Rbi Assistant Prelims Day - 12 (E) 167757947066
Rbi Assistant Prelims Day - 12 (E) 167757947066
Reasoning Ability
D. Two A. Shoes-Bag
E. Both c & d B. Toys- Mobile
C. Bag-Laptop
18) Watch was delivered on which of the D. Watch-Shirt
following day? E. Shirt- Mobile
A. Tuesday
B. Thursday 20) Which of the following statements is/are not
C. Wednesday true with respect to the final arrangement?
D. Friday A. Shirt was delivered on Wednesday
E. Monday B. Only three things were delivered after Toys
C. Only two things were delivered between
19) Four of the following five are alike in a certain Watch and Bag
way as per the final arrangement and hence form D. Mobile was delivered on Saturday
a group. Find the one which does not belong to E. Both b & d
that group.
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We have,
P is designated as Senior Manager.
Only two persons are designated between
P and K.
From the above condition, there are two Directions (6-10):
possibilities. 6) Answer: D
7) Answer: B
8) Answer: D
9) Answer: E
10) Answer: C
Final arrangement:
We have,
A sits sixth to the right of F, who sits
Again we have,
Only two persons sit between A and J,
who sits to the right of A.
R sits fourth to the left of F.
We have,
From the above condition, case 1 gets
Q sits second to the right of G.
eliminated
Only two persons sit between G and J.
From the above condition, there are two
possibilities
Again we have,
S sits exactly between F and C.
E sits second to the right of S.
Again we have,
Only six persons sit between M and E.
The number of persons sitting between J
Only four persons sit to the right of M.
and Q is the same as the number of persons
Hence, case 2 shows the final arrangement.
sitting between P and D, who doesn’t sit
adjacent to G.
T doesn’t sit in the middle of the sides.
So Case2 gets eliminated, hence the final
arrangement becomes
Directions (11-15):
11. Answer: D
12. Answer: B
13. Answer: C
14. Answer: E
Directions (16-20):
16) Answer: B
17) Answer: D
18) Answer: E
19) Answer: E (Only one day is between the
Again we have,
delivery of both the things in each option, except
Toys was delivered immediately after
in option E.
Bag.
20) Answer: E
Shoes was delivered before Mobile but
Final arrangement:
not on Monday.
From the above conditions, case 2 gets
eliminated. Hence, case 1 shows the final
arrangement.
We have,
Laptop was delivered after Friday.
Only two things were delivered between
laptop and Shirt.
Watch was delivered two days before
Shirt.
Score Booster
Directions (1-3): Study the following information Six persons - L, M, J, P, Q, and S have different
carefully and answer the questions given below. number of shirts. P has four shirts more than S. J
has less number of shirts than only M. Q has 4) A, D, K, J and M has different weights. M is
three shirts more than P. S does not have the lighter than K. D is heavier than only J. A is
least number of shirts. The one who has the lighter than K. Who will be the second-heaviest
second least number of shirts has 13 shirts. The person among them?
difference between the shirts with Q and S is one a) M
less than the number of shirts with L. b) A
1) What is the sum of the number of shirts with P c) K
and S? d) Cannot be determined
a) 32 e) None of these
b) 30
c) 28 5) In a queue, Manoj is standing 16th from the
d) 34 front and Arun is standing 22nd from the last.
e) 31 While Shaw is standing exactly between Manoj
and Arun and there are 57 persons in the queue.
2) If the difference between the number of shirts Then, how many persons are there between
with P and S is twice the difference between the Manoj and Shaw?
number of shirts with J and Q, then how many a) 13
shirts does J have? b) 7
a) 22 c) 9
b) 23 d) 11
c) 24 e) None of these
d) 28
e) None of these Directions (6-10): Read the following information
carefully and answer the questions given below.
3) How many persons have more number of 9352384526851475432615798
shirts than P? 6) If in the given series all the odd digits are
a) Three subtracted by 1 then how many digits are more
b) Two than 6?
c) One A. Three
d) No one B. Two
e) Four C. More than four
D. Four
E. None
E.5
7) How many odd digits are there in the given
series each of which is immediately preceded Directions (11-15): Study the following
and followed by even digits? information carefully and answer the questions
A. None given below.
B. Three In a certain code language,
C. Two “Economic crunch world wide” is written as ‘cl yd
D. One qr jn’
E. More than three “Indian banking house giants” is written as ‘pw
am eg ho’
8) What is the sum of the digits which are “Wide range banking sector” is written as ‘qr ws
immediately preceded by “1” in the given series? xf am’
A.11 “World sector giants ways” is written as ‘ho yd ib
B.8 ws’
C.9 11) What is the code for the word “ways” in the
D.12 given code language?
E.10 A.yd
B.ws
9) Which of the following odd digit is 14th from C. ib
the left end in the given series? D. ho
A.3 E. None of these
B.8
C.5 12) Which of the following phrase denotes the
D.9 code “jn am” in the given code language?
E. None of the above A. Crunch banking
B. Economic sector
10) If the first fifteen digits are revered in the C. Banking economic
given series, then which of the following digit is D. Either a or c
thirteen from the right end? E. Either b or c
A.3
B.8 13) What is the code for the word “Range” in the
C.9 given code language?
D.1 A. am
7) Answer: B
Given series
9352384526851475432615798
8) Answer: C
5) Answer: C
20) Answer: C
I. O > Z (O = I ≥ Y ≥ J ≥ K ≥ W ≥ M ≥ Z) True
II. O = Z (O = I ≥ Y ≥ J ≥ K ≥ W ≥ M ≥ Z) True
Either conclusion I or II is true.
Quantitative Aptitude
Directions (01-05): Read the following information carefully and answer the questions.
The given line graph shows the total number of vehicles manufactured and also given the percentage of
the number of vehicles sold in a famous company over five years i.e., 2018, 2019, 2020, 2021 and 2022.
1. Among the total number of vehicles sold in number of vehicles sold with defects in 2020 is
2021, 1/14th of the vehicles are electric vehicles what percentage of the total number of vehicles
which is 73% of the total electric vehicles manufactured in 2020?
manufactured. Find the difference between the a) 8 %
total number of electric vehicles manufactured b) 9 %
and the total number of non-electric vehicles c) 4 %
manufactured in 2021. d) 2 %
a) 88000 e) None of these
b) 84000
c) 74000 3. 10%, 4% and 5% of the total number of
d) 91000 vehicles sold in 2022, 2019 and 2018 which are
e) None of these exported to other countries respectively. Find the
average number of vehicles sold in 2022, 2019
2. In 2020, the ratio of the number of vehicles and 2018 which are exported to other countries.
sold without any defects to the number of a) 5591
vehicles sold with defects is 1225 : 29. The b) 5681
Directions (06-10): Read the following information carefully and answer the questions.
The given radar graph shows the total number of visitors to HAL museum on five days such as Monday,
Tuesday, Wednesday, Saturday and Sunday of week 1 and week 2.
6. If 53% of the visitors on Saturday of week 2 the number of female visitors on Saturday of
and 63% of the visitors on Tuesday of week 1 week 2.
are female visitors, then find the ratio of the a) 81 : 153
number of male visitors on Tuesday of week 1 to b) 72 : 155
13. 415 liters of mixture contains 20% water and c) Rs. 13525.9
the rest is milk. If after sometime, n liters of milk d) Rs. 21929.6
and (n-11) liters of water is added to the e) None of these
mixture,then the resultant mixture contains 24%
of water and the rest is milk. Find the final 16. Lily covers 40 km upstream in 800 minutes
quantity of milk in the mixture. and she also covers 60 km downstream in 600
a) 355 liters minutes. How much time will she take to cover
b) 395 liters 54 km in still water?
c) 380 liters a) 660 minutes
d) 405 liters b) 840 minutes
e) None of these c) 720 minutes
d) 760 minutes
14. The ratio of Anu’s age after four years to e) None of these
Banu’s present age is 16 : 9, while Anu is six
years elder than Charu. The ratio between 17. X can do a piece of work in 12 days, X and Z
Banu’s age 15 years hence and Charu’s age ten can do it in 8 days and X, Y and Z in 32/5 days.
years ago is 1 : 1. What is the square root of total If Y started the work and worked only for 3 days
present age of Banu and Anu? and then X worked on it for 3 days and left from
a) 15 the work and the remaining work is done by Z
b) 19 only. If Z also worked on it for 5 days only, then
c) 13 what part of the work in left now? (Level : Hard)
d) 11 a) 45/96
e) None of these b) 43/96
c) 17/32
15. For the new year sale, air conditioner is sold d) 15/32
after giving two successive discounts of 15% and e) None of these
x% respectively. The marked price of the air
conditioner is Rs. 76500. After giving the 18. If the radius of the base of a cone is
discounts, it was sold for Rs. 39015, while the increased to 5/3 times of original radius, then the
cost price was 20% more than the selling price. volume of the new cone becomes 8/3 times the
Find the profit price of the air conditioner, if the volume of the original cone. What will be the ratio
air conditioner is sold at the profit of x%. of the height of the original cone to that of the
a) Rs. 18727.2 new cone?
b) Rs. 19828.4 a) 25 : 24
b) 26 : 27 d) 17.5 km/hr
c) 21 : 23 e) None of these
d) 24 : 29
e) None of these 20. There are 4750 students in a law college. In
the next year it was found that, the number of
19. Two places P and Q are 240 km from each boys decreased by 17% and the number of girls
other. Emy leaves from P to Q in cycle and at the increased by 14%, then the total number of
same time her friend Joe walks from Q to P. students in college becomes 4950, then find the
They both meet after 12 hours. If Emy’s cycle number of girls in the college after increased?
speed is 15 km/hr more than her friend, then find a) 3705
the speed of Emy. b) 3807
a) 15.5 km/hr c) 3727
b) 19.5 km/hr d) 3805
c) 12.5 km/hr e) None of these
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e) 50 a) 11
b) 10
9. (√1089.01 – 32.94) ÷ √50 + 19.88 =?2.01 c) 9
a) 5√5 d) 6
b) 4√5 e) 8
c) 3√5
d) 7√5 14. 2, 3, 15, 36, ?, 345
e) 2√5 a) 120
b) 110
10. 36.07 * 10.82 – 125% of 279.92 =? + √195 c) 130
a) 28 d) 140
b) 32 e) 150
c) 24
d) 38 15. 21, 22, ?, 42, 106, 362
e) 20 a) 34
b) 26
Directions (11-15): What value should come in c) 28
the place of (?) in the following number series? d) 30
11. 9, 22, 50, 101, ?, 304 e) 32
a) 183
b) 173 Directions (16-20): Find out the wrong number in
c) 163 the following number series.
d) 193 16. 2, 6, 25, 96, 280, 568
e) 203 a) 280
b) 568
12. 73, 78, 85.5, 95.5, 108, ? c) 96
a) 140 d) 25
b) 134 e) 6
c) 123
d) 116 17. 5, 261, 389, 458, 485, 501
e) 148 a) 389
b) 485
13. 13, 6, ?, 15, 89, 786 c) 261
39 =? 48 + 15 = 123
y2 – y – 5y + 5 = 0 x=6
y (y – 1) – 5 (y – 1) = 0 2y2 + 5y = 33
(y – 5) (y – 1) = 0 2y2 + 5y – 33 = 0
y = 1, 5 2y2 – 6y + 11y – 33 = 0
x<y 2y (y – 3) + 11 (y – 3) = 0
(2y + 11) (y – 3) = 0
25. Answer: A y = -11/2, 3/2
x = (1296)1/4 x>y
English Language
6. A. Only A
Column I Column II B. Only C
Underground supplies A) are the C. Both A and C
account for about half of cheapest source D. Only B
the water used of drinking water E. All A, B and C
domestically by the for rural villagers
world’s population 8.
B) the availability
and__________, most of Column I Column II
of groundwater is
whom are not Commenting on Sri A) recover from the
reduced
connected to public or Lanka’s death and
C) the metro
private supply systems. reported suspension of file the
water is the
Chinese energy claim.
primal source of
projects in B)expressed
drink water
the three northern disappointment
A. Only A
islands that they were
B. Both A and B
off Jaffna in Sri Lanka’s “interrupted
C. Only C
Northern Province, Mr. for unknown
D. Only B
Qi reasons”.
E. All A, B and C
______________. C) voiced his
dissatisfaction
7.
regarding the
Column I Column II
disturbances.
In Indonesia's capital, A) causing the
A. Both B and C
Jakarta, rapid mega-city to sink
B. Only C
urbanisation and by about 5-10 cm
C. Both A and C
disappearing water each year.
D. Only B
catchment areas mean B) whereas India
E. All A, B and C
most residents rely on suffered the worst
wells that drain water crisis.
9.
underground aquifers, C) resulting the
________________. Column I Column II
population with
Since the spotted
no reliable
deer are weak- A) little over
access to drinking
hearted halfway through its
water in future.
nation can prosper III. The late fall breeze had chilled my skin and I
B. Only C A. Only I
Directions (11-15): A word is given and the word E. None of the given
E. adhere, appeal
20. A prolonged _________ in Europe could
19. Sri Lanka is _________ an ________ ________ the global economy into recession.
economic crisis for months now. A. dilemma, peril
A. battling, unprecedented B. dispute, demolish
B. Hoping, outrageous C. conflict, tip
C. Experiencing, voracious D. temptation, elevate
D. Baiting, illusionary E. protests, reward
E. Involving, unexpected
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3. Answer: E 5. Answer: D
● No replacement is required. ● Replace ‘relinquishing’ with
● ‘Disputes’ means ‘disagreement, ‘strengthening’.
argument, or debate’. ● ‘Strengthening’ means ‘to make
● ‘Controversies’ means ‘disagreement, something stronger or more effective, or
typically when prolonged, public, and to become stronger or more effective’
heated’. ● ‘Relinquishing’ means ‘voluntarily cease
● ‘Fights’ means ‘a violent confrontation or to keep or claim; give up’.
struggle’. ● ‘Restructure’ means ‘organize differently’.
● ‘Arguments’ means ‘an exchange of ● ‘Assessing’ means ‘evaluate or estimate
diverging or opposite views, typically a the nature, ability, or quality of’.
heated or angry one’. ● ‘Abandoning’ means ‘give up completely
● ‘Demands’ means ‘an insistent and (a course of action, a practice, or a way of
peremptory request, made as if by right’. thinking)’.
4. Answer: C 6. Answer: A
● Replace ‘accessible’ with ‘susceptible’. ● Only A could fit the blank.
● ‘Susceptible’ means ‘likely or liable to be ● The sentence is about the importance of
influenced or harmed by a particular underground water.
thing’. ● ‘Whom’ in the sentence refers to ‘rural
● ‘Accessible’ means ‘of a person, typically villagers’ in the phrase A.
one in a position of authority or ● The complete sentence is ‘Underground
importance) friendly and easy to talk to; supplies account for about half of the
approachable’. water used domestically by the world’s
● ‘Tending’ means ‘regularly or frequently population and are the cheapest source of
behavingin a particular way or havinga drinking water for rural villagers, most of
certain characteristic’. whom are not connected to public or
● ‘Entrance’ means ‘fill (someone) with private supply systems.’
wonder and delight, holding their entire 7. Answer: C
attention’. ● Both A and C could be the answer.
● ‘Menace’ means ‘a person or thing that is
likely to cause harm; a threat or danger’.
● The sentence talks about the situation in modified vehicle and phrase B says why
Indonesia and phrases A and C saythe the truck is modified.
consequence of the situation. ● The complete sentence is, ‘Since the
● The complete sentence is, ‘In Indonesia's spotted deer are weak-hearted animals
capital, Jakarta, rapid urbanisation and susceptible to a sudden change in the
disappearing water catchment areas environment, the workers modified a large
mean most residents rely on wells that truck for their translocation with the
drain underground aquifers causing the creation of water bodies, fountainsand
mega-city to sink by about 5-10 cm each grass carpet.’
year / resulting the population with no
reliable access to drinking water in future.’ 10. Answer: D
● Only B could fit the blank. Both A and C
8. Answer: A are irrelevant to the context.
● Both B and C have similar meaning and ● The sentencetalks about selection of
both could fit the blank. regionsfor plantation and its
● The sentence talks about the suspension consequences.
of Chinese projects in Srilanka and ● The complete sentence is ‘If wrong areas
Mr.Qi’s view on it. are selected for plantation, the natural
● The complete sentence is, ‘Commenting habitat may get altered, which will cause
on Sri Lanka’s reported suspension of habitat specialist species to become
Chinese energy projects in the three extinct.’
northern islands off Jaffna in Sri Lanka’s
Northern Province, Mr. Qi expressed 11. Answer: B
disappointment that they were ● ‘Adopt’ means ‘choose to take up, follow,
“interrupted for unknown reasons” / or use.’
voiced his dissatisfaction regarding the ● In sentence I and II, the words ‘adopt’ and
disturbances. ‘adoption’ are used correctly.
● In sentence III, ‘adopt’ is inappropriate.
9. Answer: B And it needs to be replaced by ‘adapt’.
● Only B could fit the blank. ● ‘Adapt’ means ‘become adjusted to new
● The sentence says about transferring conditions’.
spotted deer to some location through a
12. Answer: D
● The sentence says videos and other ● ‘Admit’ means ‘accept as valid’.
learning channels have takenover the ● ‘Reveal’ means ‘make (previously
traditional medium and provides a holistic unknown or secret information) known to
experience to the students. others’.
● ‘Superiority’ means ‘the state of being ● ‘Relay’ means ‘receive and pass on
superior’. (information or a message)’.
● ‘Pragmatic’ means ‘dealing with things ● ‘Plead’ means ‘make an emotional
sensibly and realistically in a way that is appeal’.
based on practical rather than theoretical ● ‘Respect’ means ‘admire (someone or
considerations’. something) deeply, as a result of their
● ‘Supersede’ means ‘take the place of (a abilities, qualities, or achievements’.
person or thing previously in authority or ● ‘Revert’ means ‘return to (a previous
use); supplant.’ state, practice, topic, etc.)’.
● ‘Agonizing’ means ‘causing great physical
or mental pain’. 19. Answer: A
● ‘Leading’ means ‘most important’. ● ‘Battling’ means ‘fight or struggle
● ‘Unbearable’ means ‘not able to be tenaciously to achieve or resist
endured or tolerated’. something’.
● ‘Imperative’ means ‘of vital importance; ● ‘Unprecedented’ means ‘never done or
crucial’. known before’.
● ‘Extraordinary’ means ‘very unusual or ● The sentence says Srilanka is fighting an
remarkable’. unprecedented economic crisis.
● ‘Hoping’ means ‘want something to
18. Answer: E happen or be the case’.
● ‘Adhere’ means ‘believe in and follow the ● ‘Outrageous’ means ‘shockingly bad or
practices of’. excessive’.
● ‘Appeal’ means ‘apply to a higher court for ● ‘Experiencing’ means ‘encounter or
a reversal of the decision of a lower undergo (an event or occurrence)’.
court’. ● ‘Voracious’ means ‘wanting or devouring
● The sentence says everyone has to follow great quantities of food’.
the orders of the court and if not satisfied ● ‘Baiting’ means ‘deliberately annoying or
they can apply to a higher court for a taunting (someone)’.
reversal of the decision.
key to enhanced (B) recovery from Covid, a The finances of large public sector banks may
spring-cleaning (C) of bank balance sheets is in look better after this clean-up shoring up
order (D)). depositor confidence. The GNPA ratios of banks,
The NARCL proposes to buy out ₹ 2 lakh crore particularly public sector banks, which have been
worth of fully-provisioned loans (loans that are creeping up lately, may moderate if they get to
carried at zero value in the books), which will transfer some of their legacy bad loans to
immediately reduce the banks’ GNPA burden. NARCL. Improved credit flow can give the
After the sale, banks are expected to pursue tentatively recovering economy a leg up. The
recoveries on more recent loans and to lend, government will not directly spend taxpayer
instead of chasing chronic defaulters. The money to again recapitalize banks.
NARCL, with a large stockpile of stressed loans, 1. Under the new framework, how banks will get
is expected to have better clout than individual its payment from NARCL?
banks to pursue recoveries. A. NARCL will acquire stressed assets from
If it manages to recover something from the bad banks and infuse recovered value directly to the
loans, banks which sold them will get a direct banks
bottom-line boost. Given that NARCL is only B. The stressed assets will be acquired through
going to take over fully provided-for loans, it will a 5 percent upfront cash payment and 75
take them over at a 80-90 per cent haircut. It will percent in the form of security receipts
not be required to immediately fork out cash. It C. NARCL will recover Rs. 2 lakh crore and
will pay the banks 15 per cent of the value infuse it in banks in a phased manner
upfront, paying the balance in Security Receipts D. The stressed assets will be acquired through
(SRs), which will be redeemed as and when a 15 percent upfront cash payment and 85
recoveries are made against the loans. percent in the form of security receipts
The government has now offered to make up the E. None of these
shortfalls between the value of these SRs and
actual recoveries up to a sum of ₹ 30,600 crore. 2. According to the passage what is the key idea
This will make the SRs more valuable for banks behind the formation of the bad bank?
holding them and they may get to cash out too. A. To tackle the problem of mounting bad debts
Instead of directly bailing out public sector banks in the banking sector
by infusing capital, the government is nudging B. It is a corporate entity that alienates illiquid
banks to promote NARCL to rid them of some of and risky assets held by banks and financial
their bad loans, while offering some sops to institutions or group of banks
NARCL to smoothen its path.
C. It is created to help banks clean their balance D. Government will give back-stop to pay the
sheets by transferring their bad loans so that the gap between the realized value and the face
banks can focus on their core business value of receipt
D. Both (A) and (C) E. None of these
E. All of the above
5. Which of the following options is true
3. Which of the following options can justify this regarding the formation of the new bad bank?
statement “banks are expected to pursue lending A. The whole idea is to ensure the capital growth
rather than hunting for defaulters”? and a robust banking system
A. The sale of bad loans helps the banks recoup B. To overcome the burgeoning issue of bad
some of the money they had lent to companies debts
B. If banks deal with bad loans their capital and C. To mount the growing problem of bad debts in
management capacity clogs and affects the the banking sector
lending process D. Both (A) and (B)
C. Banks are usually skilled in lending but not E. All of the above
recovery and resolution of bad loans
D. Banks clear off their balance sheets by 6. In the passage a sentence in given in bracket
transferring bad loans and focus on lending there four words may or may not be in their
activities correct positions. The sentence is then followed
E. All of the above by options with the correct combination of words
that should replace each other in order to make
4. Instead of infusing capital in banks, how will the sentence grammatically and contextually
the government help the banks in dealing with correct. Find the correct combination of words
bad loans? that replace each other. If the sentence is correct
A. Government will spend taxpayers’ money to as it is, select ‘E’ as your answer.
recapitalize banks A. Only (B) – (C)
B. Government will take irrecoverable loans from B. Only (A) – (D)
the bank’s books and sell them to prospective C. Only (A) – (B)
buyers through India Debt Resolution Company D. Both (B)- (C) and (A) – (D)
Ltd. E. The statement is correct
C. Government will pay the balance between
interest income and interest paid on the loans 7. According to the passage, which option is the
opposite of Nudging?
A. Push A. E
B. Poke B. A
C. Dissuade C. C
D. Encourage D. B
E. Wheedle E. D
Directions (8-12): Following are the jumbled 9. Rearrange the given highlighted sentence to
sentences, arrange the sentences to make a form a grammatically and contextually
coherent paragraph. meaningful sentence.
A. And supporting women with digital education and supporting women with digital education and
and enabling them (A)/ programme that aims at enabling them (A)/ programme that aims at
building, empowering (B)/the new initiative building, empowering (B)/ the new initiative
“Microsoft Diversity Skilling” is a 10-month (C)/ to “Microsoft Diversity Skilling” is a 10-month (C)/ to
play a pivotal role in uplifting the economy.(D)/ play a pivotal role in uplifting the economy.(D)/
B. He also said that they intend to enhance the A. CBAD
livelihood opportunities of women in a B. ABCD
disadvantageous position and has scant C. DABC
exposure to technical skills and knowledge, D. BACD
through this programme. E. No rearrangement required
C. The initiative will develop four courses that will
emphasise on Employability, Entrepreneurship, 10. Which one of the following is the ‘Third’
English learning and Digital Productivity sentence after rearrangement?
D. The Andhra Pradesh State Skill Development A. E
Corporation (APSSDC) has collaborated with the B. A
National Skill Development Corporation and C. C
Microsoft to launch a new skilling initiative to D. B
empower women across the State. E. D
E. Women in the 16 to 35 age group are eligible
to apply for this programme,as said by S. 11. Which one of the following is the
Satyanarayana, Managing Director of the ‘Penultimate’ sentence after rearrangement?
APSSDC. A. E
8. Which one of the following is the ‘First’ B. A
sentence after rearrangement? C. C
D. B A. E
E. D B. A
C. C
12. Which of the following statements is D. B
grammatically incorrect? E. D
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(Banks are expected to pursue recoveries on The correct statement is- Since enhanced credit
more recent loans and to lend, instead of flow is a key to quick recovery from covid, a
chasing chronic defaulters) spring – cleaning of bank balance sheets is in
order
4. Answer: D
Option (A) – is opposite to the context of the 7. Answer: C
passage Meaning of “nudging”- push (someone /
(The government will not directly spend something) gently or gradually and gently
taxpayers’ money to again recapitalize banks) encourage (someone) to do something
Options (B) and (C) – both are out of context Except option (C), all are synonyms of “nudging”
Option (D) – is mentioned in the passage Meaning of “Dissuade”- persuade (someone) not
(The government has now offered to make up for to take a particular course of action
the shortfalls between the value of these SRs
and the actual recoveries up to a sum of 8. Answer: E
₹ 30,600 crore. This will make the SRs more sentence D
valuable for banks holding them and they may The correct arrangement is DACEB
get to cash out too) The Andhra Pradesh State Skill Development
Corporation (APSSDC) has collaborated with the
5. Answer: D National Skill Development Corporation and
Option (C) – is opposite to the context of the Microsoft to launch a new skilling initiative to
passage. Bad bank is not made to increase the empower women across the State.
problem of bad debts but to resolve it. Sentence “A” on arranging gives us the direct
Options (A) and (B) – both are correct options. information about the new initiative “Microsoft
They support the context of the passage, that Diversity Skilling”, it did not introduce any
the bad bank is tasked to acquire bad debts form reasons and whereabouts of the course; thus it
several banks. cannot be the first sentence of the passage.
(When a bank accumulates too many loans on Sentence “C” & “E” gives further information
which borrowers are dodging payments, it thinks about the programme, without mentioning why
of shoving these loans on to a ‘bad bank’ so that this course was introduced. Lastly, the sentence
it can start off with a clean slate) “B” starts with the pronoun, “He also said” from
which we can infer that the speaker has already
6. Answer: C spoken previously. Thus all these sentences
cannot be the first sentence of the passage.