Bill Waid is chief product and technology officer for FICO. In this role, he drives development of FICO Platform, which provides the ideal decisioning foundation companies need to successfully achieve digital transformation. Bill previously was general manager for Decision Management Systems at FICO, helping firms adopt analytics, decisioning and optimization solutions that identify and take action on unique, predictive insights, in real-time. Bill joined FICO in 2002 to lead the formation of the decision management business, now one of FICO’s largest and fastest-growing offerings, serving thousands of customers in a wide range of industries across the globe. Bill began his career as an engineer for Neuron Data and Blaze Software. He holds a civil engineering degree from Lehigh University.