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HDMF 36mos

The document provides an initial computation sheet for a property purchase. It details the total selling price, payment options including loan amounts and amortization schedules, and various fees. It also notes several important terms and conditions of the purchase.

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ishiegonzales02
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16 views1 page

HDMF 36mos

The document provides an initial computation sheet for a property purchase. It details the total selling price, payment options including loan amounts and amortization schedules, and various fees. It also notes several important terms and conditions of the purchase.

Uploaded by

ishiegonzales02
Copyright
© © All Rights Reserved
Available Formats
Download as PDF, TXT or read online on Scribd
Download as pdf or txt
Download as pdf or txt
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INITIAL COMPUTATION SHEET

NAME OF BUYER: DATE: July 13, 2022


PROJECT: PHINMA MAAYO SAN JOSE UNIT: SALVA

TOTAL SELLING PRICE: (PhP) 5,676,160.00 BLK 38 LOT 1


PAYMENT OPTIONS (PhP)
TOTAL SELLING PRICE 5,676,160.00
ADD: PROCESSING FEE 304,080.00
TOTAL CONTRACT PRICE: 5,980,240.00

HDMF (Pag-IBIG) PAYMENT (Computation for maximum loan value, loan value may change subject to buyer's capability)⁴
I. TOTAL CONTRACT PRICE: 5,980,240.00
LESS: RESERVATION FEE 20,000.00
NET TCP 5,960,240.00
ESTIMATED LOAN VALUE 4,540,928.00 *Total loan value is subject to change without prior notice when new appraisal is applied.*
DOWNPAYMENT & PF 1,419,312.00
* LOAN AMOUNT AND AMORTIZATION ARE ESTIMATES ONLY AND SUBJECT TO CREDIT APPROVAL.

A. DOWNPAYMENT : 1,419,312.00 (36 MONTHS TO PAY @ 0% INTEREST RATE)


INSTALLMENT BASIS 39,425.33 (AUG 2022 TO JULY 2025)

* DOWNPAYMENT AMORTIZATION WILL START ON


* EVERY DELAY OF PAYMENT HAS A CORRESPONDING PENALTY. BUYER'S CONFORME
II. LOAN VALUE MONTHLY AMORTIZATION⁵ (MA) OPTIONS (PhP/mo.)
MONTHLY
YEAR TERMS GROSS INCOME
AMORTIZATION
30 YEARS 30,693.39 87,695.39 Note: Re-pricing every __3__ years
25 YEARS 32,652.30 93,292.28
20 YEARS 35,847.57 102,421.62
15 YEARS 41,547.98 118,708.51
10 YEARS 53,552.96 153,008.47
5 YEARS 90,840.11 259,543.18

OTHER FEES: PMSJ


MOVE-IN FEE:
ASSOCIATION DUES - (UNIT):
ADJOINING FEE:
RESTORATION FEE - (ADJOINING UNIT):

NOTES:
1. PRICES AND TERMS ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE. Unit availability is on a first-come-first-served basis.
2. Reservation Fee is non-refundable and will be forfeited once account is cancelled / backed-out.
3. Loan amount is based on the 90% / 85% of the HDMF appraisal and amortization are estimates only and subject to credit approval. In the event that the
Loan Value approved by HDMF is less than the estimated Loan Value in the pricelist the equity/downpayment should be paid in 3 equal monthly
payments prior to delivery of the housing loan application to HDMF.
4. Pag-IBIG Computation is based on loan value. Equity portion and amortization are applicable for local members only.
5. Pag-IBIG Overseas Program (POP) members are subject to POP guidelines on Loan value.
6. Pag-IBIG monthly amortization includes HDMF upgrade (if any).
7. Parking slot is subject to parking dues. Only unit owners can avail of Parking slots.
8. Price for AEA Sato III (UNITS) and Parking Slots (ALL PROJECTS) are VAT inclusive.
9. Cash Discount does not apply to parking slot.
10. In case of Bank Financing, the monthly amortization is based on the bank's prevailing rate at the time of the loan. Indicative rate only based on the 10% interest per annum.
11. Computation presented herein DOES NOT INCLUDE MOVE-IN FEES, MAINTENANCE FEE, PARKING SLOTS and CONNECTION FEE & RESTORATION FEE for adjoining units.
12. PHINMA Properties reserves the right to correct errors in prices, terms, unit details and status of the properties in the event that discrepancies are discovered.

PREPARED BY: RECEIVED BY:

Broker / In-House Div. and Agent's Name Signature over Printed Name / Date

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