Best Payment Processing Software for Windows
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Compare the Top Payment Processing Software for Windows as of February 2026
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What is Payment Processing Software for Windows?
Payment processing software is software used to facilitate payments made to and from businesses. It can process these transactions quickly and securely, allowing merchants to run their operations smoothly. The software is often integrated with point-of-sale systems or accounting programs, allowing for seamless tracking of all financial information. Users can easily manage payment gateways, report on transactions, and reconcile accounts with detailed analytics tools. Compare and read user reviews of the best Payment Processing software for Windows currently available using the table below. This list is updated regularly.
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1
NMI Payments
NMI
NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently. -
2
Podium
Podium
Podium is a comprehensive AI-driven lead management and communication platform utilized by over 100,000 businesses seeking to enhance customer acquisition and retention. At the heart of Podium’s innovation is its AI employee, which ensures businesses respond to incoming leads instantly around the clock, dramatically improving conversion rates and revenue growth. The platform assists businesses in generating more customer reviews, improving their Google rankings, and unifying their lead channels into a single, manageable dashboard. Through the web and mobile applications, businesses can call and text customers, send payment links for quick transactions, and deploy bulk messaging campaigns to boost repeat sales. Podium’s powerful AI-driven automations seamlessly manage customer interactions across multiple communication platforms, providing accurate and timely responses that help drive sales.Starting Price: $399 per month -
3
RetailEdge
High Meadow Business Solutions
RetailEdge is an easy to use and feature-rich point of sale (POS) and inventory management software solution for retail businesses. RetailEdge offers multi-location support, credit card processing, website integration, mobile POS, and gift card management capabilities within a suite. The solution supports secure and mobile payments like EMV and Apple Pay and integrates with multiple e-commerce platforms for efficient order processing and price updates. RetailEdge was developed in June of 1989 to provide a powerful, flexible, full-featured POS software and hardware solution at a reasonable price that is easy to install, use, and configure, but also affordable to maintain and run. We strongly believe that a good POS solution, in addition to providing great features for a low price, must be supported well. So we have developed a strong support system that provides a backbone of local resellers and quick access to US-based Tier 3 (highest) level support.Starting Price: $495.00/one-time -
4
EBizCharge
EBizCharge
EBizCharge is the leader in integrated B2B payment processing, powering secure payment acceptance for over 400,000 users across the US and Canada. Our payment platform allows businesses to securely accept transactions anywhere, anytime, inside 50+ ERP, CRM, and accounting solutions. EBizCharge transforms payment operations by increasing processing efficiency, eliminating double entry, reducing errors, and improving security. Our suite provides online and mobile credit card processing, ACH payments, multi-currency support, real-time processing, secure encryption and tokenization, email payment links, customer portals, and comprehensive transaction reporting. EBizCharge is PCI-compliant with advanced data encryption and tokenization, ensuring all payment data is secured. EBizCharge integrates with QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica, and more.Starting Price: $25/month -
5
The Card Association
The Card Association
Unlock effortless payment processing solutions with The Card Association. Our comprehensive array of setup options ensures seamless transactions for your business needs. Whether you require traditional card reader payments, convenient mobile payment capabilities, robust e-commerce solutions, or fully integrated POS (point of sale) applications, we have you covered. With our user-friendly interface and versatile platform, you can easily navigate through various payment methods to cater to your diverse clientele. Our team is dedicated to providing you with top-notch support and guidance every step of the way, ensuring a smooth transition and optimal performance. Experience the convenience and efficiency of modern payment processing with The Card Association. Join countless satisfied merchants who have streamlined their transactions and elevated their business operations. Discover why businesses trust us for secure, reliable, and customizable payment solutions. -
6
Autodeals
Autodeals Inc
Autodeals, Inc. is a cloud based dealer management solution provider. Our comprehensive solutions include Dealer Management, Accounting & AutoCollections, Electronic Signatures, Payment Processing, LenderHawk, Messaging & CRM, Websites & Leads, Service Center, and Wholesale Dealers. The primary solutions are augmented by inventory management, forms management, BHPH, Payment Solutions, regulatory compliance, vehicle valuations, vehicle history reports, vehicle specifications, credit reporting, Reynolds & Reynolds Law Contracts and more. Compare us to any platform for ease of use, speed, security, and reliability. Single and multi-location dealerships. Start managing your Dealership for a lifetime of success. Available contracts, forms, taxes and fees in 50 US States.Starting Price: $149/month -
7
PremierCashier
NetResources
Tired of integrating PSP's and handling cashier complexity? PremierCashier is your no-code, scalable e-commerce solution. With one API integration you can access hundreds of payment solutions. Any device, any language, and any currency - including many popular cryptocurrencies. Smart credit card routing with intelligent failover, clever rules and algorithms to ensure you never lose a transaction. Bring your own merchant accounts or use our payment consulting to ensure you maximize your payment potential in any geo market. Our payment orchestration software is lightning fast and extremely customizable. Automatic customer profiling allows you to keep your processing secure while providing your customers with a VIP experience. And our dashboard is unrivaled in terms of providing you with actionable information at your fingertips. Plus, our latest API makes for a fast and robust integration to your CRM/ERP. Contact us to get started!Starting Price: $750 USD - no percentages! -
8
HoneyBook
HoneyBook
HoneyBook helps creative entrepreneurs and freelancers book more clients, manage projects and get paid all in one place. With their business management software, you can automate your busy work and stay on top of all your to-dos, saving time and money so you can grow your business. Its like your own personal assistant. This all-in-one management platform streamlines business processes, from first inquiry to final payment, so business owners can spend less time on administrative work and more time focusing on what got them passionate about their business in the first place. With their proposals, invoices, contracts, payments, and scheduling at your fingertips, HoneyBook gives you everything you need to give clients an unforgettable experience.Starting Price: $19 monthly ($16 annually) -
9
Exact Payments
Exact Payments
Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes nearly 1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax. Exact is integrated with leading processors in the US and Canada, including Elavon, Fiserv, Global Payments/TSYS, Chase Canada, and Moneris. Our payment solutions are designed for performance and reliability, supporting over 10,000 merchant clients and delivering 99.99% uptime availability with transaction response times of less than 1 second.Starting Price: Free -
10
Weave
Weave
Weave is the all-in-one customer communication and engagement platform for small business. From the first phone call to the final invoice and every touchpoint in between, Weave connects the entire customer journey. Weave’s software solutions transform how local businesses attract, communicate with and engage customers to grow their business. The first Utah company to join Y Combinator, Weave has set the bar for Utah startup achievement & work culture. In the past year, Weave has been included in the Forbes Cloud 100, Inc. 5000 fastest-growing companies in America, and Glassdoor Best Places to Work. -
11
SubscriptionFlow
SubscriptionFlow
SubscriptionFlow is a subscription management software that automates the billing and payment processes for businesses. It incorporates a range of SaaS billing models for recurring payment systems along with a stringent region-based tax management process. With real-time AI-powered analytics and reporting, SubscriptionFlow provides useful insights that help streamlines business revenue. An automated and tailored subscription management system eliminates the overhead of time-consuming and labour-intensive work that ultimately increases business productivity in a shorter period of time. Moreover, it helps introduce efficiency in the business operations while automating the recurring billing subscriptions of users. Hence, it results in increased brand reputation, customer experience, and business revenue.Starting Price: $79 / Month -
12
Easy Pay Direct
Easy Pay Direct
Easy Pay Direct is the fastest safe way to process payments. We offer full service merchant accounts so you can worry less about account shutdowns, holds and reserves and focus more on your business. From its conception, Easy Pay Direct was designed to make your life easier. From our staff to the technology within the solution itself, we are here to help. Business owners need products that are efficient, effective, and, most importantly, easy to use. You have enough on your plate; processing credit cards should not be a headache. Easy and seamless integration to over 250 shopping carts, recurring billing, decline recovery, chargeback management, custom payment links, white glove customer service, plus so much more. Our customer service is here to help, and we are always a call, text, or email away whenever you need us. Find out why the nation's top entrepreneurs trust Easy Pay Direct. Notable clients: Grant Cardone, Frank Kern, Wes Watson, Fortune Builders & MoreStarting Price: 2.44% and 0.29 -
13
Payrix
Payrix
Payrix is on a mission to be the global leader in embedded payments for vertical software businesses. We are committed to giving our clients more freedom and peace of mind with a proven solution that helps eliminate friction, unleash their possibilities with new revenue, and make their customers’ lives easier. Payrix clients including Real Green Systems, Storable, iClassPro and SupporterHub have harnessed our unique, all-in-one platform — combined with a white-glove approach — that enables them to capitalize on the opportunities within embedded payments for growth, innovation, and transformation. -
14
SDK.finance
SDK.finance
SDK.finance is a white-label core payments platform, serving as a backbone for building fintech products on top. Available in cloud PaaS and on-premise with the source code license versions, the platform caters to businesses of all sizes - from startups seeking affordable software to SMBs and enterprises that need scalability and independence.Starting Price: Contact us -
15
Computop Paygate
Computop
Computop offers its customers around the world local and innovative omnichannel solutions for payment processing and fraud prevention, for e-commerce and POS. With the Computop Paygate payment platform, retailers, service providers and industrial enterprises have the flexibility to choose from over 350 payment methods. Computop, a global player with locations in Germany, England and the USA, has been servicing large international companies for more than 25 years, including global brands such as C&A, Fossil, Otto Group, Sixt, Swarovski and Wargaming. Computop carbon-neutrally processes transactions with a combined value of USD 33 billion in 127 currencies.Starting Price: $29 per month -
16
ChargeOn
Cyntexa
ChargeOn is a 100% Salesforce-native application designed to simplify, automate, and optimize how businesses handle payments — all within Salesforce. It bridges the gap between your Salesforce CRM and 14+ leading payment gateways, giving your team a unified platform to streamline your overall payment management. Why Businesses Need ChargeOn Businesses often faced challenges in receiving Salesforce payments due to manual processes. these processes slowed revenue recognition, resulted in duplication of records and imped customer experiences. ChargeOn eliminates these challenges by providing a seamless payment ecosystem inside Salesforce — ensuring faster collections, improved cash flow, and improved visibility in customer's payment journey. No more switching between systems or chasing failed payments — everything happens in one place, securely and automatically.Starting Price: $3500 -
17
Diversified Billing
Diversified Technology Corp
Utility Billing Software that is Complete ... Comprehensive ... Contemporary. Diversified Technology has been developing and supporting utility billing software for more than 30 years. Diversified Billing software is used by some 350 utilities across the county to generate more than 7 million utility bills annually. It is rich and full-featured. It offers clients the opportunity to improve customer service and satisfaction with an online customer portal where customers can access their account information and pay their bills. It offers the opportunity to increase staff efficiency by taking advantage technology to email bills, email customers from within the system and interface with any meter reading or accounting system. Available for LAN or Cloud, Diversified Billing can even be customized to meet your unique needs. Diversified Technology also uses its own software to offer utilities a complete managed billing service which currently sends 800,000 bills per yearStarting Price: $250/mo -
18
CARDZ3N
CARDZ3N
CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different. We offer a wide range of services and solutions that help organizations achieve their vision, facilitate change, and maximize performance and productivity. -
19
NETePay Hosted
Datacap Systems
NETePay Hosted is a comprehensive payments platform that consolidates payments and tokens across brick-and-mortar, eCommerce, mobile and unattended environments, all managed via Datacap’s portal. Datacap supports virtually every payment processor in North America. Dozens of plug-and-play EMV-ready devices from leading OEM providers. Datacap’s omnichannel payments solutions combine in-store, unattended, mobile, and eCommerce to create a unified, consistent payment experience across all channels. Purchase, configure and maintain Datacap products 24/7 via Datacap's product portal. Real-time reporting is available 24/7 for Datacap partners and their merchants. Remotely configure settings, pad flows, key injection, and more. Processor-proprietary Encryption methods ensure that card data is encrypted at the sale and decrypted at the NETePay Hosted without additional hops. Reduce card-present fraud with contact and contactless EMV (chip card) certifications for fixed, and mobile devices.Starting Price: Free -
20
Medius
Medius
Simplicity shouldn’t be complicated. Medius makes AP autonomous—using intelligent technology to reimagine how invoices move into and through your business via a process that you don’t have to touch and that gets smarter with every step. Automate the entire source-to-pay process with the Medius Accounts Payable suite. Simplify and automate your entire AP process by removing paper and manual invoice keying, matching, and processing. You’ll always have full visibility of invoices, spend and cash flow to ensure you can close the books on time, every time. Remove complexity, reduce fraud and save money by improving the payments process in your organization. Medius Pay overhauls the way you pay your suppliers, removing manual processes such as processing checks, and promotes automated working instead. Empower your procurement team with the tools they need to eliminate maverick spend. -
21
Bellwether Purchasing and Inventory
Bellwether Purchasing and Inventory Software
Rated #1 in purchasing software for SMB companies who create 50-1000 POs a month. Bellwether is cloud-based, modular, scalable, easy to use and offers a 100% money-back guarantee. Modules include Requisitions, Purchase orders, Receiving, invoicing, Inventory, and more. There are over 50+ punchouts, partial receipts, blanket POs, and integration to your ERP through invoicing. Reporting and help docs are available throughout the solution and you will also have outstanding customer support every step of the way. You decide what you need and when to add more. Proven and trusted as the best purchasing software by thousands of customers for over 35 years. Bellwether's solution works in all industries. Check it out now by requesting a free demo based on your company's needs and purchasing workflow. Look forward to hearing from you. -
22
Spoonfed
Spoonfed
Spoonfed is an intuitive, cloud-based, food order management solution for meetings and conferences. A global system, highly configurable for simple and complex contracts, with a range of business use cases to drive revenue. Empower your customers through online, mobile responsive, ordering and order management; View/edit/repeat/cancel order functionality within customer’s profile – no need to call the catering team; Allergens/nutritional information viewable – with option to add notes. Group Ordering enables individual requests as part of a larger order, with meals separately wrapped for contactless pickup/delivery. Our ‘best in class’ ordering experience is undergirded by Back of House reporting with comprehensive, end-to-end order management system for catering teams. Highly responsive support and onboarding from teams in USA and UK. Eliminate mistakes, save time for both customers and catering teams with a Streamlined production data ensuring accurate orders are out on time. -
23
OrangePay
OrangePay Merchant Services
OrangePay is based in New York, the heart of the economic world, and is one of USA’s fastest growing merchant services providers. We are constantly evolving, with our pulse constantly on the ever changing processing industry. With thousands of merchants choosing OrangePay as their provider of choice, our team is committed to providing you with solutions that ensure your business success. OrangePay provides state of the art processing solutions and services for all types of businesses, from small boutique stores, to large chain stores, from Shopify processing to full e-commerce solutions, restaurants, clothing stores, NPOs. You name it, we process it. No business is too small or too large for us! -
24
LISNR Point
LISNR
Short range, reliable 1:1 ultrasonic data transfer & authentication (SDK) between devices to facilitate a contactless transaction between a client and host device within 1ft and under. Signal generating & decoding SDK. Full mobile, desktop and embedded systems support. We enable advanced checkout experiences globally across the customer journey for retailers and mobility enterprises. Payment & proximity based experiences across retail customer journey. Payment & authentication experiences across auto, transportation, & ticketing. We enable device agnostic transmission and software allowing client control of the experience, transport layer & business model. Flexibility to support encryption, cryptography, key exchange alongside full duplex, multi-channel features, we can enable the most secure transmission method. Faster & more seamless checkout experiences enabled with the combination of range and experience control. -
25
Z3NPAY
Z3NPAY
True Flat Rate Global Payments. Start processing within minutes. Payments, Invoice, Recurring, & Subscriptions. A complete payments platform for e-commerce. Z3NPAY offers simple flat rate pricing payment processing. Our platform supports Single Payments, Invoicing, Recurring, & Subscriptions for the same price. Our services include a simple dashboard, reporting, and more.Starting Price: $0 -
26
Helcim
Helcim
Helcim is on a mission to build the world’s most loved payments company by making it easier for businesses to get paid and grow. Helcim delivers a better payments service by making it easier to sign up, providing smarter payment tools, and making it more affordable to get paid. The Helcim Card Reader is EMV and NFC enabled, accepts all major credit and debit cards, and does everything a traditional credit card machine can do and more. Let your customers go contactless and pay in seconds by tapping their credit card, debit card, or smartphone with Apple Pay or Google Pay enabled. Your customers can insert their chip card and securely enter their PIN on the reader to protect larger purchases. -
27
SBI Software
SBI Software
SBI Software’s tools for big retailers are built for big retail suppliers and buyers to improve your complex business process. When you partner with SBI, you are leveraging our expert team of national market researchers and industry experts. Founded in 2000, SBI Software now partners with some of the largest global retailers in 46 states and 5 countries. SBI clients alone are doing 1.2 billion in annual sales. Running debt-free with no outside investors, SBI is focused on speed in innovation and high-quality service. A new cost-free feature to process credit cards, debit cards, and ACH payments using Cloud-based technology. Our fully-integrated desktop ERP software is specifically built for big retail suppliers. Get complete visibility, from Forecasting to Order Fulfillment. Live availability from over 27 different green goods suppliers. Integrated with SBI’s Desktop ERP, giving growers the most powerful ordering experience yet. -
28
NMI Gateway
NMI
NMI Gateway is a white-label, omnichannel payment platform for ISOs, banks, software companies and fintechs that want to deliver secure, scalable and customizable payment acceptance. Supporting online, in-store, in-app, mobile and unattended commerce, NMI Gateway integrates with 150+ processors, 125+ shopping carts and multiple business platforms. NMI does not sell directly to merchants, we power 4,000+ partners serving over 1 million merchants worldwide and give them control over branding, pricing and merchant relationships, backed by developer-friendly APIs and modular functionality. Key capabilities include omnichannel support, white-label customization, multi-MID management, P2P encryption, advanced fraud prevention, centralized reporting and compatibility with 235,000+ devices. Processing 5.8B+ transactions annually and $440B+ in volume, NMI Gateway delivers the flexibility, scalability and security partners need to support merchants of all sizes through one centralized platform. -
29
Safexpay
Safexpay
"Our vision - To build a digital platform infrastructure that will transform the payment and banking needs for every business across the globe. Our mission - Accelerate economic growth of digital platform & API design for every business. We started our journey by creating payment products that allow businesses to accept payments digitally. Over the time, we realized that with best of our intentions, we will never be able to help all the businesses, owing to the size of the market. In 2018, this realization led to us creating a white-labelled payment aggregation platform which could be used by other companies wanting to foray into digital payments across the world. They could now benefit from our off the shelf platform and the knowledge base of our vastly experienced team. We are now the Leader in this space and multiple companies across the world are happy to use our platform.Starting Price: 2% + taxes -
30
IR Transact
IR
IR's Transact simplifies the complexity of managing modern payments ecosystems by bringing real-time visibility and payment monitoring to your entire environment, including for Card Payments, High Value Payments and Real-Time Payments. Transact gives you the power to uncover unparalleled insights into transactions using analytics, identify trends to help you streamline the payments experience, turn data into intelligence, and assure the payments that keep you in business. Uncover unparalleled insights into transactions and trends to help you make better business decisions. Use customizable dashboards to see the information most important to you. Translate complex data sets into straightforward, digestible representations. Find and fix problems before they impact customers with rapid troubleshooting. Ensure successful deployments and optimal performance across all payment types.
