Best Payment Processing Software

Compare the Top Payment Processing Software as of December 2025

What is Payment Processing Software?

Payment processing software is software used to facilitate payments made to and from businesses. It can process these transactions quickly and securely, allowing merchants to run their operations smoothly. The software is often integrated with point-of-sale systems or accounting programs, allowing for seamless tracking of all financial information. Users can easily manage payment gateways, report on transactions, and reconcile accounts with detailed analytics tools. Compare and read user reviews of the best Payment Processing software currently available using the table below. This list is updated regularly.

  • 1
    NMI Payments
    NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently.
    Starting Price: Contact us
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  • 2
    Podium

    Podium

    Podium

    Podium is a comprehensive AI-driven lead management and communication platform utilized by over 100,000 businesses seeking to enhance customer acquisition and retention. At the heart of Podium’s innovation is its AI employee, which ensures businesses respond to incoming leads instantly around the clock, dramatically improving conversion rates and revenue growth. The platform assists businesses in generating more customer reviews, improving their Google rankings, and unifying their lead channels into a single, manageable dashboard. Through the web and mobile applications, businesses can call and text customers, send payment links for quick transactions, and deploy bulk messaging campaigns to boost repeat sales. Podium’s powerful AI-driven automations seamlessly manage customer interactions across multiple communication platforms, providing accurate and timely responses that help drive sales.
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    Starting Price: $399 per month
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  • 3
    SportsPlus

    SportsPlus

    Thapos Inc

    Modern and feature-rich sports management software platform for clubs, leagues, governing bodies, tournament operators, sports facility managers, teams, coaches, officials, players, and parents. Mobile-friendly and secure all-in-one sports platform to manage registrations, payments, scheduling, teams, leagues, tournaments, facilities, communication, fundraising, members, website, and mobile app. A complete solution to run all types of tournaments. Allows efficient scheduling of sports facilities and online facility booking. Run membership programs and take care of members. In-built team app, including mobile app for all organization teams to manage team communication, live chat, scheduling, roster, player availability, volunteers, and pictures. Integrated player portal to manage player performance, profile, and family members. All-in-one sports platform for both organizers and participants.
    Starting Price: $49 per month
  • 4
    Mozaic

    Mozaic

    Mozaic

    Mozaic reaches creators all over the world, making it easy to collaborate with and pay creators anywhere and at scale. Between advances in technology and a global pandemic, we live in an age where people are creating together all over the world. As a global platform, we support payouts to over 199 major countries. Global payments means multiple currencies. We process payments in over 135 currencies globally, so you can pay creators the way they want to be paid. Whether you need to pay collaborators in other countries, recoup expenses before payouts or automatically split royalty earnings with your team – Mozaic makes it easy with simple smart contracts and flexible APIs for music distributors. The team that wins together gets paid together with Mozaic. No more waiting for one team member to get around to paying everyone. Automatically split earnings on sites like Twitch, YouTube and others as soon as the competition is over.
    Starting Price: $25 per transaction
  • 5
    Edlio

    Edlio

    Edlio

    Beautifully designed school websites powered by our feature-rich content management system (CMS). Each school has a distinct set of goals and challenges. We make great looking websites that capture the spirit of each school, while our suite of tools like newsletters and mass email/text/voicemail ensure that schools can easily keep families in the loop no matter how big or intimate the school community. No programming required. Existing school staff can quickly update and edit pages, events, media, and alerts using a visual, intuitive interface. Easily integrates Microsoft and Google calendars. Accepting online payments through Edlio Pay simplifies life for busy parents, increases revenue, and improves back end processes and transparency for schools, all with a familiar shopping experience for parents. Effectively connect educators with families with this parent engagement platform. Two way conversations, shared calendars, volunteer management, and event signups in one place.
  • 6
    Ko-fi

    Ko-fi

    Ko-fi Labs

    The friendly and free way for fans to support your work for the price of a coffee. Get paid directly with 0% fees from Ko-fi. Make an income however suits you without pressure to publish to a schedule. Receive donations and messages from people who love what you do. Share your best work and let supporters see your creative process. Let fans buy unique, original work just for them. Build a monthly income from your most dedicated supporters. It takes just 60 seconds to personalize your page and showcase your work. Tell fans about your page and funding goals on all of your social profiles. Receive money and messages of support directly with 0% transaction fees from Ko-fi.
  • 7
    Buy Me a Coffee

    Buy Me a Coffee

    Buy Me a Coffee

    Buy Me a Coffee is a simple, meaningful way to fund your creative work. Without stitching together a bunch of apps like Patreon, Mailchimp, and a donate button — you can accept support, memberships, and build a direct relationship with your fans. Your fans are going to love it. Buy Me a Coffee makes supporting fun and easy. In just a couple of taps, your fans can make the payment (buy you a coffee) and leave a message. They don’t even have to create an account. Earn a recurring income by accepting monthly or yearly membership. Share exclusive content, or just give them a way to support your work on an ongoing basis. The things you’d like to sell probably do not belong in a Shopify store. Extras is designed from the ground up with creators in mind. Whether it’s a 1-1 Zoom call, Art commissions, or an ebook, Extras is the best way to sell it. You have 100% ownership of your supporters. We never email them, and you can export the list any time you like.
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