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New best buy easy-access cash Isa launched by Trading 212

DIY investment platform Trading 212 today boosted the rate on its cash Isa for new customers, bringing the rate above 5 per cent. This Is Money readers can sign up with this exclusive Trading 212 link to claim the promotional rate which is valid until the end of January.

Best inflation-fighting savings rates: Make your money work harder

Inflation ticked up 2.6 per cent in the 12 months to November after reaching the Bank of England's 2 per cent target in May. The good news for savers is that there are still 1,582 savings accounts which beat inflation.

The lucky Premium Bonds numbers from £1,000 up to £1 million are published on This is Money a full day before NS&I updates its prize checker tool.

Gilt yields show the UK can't borrow for growth so let's offer savers a good deal and use

The government represents the UK and its people and some of those people are sitting on a lot of money. Cash savers and pension investors in retirement tend to be pretty cautious: they want good returns, but they also prize them being reliable and from a low-risk source. Perhaps the answer to unlocking the UK's growth conundrum is to offer that to them.

Santander warns customers paid wages twice they DO need to return the cash

Santander is still in the process of recovering £130million it accidentally paid to customers over three years ago. A payment error on Christmas Day 2021 meant that some 75,000 payment transactions, at an average of £1,733 each, were wrongly put through twice. And Santander's efforts to recover the money it wrongly sent to customers are still ongoing more than three years on. This is Money spoke to two consumer champions to find out whether you'll have to pay money back if you receive money you aren't owed from a bank, or if your job overpays you, and what your rights are.

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Can I max out Premium Bonds for my two children to boost own chances of winning?

I'm in the fortunate position of investing for both my children. I'm also saving diligently for myself in investments and pensions. I have surplus cash to spread around, and have already maxed out my personal £50k Premium Bonds allowance, and also have Income Bonds with NS&I. If I were to put £50,000 into Premium Bonds for both my children, what happens to the prizes? Are they paid into my current account?

Where will savings rates head in 2025? Three experts give their verdict

This year saw savings rates peter out as the Bank of England cut interest rates for the first time in over four years. We asked savings experts what 2025 will have in store for savers.

How quickly should Premium Bond prizes and monthly interest from NS&I Income Bonds arrive

I noticed that my £100 prize didn't arrive in my current account right away. How quickly should a Premium Bonds prize be paid and when will interest from NS&I's income bonds reach my current account?

Premium Bonds are loved by more than 24million Britons for the chance they offer to become a millionaire in the monthly prize draw.

Premium Bonds Winners

Prize Area Value of bond
£1,000,000 Liverpool £18,025
£1,000,000 Gloucestershire £17,480
£100,000 South West Wales £49,000
£100,000 Inner London £10,000
£100,000 South Yorkshire £5,000
£100,000 Inner London £15,000
£100,000 North Yorkshire £20,000
£100,000 Wales £10,000
More January 2025 winners
View list of January 2025 winners

Did you miss out on the £100 Nationwide Fairer Share payment? Here's how to ensure you'd

Nationwide Building Society could pay out another £100 Fairer Share payment next year, after strong hints from its chief executive in recent weeks. But millions missed out last year after failing to meet the criteria - here's what you need to know.

The Lifetime Individual Savings Account was launched eight years ago to help people save for their first home or boost their retirement savings.

Best buy tables dominated by the traditional banks and building societies have been shaken up by a new breed of cash Isa provider.

I fear time has come to ditch NS&I before a rates avalanche, says SYLVIA MORRIS

The grinches at National Savings & Investments (NS&I) have been busy dishing out massive cuts in its rates and prize fund in a desperate bid to stem the wall of money coming its way. And don't rule out further cuts if money keeps pouring in. Even with rates as they are, I would seriously consider whether to stay with NS&I.

Saving and investing calculator: Work out interest and investment returns

The secret to saving success is compound interest. Over the long-term this earns you interest on the interest on your savings and boosts your returns. This calculator works out how much a regular monthly savings scheme could make and how much a lump sum investment could be worth.

Best bank accounts: Top current accounts for interest and rewards

How hard does your bank account work for you? Hard enough to give you cashback on your household bills, interest on your balance or simply standout customer service? Here is our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff.

Savings platforms: Get the best rates and manage your money

A new wave of savings platforms have emerged in recent years which help savers keep track of their accounts more easily and move money into better rates after signing up. We round them up, look at the top rates from savings platform Raisin and reveal whether they beat the best buys in our independent This is Money savings tables.

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Premium Bonds Winners

Prize Area Value of bond
£1,000,000 Liverpool £18,025
£1,000,000 Gloucestershire £17,480
£100,000 South West Wales £49,000
£100,000 Inner London £10,000
£100,000 South Yorkshire £5,000
£100,000 Inner London £15,000
£100,000 North Yorkshire £20,000
£100,000 Wales £10,000
More January 2025 winners
View list of January 2025 winners
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