yes,good
'>=200',36,'existing paid',radio/tv,3913,'<100','1<=X<4',2,'male single',none,2,
'real estate',23,none,own,1,skilled,1,yes,yes,good
'<0',24,'existing paid',furniture/equipment,3021,'<100','1<=X<4',2,'male div/sep
',none,2,'real estate',24,none,rent,1,'unskilled resident',1,none,yes,good
'no checking',10,'existing paid','new car',1364,'<100','1<=X<4',2,'female div/de
p/mar',none,4,car,64,none,own,1,skilled,1,yes,yes,good
'0<=X<200',12,'existing paid',radio/tv,625,'<100','<1',4,'male mar/wid',guaranto
r,1,'real estate',26,bank,own,1,'unskilled resident',1,none,yes,good
'<0',12,'existing paid',education,1200,'no known savings','1<=X<4',4,'female div
/dep/mar',none,4,'life insurance',23,bank,rent,1,skilled,1,yes,yes,good
'no checking',12,'existing paid',radio/tv,707,'<100','1<=X<4',4,'male single',no
ne,2,'real estate',30,bank,own,2,skilled,1,none,yes,good
'no checking',24,'delayed previously',business,2978,'no known savings','1<=X<4',
4,'male single',none,4,'real estate',32,none,own,2,skilled,2,yes,yes,good
'no checking',15,'existing paid','used car',4657,'<100','1<=X<4',3,'male single'
,none,2,car,30,none,own,1,skilled,1,yes,yes,good
'no checking',36,'no credits/all paid',repairs,2613,'<100','1<=X<4',4,'male sing
le',none,2,car,27,none,own,2,skilled,1,none,yes,good
'0<=X<200',48,'existing paid',radio/tv,10961,'>=1000','4<=X<7',1,'male single','
co applicant',2,'no known property',27,bank,own,2,skilled,1,yes,yes,bad
'<0',12,'existing paid',furniture/equipment,7865,'<100','>=7',4,'male single',no
ne,4,'no known property',53,none,'for free',1,'high qualif/self emp/mgmt',1,yes,
yes,bad
'no checking',9,'existing paid',radio/tv,1478,'<100','4<=X<7',4,'male single',no
ne,2,car,22,none,own,1,skilled,1,none,yes,bad
'<0',24,'existing paid',furniture/equipment,3149,'<100','<1',4,'male single',non
e,1,'no known property',22,bank,'for free',1,skilled,1,none,yes,good
'>=200',36,'existing paid',radio/tv,4210,'<100','1<=X<4',4,'male single',none,2,
car,26,none,own,1,skilled,1,none,yes,bad
'no checking',9,'existing paid','new car',2507,'500<=X<1000','>=7',2,'male singl
e',none,4,'no known property',51,none,'for free',1,'unskilled resident',1,none,y
es,good
wn property',29,none,'for free',1,skilled,1,none,yes,bad
'no checking',15,'existing paid','used car',3812,'100<=X<500','<1',1,'female div
/dep/mar',none,4,car,23,none,own,1,skilled,1,yes,yes,good
'no checking',11,'critical/other existing credit',radio/tv,1154,'100<=X<500',une
mployed,4,'female div/dep/mar',none,4,'real estate',57,none,own,3,'unskilled res
ident',1,none,yes,good
'<0',12,'existing paid',furniture/equipment,1657,'<100','1<=X<4',2,'male single'
,none,2,'real estate',27,none,own,1,skilled,1,none,yes,good
'<0',24,'existing paid',radio/tv,1603,'<100','>=7',4,'female div/dep/mar',none,4
,car,55,none,own,1,skilled,1,none,yes,good
'<0',18,'critical/other existing credit','new car',5302,'<100','>=7',2,'male sin
gle',none,4,'no known property',36,none,'for free',3,'high qualif/self emp/mgmt'
,1,yes,yes,good
'no checking',12,'critical/other existing credit',education,2748,'<100','>=7',2,
'female div/dep/mar',none,4,'no known property',57,bank,'for free',3,'unskilled
resident',1,none,yes,good
'no checking',10,'critical/other existing credit','new car',1231,'<100','>=7',3,
'male single',none,4,'real estate',32,none,own,2,'unskilled resident',2,none,no,
good
'0<=X<200',15,'existing paid',radio/tv,802,'<100','>=7',4,'male single',none,3,c
ar,37,none,own,1,skilled,2,none,yes,bad
'no checking',36,'critical/other existing credit',business,6304,'no known saving
s','>=7',4,'male single',none,4,'real estate',36,none,own,2,skilled,1,none,yes,g
ood
'no checking',24,'existing paid',radio/tv,1533,'<100','<1',4,'female div/dep/mar
',none,3,car,38,stores,own,1,skilled,1,yes,yes,good
'<0',14,'existing paid','new car',8978,'<100','>=7',1,'male div/sep',none,4,'lif
e insurance',45,none,own,1,'high qualif/self emp/mgmt',1,yes,no,bad
'no checking',24,'existing paid',radio/tv,999,'no known savings','>=7',4,'male s
ingle',none,2,car,25,none,own,2,skilled,1,none,yes,good
'no checking',18,'existing paid','new car',2662,'no known savings','4<=X<7',4,'m
ale single',none,3,'life insurance',32,none,own,1,skilled,1,none,no,good
'no checking',12,'critical/other existing credit',furniture/equipment,1402,'500<
=X<1000','4<=X<7',3,'female div/dep/mar',none,4,car,37,none,rent,1,skilled,1,yes
,yes,good
'0<=X<200',48,'all paid','new car',12169,'no known savings',unemployed,4,'male s
ingle','co applicant',4,'no known property',36,none,'for free',1,'high qualif/se
lf emp/mgmt',1,yes,yes,good
'0<=X<200',48,'existing paid',radio/tv,3060,'<100','4<=X<7',4,'male single',none
,4,'real estate',28,none,own,2,skilled,1,none,yes,bad
'<0',30,'existing paid',repairs,11998,'<100','<1',1,'male div/sep',none,1,'no kn
own property',34,none,own,1,'unskilled resident',1,yes,yes,bad
'no checking',9,'existing paid',radio/tv,2697,'<100','1<=X<4',1,'male single',no
ne,2,'real estate',32,none,own,1,skilled,2,none,yes,good
'no checking',18,'critical/other existing credit',radio/tv,2404,'<100','1<=X<4',
2,'female div/dep/mar',none,2,car,26,none,own,2,skilled,1,none,yes,good
'<0',12,'existing paid',furniture/equipment,1262,'no known savings','>=7',2,'mal
e div/sep',none,4,'life insurance',49,none,own,1,'unskilled resident',1,yes,yes,
good
'no checking',6,'existing paid',furniture/equipment,4611,'<100','<1',1,'female d
iv/dep/mar',none,4,'life insurance',32,none,own,1,skilled,1,none,yes,bad
'no checking',24,'existing paid',radio/tv,1901,'100<=X<500','1<=X<4',4,'male sin
gle',none,4,car,29,none,rent,1,'high qualif/self emp/mgmt',1,yes,yes,good
'no checking',15,'critical/other existing credit','used car',3368,'>=1000','>=7'
,3,'male single',none,4,'no known property',23,none,rent,2,skilled,1,yes,yes,goo
d
'no checking',12,'existing paid',furniture/equipment,1574,'<100','1<=X<4',4,'mal
e single',none,2,'real estate',50,none,own,1,skilled,1,none,yes,good
'>=200',18,'all paid',radio/tv,1445,'no known savings','4<=X<7',4,'male single',
none,4,car,49,bank,own,1,'unskilled resident',1,none,yes,good
div/dep/mar',none,4,'real estate',24,none,own,1,skilled,1,none,yes,bad
'0<=X<200',9,'existing paid','new car',276,'<100','1<=X<4',4,'male mar/wid',none
,4,'real estate',22,none,rent,1,'unskilled resident',1,none,yes,good
'0<=X<200',48,'existing paid',other,5381,'no known savings',unemployed,3,'male s
ingle',none,4,'no known property',40,bank,'for free',1,'unemp/unskilled non res'
,1,yes,yes,good
'no checking',24,'existing paid',furniture/equipment,5511,'100<=X<500','1<=X<4',
4,'male single',none,1,car,25,stores,own,1,skilled,1,none,yes,good
'>=200',24,'existing paid',furniture/equipment,3749,'<100','<1',2,'female div/de
p/mar',none,4,car,26,none,own,1,skilled,1,none,yes,good
'0<=X<200',12,'existing paid','new car',685,'<100','4<=X<7',2,'male mar/wid',non
e,3,car,25,bank,own,1,'unskilled resident',1,none,yes,bad
'>=200',4,'existing paid','new car',1494,'no known savings','<1',1,'male single'
,none,2,'real estate',29,none,own,1,'unskilled resident',2,none,no,good
'<0',36,'all paid',furniture/equipment,2746,'<100','>=7',4,'male single',none,4,
car,31,bank,own,1,skilled,1,none,yes,bad
'<0',12,'existing paid',furniture/equipment,708,'<100','1<=X<4',2,'male single',
guarantor,3,'life insurance',38,none,own,1,'unskilled resident',2,none,yes,good
'0<=X<200',24,'existing paid',furniture/equipment,4351,'no known savings','1<=X<
4',1,'female div/dep/mar',none,4,'life insurance',48,none,own,1,'unskilled resid
ent',1,yes,yes,good
'no checking',12,'critical/other existing credit',education,701,'<100','1<=X<4',
4,'male single',none,2,car,32,none,own,2,skilled,1,none,yes,good
'<0',15,'delayed previously',furniture/equipment,3643,'<100','>=7',1,'female div
/dep/mar',none,4,'life insurance',27,none,own,2,'unskilled resident',1,none,yes,
good
'0<=X<200',30,'critical/other existing credit','new car',4249,'<100',unemployed,
4,'male mar/wid',none,2,car,28,none,own,2,'high qualif/self emp/mgmt',1,none,yes
,bad
'<0',24,'existing paid',radio/tv,1938,'<100','<1',4,'male div/sep',none,3,'life
insurance',32,none,own,1,skilled,1,none,yes,bad
'<0',24,'existing paid','used car',2910,'<100','4<=X<7',2,'male single',none,1,'
no known property',34,none,'for free',1,'high qualif/self emp/mgmt',1,yes,yes,go
od
'<0',18,'existing paid',furniture/equipment,2659,'>=1000','1<=X<4',4,'male singl
e',none,2,car,28,none,own,1,skilled,1,none,yes,good
'no checking',18,'critical/other existing credit','new car',1028,'<100','1<=X<4'
,4,'female div/dep/mar',none,3,'real estate',36,none,own,2,skilled,1,none,yes,go
od
'<0',8,'critical/other existing credit','new car',3398,'<100','4<=X<7',1,'male s
ingle',none,4,'real estate',39,none,own,2,'unskilled resident',1,none,no,good
'no checking',12,'critical/other existing credit',furniture/equipment,5801,'no k
nown savings','>=7',2,'male single',none,4,'life insurance',49,none,rent,1,skill
ed,1,yes,yes,good
'no checking',24,'existing paid','new car',1525,'>=1000','4<=X<7',4,'female div/
dep/mar',none,3,car,34,none,own,1,skilled,2,yes,yes,good
'>=200',36,'existing paid',radio/tv,4473,'<100','>=7',4,'male single',none,2,car
,31,none,own,1,skilled,1,none,yes,good
'0<=X<200',6,'existing paid',radio/tv,1068,'<100','>=7',4,'male single',none,4,c
ar,28,none,own,1,skilled,2,none,yes,good
'<0',24,'critical/other existing credit','used car',6615,'<100',unemployed,2,'ma
le single',none,4,'no known property',75,none,'for free',2,'high qualif/self emp
/mgmt',1,yes,yes,good
'no checking',18,'critical/other existing credit',education,1864,'100<=X<500','1
<=X<4',4,'female div/dep/mar',none,2,'real estate',30,none,own,2,skilled,1,none,
yes,bad
'0<=X<200',60,'existing paid','new car',7408,'100<=X<500','<1',4,'female div/dep
/mar',none,2,'life insurance',24,none,own,1,'high qualif/self emp/mgmt',1,none,y
es,bad
'no checking',48,'critical/other existing credit','used car',11590,'100<=X<500',
ep/mar',none,4,'real estate',23,none,rent,1,skilled,1,none,yes,bad
'0<=X<200',18,'existing paid',education,1239,'no known savings','1<=X<4',4,'male
single',none,4,'no known property',61,none,'for free',1,skilled,1,none,yes,good
'>=200',12,'existing paid',radio/tv,3399,'no known savings','>=7',2,'male single
',none,3,car,37,none,own,1,'high qualif/self emp/mgmt',1,none,yes,good
'>=200',12,'delayed previously','new car',2247,'<100','1<=X<4',2,'female div/dep
/mar',none,2,car,36,stores,own,2,skilled,1,yes,yes,good
'no checking',6,'existing paid',furniture/equipment,1766,'<100','1<=X<4',1,'male
mar/wid',none,2,'life insurance',21,none,rent,1,skilled,1,none,yes,good
'<0',18,'existing paid',furniture/equipment,2473,'<100',unemployed,4,'male singl
e',none,1,car,25,none,own,1,'unemp/unskilled non res',1,none,yes,bad
'no checking',12,'existing paid',business,1542,'<100','4<=X<7',2,'male single',n
one,4,car,36,none,own,1,skilled,1,yes,yes,good
'no checking',18,'critical/other existing credit','used car',3850,'<100','4<=X<7
',3,'male single',none,1,car,27,none,own,2,skilled,1,none,yes,good
'<0',18,'existing paid',furniture/equipment,3650,'<100','<1',1,'female div/dep/m
ar',none,4,car,22,none,rent,1,skilled,1,none,yes,good
'<0',36,'existing paid',furniture/equipment,3446,'<100','>=7',4,'male single',no
ne,2,car,42,none,own,1,skilled,2,none,yes,bad
'0<=X<200',18,'existing paid',furniture/equipment,3001,'<100','4<=X<7',2,'female
div/dep/mar',none,4,'real estate',40,none,rent,1,skilled,1,none,yes,good
'no checking',36,'existing paid','new car',3079,'no known savings','1<=X<4',4,'m
ale single',none,4,'real estate',36,none,own,1,skilled,1,none,yes,good
'no checking',18,'critical/other existing credit',radio/tv,6070,'<100','>=7',3,'
male single',none,4,car,33,none,own,2,skilled,1,yes,yes,good
'no checking',10,'critical/other existing credit',furniture/equipment,2146,'<100
','<1',1,'female div/dep/mar',none,3,'real estate',23,none,rent,2,skilled,1,none
,yes,good
'no checking',60,'critical/other existing credit','new car',13756,'no known savi
ngs','>=7',2,'male single',none,4,'no known property',63,bank,'for free',1,'high
qualif/self emp/mgmt',1,yes,yes,good
'0<=X<200',60,'all paid',other,14782,'100<=X<500','>=7',3,'female div/dep/mar',n
one,4,'no known property',60,bank,'for free',2,'high qualif/self emp/mgmt',1,yes
,yes,bad
'<0',48,'all paid',business,7685,'<100','4<=X<7',2,'female div/dep/mar',guaranto
r,4,car,37,none,rent,1,skilled,1,none,yes,bad
'no checking',18,'delayed previously',radio/tv,2320,'<100',unemployed,2,'male ma
r/wid',none,3,'real estate',34,none,own,2,skilled,1,none,yes,good
'no checking',7,'delayed previously',radio/tv,846,'no known savings','>=7',3,'ma
le single',none,4,'no known property',36,none,'for free',1,skilled,1,none,yes,go
od
'0<=X<200',36,'existing paid','new car',14318,'<100','>=7',4,'male single',none,
2,'no known property',57,none,'for free',1,'high qualif/self emp/mgmt',1,yes,yes
,bad
'no checking',6,'critical/other existing credit','new car',362,'100<=X<500','1<=
X<4',4,'female div/dep/mar',none,4,car,52,none,own,2,'unskilled resident',1,none
,yes,good
'<0',20,'existing paid',furniture/equipment,2212,'no known savings','4<=X<7',4,'
male single',none,4,car,39,none,own,1,skilled,1,yes,yes,good
'0<=X<200',18,'existing paid','used car',12976,'<100',unemployed,3,'female div/d
ep/mar',none,4,'no known property',38,none,'for free',1,'high qualif/self emp/mg
mt',1,yes,yes,bad
'no checking',22,'existing paid','new car',1283,'no known savings','4<=X<7',4,'f
emale div/dep/mar',none,4,'life insurance',25,none,rent,1,skilled,1,none,yes,goo
d
'>=200',12,'existing paid','new car',1330,'<100','<1',4,'male single',none,1,'re
al estate',26,none,own,1,skilled,1,none,yes,good
'no checking',30,'delayed previously',business,4272,'100<=X<500','1<=X<4',2,'mal
e single',none,2,'life insurance',26,none,own,2,'unskilled resident',1,none,yes,
good
'0<=X<200',12,'existing paid',furniture/equipment,1922,'<100','1<=X<4',4,'male s
ingle',none,2,'life insurance',37,none,own,1,'unskilled resident',1,none,yes,bad
'<0',24,'existing paid','new car',2303,'<100','>=7',4,'male single','co applican
t',1,'real estate',45,none,own,1,skilled,1,none,yes,bad
'0<=X<200',36,'delayed previously','new car',8086,'100<=X<500','>=7',2,'male sin
gle',none,4,car,42,none,own,4,'high qualif/self emp/mgmt',1,yes,yes,bad
'no checking',24,'critical/other existing credit','used car',2346,'<100','4<=X<7
',4,'male single',none,3,car,35,none,own,2,skilled,1,yes,yes,good
'<0',14,'existing paid','new car',3973,'<100',unemployed,1,'male single',none,4,
'no known property',22,none,'for free',1,skilled,1,none,yes,good
'0<=X<200',12,'existing paid','new car',888,'<100','>=7',4,'male single',none,4,
car,41,bank,own,1,'unskilled resident',2,none,yes,bad
'no checking',48,'existing paid',radio/tv,10222,'no known savings','4<=X<7',4,'m
ale single',none,3,car,37,stores,own,1,skilled,1,yes,yes,good
'0<=X<200',30,'no credits/all paid',business,4221,'<100','1<=X<4',2,'female div/
dep/mar',none,1,car,28,none,own,2,skilled,1,none,yes,good
'0<=X<200',18,'critical/other existing credit',furniture/equipment,6361,'<100','
>=7',2,'male single',none,1,'no known property',41,none,own,1,skilled,1,yes,yes,
good
'>=200',12,'existing paid',radio/tv,1297,'<100','1<=X<4',3,'male mar/wid',none,4
,'real estate',23,none,rent,1,skilled,1,none,yes,good
'<0',12,'existing paid','new car',900,'no known savings','1<=X<4',4,'male mar/wi
d',none,2,car,23,none,own,1,skilled,1,none,yes,bad
'no checking',21,'existing paid',furniture/equipment,2241,'<100','>=7',4,'male s
ingle',none,2,'real estate',50,none,own,2,skilled,1,none,yes,good
'0<=X<200',6,'delayed previously',furniture/equipment,1050,'<100',unemployed,4,'
male single',none,1,'life insurance',35,stores,own,2,'high qualif/self emp/mgmt'
,1,yes,yes,good
'>=200',6,'critical/other existing credit',education,1047,'<100','1<=X<4',2,'fem
ale div/dep/mar',none,4,'life insurance',50,none,own,1,'unskilled resident',1,no
ne,yes,good
'no checking',24,'critical/other existing credit',other,6314,'<100',unemployed,4
,'male single','co applicant',2,'no known property',27,bank,own,2,'high qualif/s
elf emp/mgmt',1,yes,yes,good
'0<=X<200',30,'all paid',furniture/equipment,3496,'>=1000','1<=X<4',4,'male sing
le',none,2,car,34,stores,own,1,skilled,2,yes,yes,good
'no checking',48,'all paid',business,3609,'<100','1<=X<4',1,'female div/dep/mar'
,none,1,'real estate',27,stores,own,1,skilled,1,none,yes,good
'<0',12,'critical/other existing credit','new car',4843,'<100','>=7',3,'male sin
gle','co applicant',4,'life insurance',43,none,rent,2,skilled,1,yes,yes,bad
'>=200',30,'critical/other existing credit',radio/tv,3017,'<100','>=7',4,'male s
ingle',none,4,'life insurance',47,none,own,1,skilled,1,none,yes,good
'no checking',24,'critical/other existing credit',business,4139,'100<=X<500','1<
=X<4',3,'male single',none,3,'life insurance',27,none,own,2,'unskilled resident'
,1,yes,yes,good
'no checking',36,'existing paid',business,5742,'100<=X<500','4<=X<7',2,'male sin
gle',none,2,car,31,none,own,2,skilled,1,yes,yes,good
'no checking',60,'existing paid','new car',10366,'<100','>=7',2,'male single',no
ne,4,'life insurance',42,none,own,1,'high qualif/self emp/mgmt',1,yes,yes,good
'no checking',6,'critical/other existing credit','new car',2080,'500<=X<1000','1
<=X<4',1,'male mar/wid',none,2,car,24,none,own,1,skilled,1,none,yes,good
'no checking',21,'delayed previously',business,2580,'500<=X<1000','<1',4,'male s
ingle',none,2,'real estate',41,bank,own,1,'unskilled resident',2,none,yes,bad
'no checking',30,'critical/other existing credit',radio/tv,4530,'<100','4<=X<7',
4,'female div/dep/mar',none,4,car,26,none,rent,1,'high qualif/self emp/mgmt',1,y
es,yes,good
'no checking',24,'critical/other existing credit',furniture/equipment,5150,'<100
','>=7',4,'male single',none,4,car,33,none,own,1,skilled,1,yes,yes,good
'0<=X<200',72,'existing paid',radio/tv,5595,'100<=X<500','1<=X<4',2,'male mar/wi
d',none,2,car,24,none,own,1,skilled,1,none,yes,bad
one,1,'life insurance',32,none,own,1,skilled,2,yes,yes,good
'no checking',15,'existing paid','new car',5324,'500<=X<1000','>=7',1,'female di
v/dep/mar',none,4,'no known property',35,none,'for free',1,skilled,1,none,yes,go
od
'0<=X<200',48,'existing paid','new car',6560,'100<=X<500','4<=X<7',3,'male singl
e',none,2,'life insurance',24,none,own,1,skilled,1,none,yes,bad
'0<=X<200',12,'no credits/all paid',furniture/equipment,2969,'<100','<1',4,'fema
le div/dep/mar',none,3,'life insurance',25,none,rent,2,skilled,1,none,yes,bad
'0<=X<200',9,'existing paid',radio/tv,1206,'<100','>=7',4,'female div/dep/mar',n
one,4,'real estate',25,none,own,1,skilled,1,none,yes,good
'0<=X<200',9,'existing paid',radio/tv,2118,'<100','1<=X<4',2,'male single',none,
2,'real estate',37,none,own,1,'unskilled resident',2,none,yes,good
'no checking',18,'critical/other existing credit',radio/tv,629,'500<=X<1000','>=
7',4,'male single',none,3,'life insurance',32,bank,own,2,'high qualif/self emp/m
gmt',1,yes,yes,good
'<0',6,'all paid',education,1198,'<100','>=7',4,'female div/dep/mar',none,4,'no
known property',35,none,'for free',1,skilled,1,none,yes,bad
'no checking',21,'existing paid','used car',2476,'no known savings','>=7',4,'mal
e single',none,4,'real estate',46,none,own,1,'high qualif/self emp/mgmt',1,yes,y
es,good
'<0',9,'critical/other existing credit',radio/tv,1138,'<100','1<=X<4',4,'male si
ngle',none,4,'real estate',25,none,own,2,'unskilled resident',1,none,yes,good
'0<=X<200',60,'existing paid','new car',14027,'<100','4<=X<7',4,'male single',no
ne,2,'no known property',27,none,own,1,'high qualif/self emp/mgmt',1,yes,yes,bad
'no checking',30,'critical/other existing credit','used car',7596,'no known savi
ngs','>=7',1,'male single',none,4,car,63,none,own,2,skilled,1,none,yes,good
'no checking',30,'critical/other existing credit',radio/tv,3077,'no known saving
s','>=7',3,'male single',none,2,car,40,none,own,2,skilled,2,yes,yes,good
'no checking',18,'existing paid',radio/tv,1505,'<100','1<=X<4',4,'male single',n
one,2,'no known property',32,none,'for free',1,'high qualif/self emp/mgmt',1,yes
,yes,good
'>=200',24,'critical/other existing credit',radio/tv,3148,'no known savings','1<
=X<4',3,'male single',none,2,car,31,none,own,2,skilled,1,yes,yes,good
'0<=X<200',20,'no credits/all paid','used car',6148,'100<=X<500','>=7',3,'male m
ar/wid',none,4,car,31,bank,own,2,skilled,1,yes,yes,good
'>=200',9,'no credits/all paid',radio/tv,1337,'<100','<1',4,'male single',none,2
,car,34,none,own,2,'high qualif/self emp/mgmt',1,yes,yes,bad
'0<=X<200',6,'all paid',education,433,'>=1000','<1',4,'female div/dep/mar',none,
2,'life insurance',24,bank,rent,1,skilled,2,none,yes,bad
'<0',12,'existing paid','new car',1228,'<100','1<=X<4',4,'female div/dep/mar',no
ne,2,'real estate',24,none,own,1,'unskilled resident',1,none,yes,bad
'0<=X<200',9,'existing paid',radio/tv,790,'500<=X<1000','1<=X<4',4,'female div/d
ep/mar',none,3,'real estate',66,none,own,1,'unskilled resident',1,none,yes,good
'no checking',27,'existing paid','new car',2570,'<100','1<=X<4',3,'female div/de
p/mar',none,3,'real estate',21,none,rent,1,skilled,1,none,yes,bad
'no checking',6,'critical/other existing credit','new car',250,'>=1000','1<=X<4'
,2,'female div/dep/mar',none,2,'real estate',41,bank,own,2,'unskilled resident',
1,none,yes,good
'no checking',15,'critical/other existing credit',radio/tv,1316,'500<=X<1000','1
<=X<4',2,'male mar/wid',none,2,'life insurance',47,none,own,2,'unskilled residen
t',1,none,yes,good
'<0',18,'existing paid',radio/tv,1882,'<100','1<=X<4',4,'female div/dep/mar',non
e,4,car,25,bank,rent,2,skilled,1,none,yes,bad
'0<=X<200',48,'all paid',business,6416,'<100','>=7',4,'female div/dep/mar',none,
3,'no known property',59,none,rent,1,skilled,1,none,yes,bad
'>=200',24,'critical/other existing credit',business,1275,'>=1000','1<=X<4',2,'m
ale div/sep',none,4,'real estate',36,none,own,2,skilled,1,yes,yes,good
'0<=X<200',24,'delayed previously',radio/tv,6403,'<100','<1',1,'male single',non
e,2,car,33,none,own,1,skilled,1,none,yes,good
'<0',24,'existing paid',radio/tv,1987,'<100','1<=X<4',2,'male single',none,4,'re
al estate',21,none,rent,1,'unskilled resident',2,none,yes,bad
'0<=X<200',8,'existing paid',radio/tv,760,'<100','4<=X<7',4,'female div/dep/mar'
,guarantor,2,'real estate',44,none,own,1,'unskilled resident',1,none,yes,good
'no checking',24,'existing paid','used car',2603,'>=1000','1<=X<4',2,'female div
/dep/mar',none,4,car,28,none,rent,1,skilled,1,yes,yes,good
'no checking',4,'critical/other existing credit','new car',3380,'<100','4<=X<7',
1,'female div/dep/mar',none,1,'real estate',37,none,own,1,skilled,2,none,yes,goo
d
'0<=X<200',36,'all paid','domestic appliance',3990,'no known savings','<1',3,'fe
male div/dep/mar',none,2,'no known property',29,bank,own,1,'unemp/unskilled non
res',1,none,yes,good
'0<=X<200',24,'existing paid','used car',11560,'<100','1<=X<4',1,'female div/dep
/mar',none,4,car,23,none,rent,2,'high qualif/self emp/mgmt',1,none,yes,bad
'<0',18,'existing paid','new car',4380,'100<=X<500','1<=X<4',3,'male single',non
e,4,car,35,none,own,1,'unskilled resident',2,yes,yes,good
'no checking',6,'critical/other existing credit','new car',6761,'<100','4<=X<7',
1,'male single',none,3,'no known property',45,none,own,2,'high qualif/self emp/m
gmt',2,yes,yes,good
'0<=X<200',30,'no credits/all paid',business,4280,'100<=X<500','1<=X<4',4,'femal
e div/dep/mar',none,4,car,26,none,rent,2,'unskilled resident',1,none,yes,bad
'<0',24,'all paid','new car',2325,'100<=X<500','4<=X<7',2,'male single',none,3,c
ar,32,bank,own,1,skilled,1,none,yes,good
'0<=X<200',10,'all paid',radio/tv,1048,'<100','1<=X<4',4,'male single',none,4,'r
eal estate',23,stores,own,1,'unskilled resident',1,none,yes,good
'no checking',21,'existing paid',radio/tv,3160,'no known savings','>=7',4,'male
single',none,3,'life insurance',41,none,own,1,skilled,1,yes,yes,good
'<0',24,'all paid',furniture/equipment,2483,'500<=X<1000','1<=X<4',4,'male singl
e',none,4,'real estate',22,stores,own,1,skilled,1,yes,yes,good
'<0',39,'critical/other existing credit',furniture/equipment,14179,'no known sav
ings','4<=X<7',4,'male single',none,4,'life insurance',30,none,own,2,'high quali
f/self emp/mgmt',1,yes,yes,good
'<0',13,'critical/other existing credit',business,1797,'<100','<1',3,'male singl
e',none,1,'life insurance',28,bank,own,2,'unskilled resident',1,none,yes,good
'<0',15,'existing paid','new car',2511,'<100',unemployed,1,'female div/dep/mar',
none,4,car,23,none,rent,1,skilled,1,none,yes,good
'<0',12,'existing paid','new car',1274,'<100','<1',3,'female div/dep/mar',none,1
,'real estate',37,none,own,1,'unskilled resident',1,none,yes,bad
'no checking',21,'existing paid','used car',5248,'no known savings','1<=X<4',1,'
male single',none,3,car,26,none,own,1,skilled,1,none,yes,good
'no checking',15,'existing paid','used car',3029,'<100','4<=X<7',2,'male single'
,none,2,car,33,none,own,1,skilled,1,none,yes,good
'<0',6,'existing paid',furniture/equipment,428,'<100','>=7',2,'female div/dep/ma
r',none,1,'life insurance',49,bank,own,1,skilled,1,yes,yes,good
'<0',18,'existing paid','new car',976,'<100','<1',1,'female div/dep/mar',none,2,
car,23,none,own,1,'unskilled resident',1,none,yes,bad
'0<=X<200',12,'existing paid',business,841,'100<=X<500','4<=X<7',2,'female div/d
ep/mar',none,4,'real estate',23,none,rent,1,'unskilled resident',1,none,yes,good
'no checking',30,'critical/other existing credit',radio/tv,5771,'<100','4<=X<7',
4,'female div/dep/mar',none,2,car,25,none,own,2,skilled,1,none,yes,good
'no checking',12,'delayed previously',repairs,1555,'>=1000','>=7',4,'male single
',none,4,'no known property',55,none,'for free',2,skilled,2,none,yes,bad
'<0',24,'existing paid','new car',1285,'no known savings','4<=X<7',4,'female div
/dep/mar',none,4,'no known property',32,none,rent,1,skilled,1,none,yes,bad
'>=200',6,'critical/other existing credit','new car',1299,'<100','1<=X<4',1,'mal
e single',none,1,'real estate',74,none,own,3,'unemp/unskilled non res',2,none,no
,good
'>=200',15,'critical/other existing credit',radio/tv,1271,'no known savings','1<
=X<4',3,'male single',none,4,'no known property',39,none,'for free',2,skilled,1,
yes,yes,bad
'no checking',24,'existing paid','new car',1393,'<100','1<=X<4',2,'male single',
guarantor,2,'real estate',31,none,own,1,skilled,1,yes,yes,good
'<0',12,'critical/other existing credit','new car',691,'<100','>=7',4,'male sing
le',none,3,'life insurance',35,none,own,2,skilled,1,none,yes,bad
'no checking',15,'critical/other existing credit','new car',5045,'no known savin
gs','>=7',1,'female div/dep/mar',none,4,car,59,none,own,1,skilled,1,yes,yes,good
'<0',18,'critical/other existing credit',furniture/equipment,2124,'<100','1<=X<4
',4,'female div/dep/mar',none,4,'real estate',24,none,rent,2,skilled,1,none,yes,
bad
'<0',12,'existing paid',radio/tv,2214,'<100','1<=X<4',4,'male single',none,3,'li
fe insurance',24,none,own,1,'unskilled resident',1,none,yes,good
'no checking',21,'critical/other existing credit','new car',12680,'no known savi
ngs','>=7',4,'male single',none,4,'no known property',30,none,'for free',1,'high
qualif/self emp/mgmt',1,yes,yes,bad
'no checking',24,'critical/other existing credit','new car',2463,'100<=X<500','4
<=X<7',4,'male mar/wid',none,3,'life insurance',27,none,own,2,skilled,1,yes,yes,
good
'0<=X<200',12,'existing paid',radio/tv,1155,'<100','>=7',3,'male mar/wid',guaran
tor,3,'real estate',40,bank,own,2,'unskilled resident',1,none,yes,good
'<0',30,'existing paid',furniture/equipment,3108,'<100','<1',2,'male div/sep',no
ne,4,'life insurance',31,none,own,1,'unskilled resident',1,none,yes,bad
'no checking',10,'existing paid','used car',2901,'no known savings','<1',1,'fema
le div/dep/mar',none,4,'real estate',31,none,rent,1,skilled,1,none,yes,good
'0<=X<200',12,'critical/other existing credit',furniture/equipment,3617,'<100','
>=7',1,'male single',none,4,car,28,none,rent,3,skilled,1,yes,yes,good
'no checking',12,'critical/other existing credit',radio/tv,1655,'<100','>=7',2,'
male single',none,4,'real estate',63,none,own,2,'unskilled resident',1,yes,yes,g
ood
'<0',24,'existing paid','used car',2812,'no known savings','>=7',2,'female div/d
ep/mar',none,4,'real estate',26,none,rent,1,skilled,1,none,yes,good
'<0',36,'critical/other existing credit',education,8065,'<100','1<=X<4',3,'femal
e div/dep/mar',none,2,'no known property',25,none,own,2,'high qualif/self emp/mg
mt',1,yes,yes,bad
'no checking',21,'critical/other existing credit','used car',3275,'<100','>=7',1
,'male single',none,4,car,36,none,own,1,'high qualif/self emp/mgmt',1,yes,yes,go
od
'no checking',24,'critical/other existing credit',radio/tv,2223,'100<=X<500','>=
7',4,'male single',none,4,'life insurance',52,bank,own,2,skilled,1,none,yes,good
'>=200',12,'critical/other existing credit','new car',1480,'500<=X<1000',unemplo
yed,2,'male single',none,4,'no known property',66,bank,'for free',3,'unemp/unski
lled non res',1,none,yes,good
'<0',24,'existing paid','new car',1371,'no known savings','1<=X<4',4,'female div
/dep/mar',none,4,'real estate',25,none,rent,1,skilled,1,none,yes,bad
'no checking',36,'critical/other existing credit','new car',3535,'<100','4<=X<7'
,4,'male single',none,4,car,37,none,own,2,skilled,1,yes,yes,good
'<0',18,'existing paid',radio/tv,3509,'<100','4<=X<7',4,'female div/dep/mar',gua
rantor,1,'real estate',25,none,own,1,skilled,1,none,yes,good
'no checking',36,'critical/other existing credit','used car',5711,'>=1000','>=7'
,4,'male single',none,2,car,38,none,own,2,'high qualif/self emp/mgmt',1,yes,yes,
good
'0<=X<200',18,'existing paid',repairs,3872,'<100',unemployed,2,'female div/dep/m
ar',none,4,car,67,none,own,1,skilled,1,yes,yes,good
'0<=X<200',39,'critical/other existing credit',radio/tv,4933,'<100','4<=X<7',2,'
male single',guarantor,2,'real estate',25,none,own,2,skilled,1,none,yes,bad
'no checking',24,'critical/other existing credit','new car',1940,'>=1000','>=7',
4,'male single',none,4,'real estate',60,none,own,1,skilled,1,yes,yes,good
'0<=X<200',12,'no credits/all paid',retraining,1410,'<100','1<=X<4',2,'male sing
le',none,2,'real estate',31,none,own,1,'unskilled resident',1,yes,yes,good
'0<=X<200',12,'existing paid','new car',836,'100<=X<500','<1',4,'female div/dep/
mar',none,2,'life insurance',23,bank,own,1,'unskilled resident',1,none,yes,bad
'0<=X<200',20,'existing paid','used car',6468,'no known savings',unemployed,1,'m
ad
'0<=X<200',8,'existing paid',business,907,'<100','<1',3,'male mar/wid',none,2,'r
eal estate',26,none,own,1,skilled,1,yes,yes,good
'0<=X<200',6,'existing paid',radio/tv,484,'<100','4<=X<7',3,'male mar/wid',guara
ntor,3,'real estate',28,bank,own,1,'unskilled resident',1,none,yes,good
'<0',36,'critical/other existing credit','used car',9629,'<100','4<=X<7',4,'male
single',none,4,car,24,none,own,2,skilled,1,yes,yes,bad
'<0',48,'existing paid','domestic appliance',3051,'<100','1<=X<4',3,'male single
',none,4,car,54,none,own,1,skilled,1,none,yes,bad
'<0',48,'existing paid','new car',3931,'<100','4<=X<7',4,'male single',none,4,'n
o known property',46,none,'for free',1,skilled,2,none,yes,bad
'0<=X<200',36,'delayed previously','new car',7432,'<100','1<=X<4',2,'female div/
dep/mar',none,2,'life insurance',54,none,rent,1,skilled,1,none,yes,good
'no checking',6,'existing paid','domestic appliance',1338,'500<=X<1000','1<=X<4'
,1,'male div/sep',none,4,'real estate',62,none,own,1,skilled,1,none,yes,good
'no checking',6,'critical/other existing credit',radio/tv,1554,'<100','4<=X<7',1
,'female div/dep/mar',none,2,car,24,none,rent,2,skilled,1,yes,yes,good
'<0',36,'existing paid',other,15857,'<100',unemployed,2,'male div/sep','co appli
cant',3,car,43,none,own,1,'high qualif/self emp/mgmt',1,none,yes,good
'<0',18,'existing paid',radio/tv,1345,'<100','1<=X<4',4,'male mar/wid',none,3,'r
eal estate',26,bank,own,1,skilled,1,none,yes,bad
'no checking',12,'existing paid','new car',1101,'<100','1<=X<4',3,'male mar/wid'
,none,2,'real estate',27,none,own,2,skilled,1,yes,yes,good
'>=200',12,'existing paid',radio/tv,3016,'<100','1<=X<4',3,'male mar/wid',none,1
,car,24,none,own,1,skilled,1,none,yes,good
'<0',36,'existing paid',furniture/equipment,2712,'<100','>=7',2,'male single',no
ne,2,'life insurance',41,bank,own,1,skilled,2,none,yes,bad
'<0',8,'critical/other existing credit','new car',731,'<100','>=7',4,'male singl
e',none,4,'real estate',47,none,own,2,'unskilled resident',1,none,yes,good
'no checking',18,'critical/other existing credit',furniture/equipment,3780,'<100
','<1',3,'male div/sep',none,2,car,35,none,own,2,'high qualif/self emp/mgmt',1,y
es,yes,good
'<0',21,'critical/other existing credit','new car',1602,'<100','>=7',4,'male mar
/wid',none,3,car,30,none,own,2,skilled,1,yes,yes,good
'<0',18,'critical/other existing credit','new car',3966,'<100','>=7',1,'female d
iv/dep/mar',none,4,'real estate',33,bank,rent,3,skilled,1,yes,yes,bad
'no checking',18,'no credits/all paid',business,4165,'<100','1<=X<4',2,'male sin
gle',none,2,car,36,stores,own,2,skilled,2,none,yes,bad
'<0',36,'existing paid','used car',8335,'no known savings','>=7',3,'male single'
,none,4,'no known property',47,none,'for free',1,skilled,1,none,yes,bad
'0<=X<200',48,'delayed previously',business,6681,'no known savings','1<=X<4',4,'
male single',none,4,'no known property',38,none,'for free',1,skilled,2,yes,yes,g
ood
'no checking',24,'delayed previously',business,2375,'500<=X<1000','1<=X<4',4,'ma
le single',none,2,car,44,none,own,2,skilled,2,yes,yes,good
'<0',18,'existing paid','new car',1216,'<100','<1',4,'female div/dep/mar',none,3
,car,23,none,rent,1,skilled,1,yes,yes,bad
'<0',45,'no credits/all paid',business,11816,'<100','>=7',2,'male single',none,4
,car,29,none,rent,2,skilled,1,none,yes,bad
'0<=X<200',24,'existing paid',radio/tv,5084,'no known savings','>=7',2,'female d
iv/dep/mar',none,4,car,42,none,own,1,skilled,1,yes,yes,good
'>=200',15,'existing paid',radio/tv,2327,'<100','<1',2,'female div/dep/mar',none
,3,'real estate',25,none,own,1,'unskilled resident',1,none,yes,bad
'<0',12,'no credits/all paid','new car',1082,'<100','1<=X<4',4,'male single',non
e,4,car,48,bank,own,2,skilled,1,none,yes,bad
'no checking',12,'existing paid',radio/tv,886,'no known savings','1<=X<4',4,'fem
ale div/dep/mar',none,2,car,21,none,own,1,skilled,1,none,yes,good
'no checking',4,'existing paid',furniture/equipment,601,'<100','<1',1,'female di
v/dep/mar',none,3,'real estate',23,none,rent,1,'unskilled resident',2,none,yes,g
ood
surance',31,none,rent,1,skilled,1,yes,yes,bad
'0<=X<200',48,'no credits/all paid',other,18424,'<100','1<=X<4',1,'female div/de
p/mar',none,2,'life insurance',32,bank,own,1,'high qualif/self emp/mgmt',1,yes,n
o,bad
'no checking',10,'existing paid','used car',2848,'100<=X<500','1<=X<4',1,'male s
ingle','co applicant',2,'real estate',32,none,own,1,skilled,2,none,yes,good
'<0',6,'existing paid','new car',14896,'<100','>=7',1,'male single',none,4,'no k
nown property',68,bank,own,1,'high qualif/self emp/mgmt',1,yes,yes,bad
'<0',24,'existing paid',furniture/equipment,2359,'100<=X<500',unemployed,1,'male
div/sep',none,1,'life insurance',33,none,own,1,skilled,1,none,yes,bad
'<0',24,'existing paid',furniture/equipment,3345,'<100','>=7',4,'male single',no
ne,2,'life insurance',39,none,rent,1,'high qualif/self emp/mgmt',1,yes,yes,bad
'no checking',18,'critical/other existing credit',furniture/equipment,1817,'<100
','1<=X<4',4,'female div/dep/mar',none,2,'no known property',28,none,own,2,skill
ed,1,none,yes,good
'no checking',48,'delayed previously',radio/tv,12749,'500<=X<1000','4<=X<7',4,'m
ale single',none,1,car,37,none,own,1,'high qualif/self emp/mgmt',1,yes,yes,good
'<0',9,'existing paid',radio/tv,1366,'<100','<1',3,'female div/dep/mar',none,4,'
life insurance',22,none,rent,1,skilled,1,none,yes,bad
'0<=X<200',12,'existing paid','new car',2002,'<100','4<=X<7',3,'male single',non
e,4,'life insurance',30,none,rent,1,skilled,2,yes,yes,good
'<0',24,'all paid',furniture/equipment,6872,'<100','<1',2,'male div/sep',none,1,
'life insurance',55,bank,own,1,skilled,1,yes,yes,bad
'<0',12,'all paid','new car',697,'<100','<1',4,'male single',none,2,car,46,bank,
own,2,skilled,1,yes,yes,bad
'<0',18,'critical/other existing credit',furniture/equipment,1049,'<100','<1',4,
'female div/dep/mar',none,4,'life insurance',21,none,rent,1,skilled,1,none,yes,g
ood
'<0',48,'existing paid','used car',10297,'<100','4<=X<7',4,'male single',none,4,
'no known property',39,stores,'for free',3,skilled,2,yes,yes,bad
'no checking',30,'existing paid',radio/tv,1867,'no known savings','>=7',4,'male
single',none,4,car,58,none,own,1,skilled,1,yes,yes,good
'<0',12,'delayed previously','new car',1344,'<100','1<=X<4',4,'male single',none
,2,'real estate',43,none,own,2,'unskilled resident',2,none,yes,good
'<0',24,'existing paid',furniture/equipment,1747,'<100','<1',4,'male single','co
applicant',1,'life insurance',24,none,own,1,'unskilled resident',1,none,no,good
'0<=X<200',9,'existing paid',radio/tv,1670,'<100','<1',4,'female div/dep/mar',no
ne,2,car,22,none,own,1,skilled,1,yes,yes,bad
'no checking',9,'critical/other existing credit','new car',1224,'<100','1<=X<4',
3,'male single',none,1,'real estate',30,none,own,2,skilled,1,none,yes,good
'no checking',12,'critical/other existing credit',radio/tv,522,'500<=X<1000','>=
7',4,'male single',none,4,'life insurance',42,none,own,2,skilled,2,yes,yes,good
'<0',12,'existing paid',radio/tv,1498,'<100','1<=X<4',4,'female div/dep/mar',non
e,1,car,23,bank,own,1,skilled,1,none,yes,good
'0<=X<200',30,'delayed previously',radio/tv,1919,'100<=X<500','<1',4,'male singl
e',none,3,'no known property',30,stores,own,2,'high qualif/self emp/mgmt',1,none
,yes,bad
'>=200',9,'existing paid',radio/tv,745,'<100','1<=X<4',3,'female div/dep/mar',no
ne,2,'real estate',28,none,own,1,'unskilled resident',1,none,yes,bad
'0<=X<200',6,'existing paid',radio/tv,2063,'<100','<1',4,'male mar/wid',none,3,c
ar,30,none,rent,1,'high qualif/self emp/mgmt',1,yes,yes,good
'0<=X<200',60,'existing paid',education,6288,'<100','1<=X<4',4,'male single',non
e,4,'no known property',42,none,'for free',1,skilled,1,none,yes,bad
'no checking',24,'critical/other existing credit','used car',6842,'no known savi
ngs','1<=X<4',2,'male single',none,4,'life insurance',46,none,own,2,'high qualif
/self emp/mgmt',2,yes,yes,good
'no checking',12,'existing paid','new car',3527,'no known savings','<1',2,'male
single',none,3,'life insurance',45,none,own,1,'high qualif/self emp/mgmt',2,yes,
yes,good
'no checking',10,'existing paid','new car',1546,'<100','1<=X<4',3,'male single',